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Text Chapter 587 Big Change

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    Chu Yue'er smiled slightly and said, "I knew Brother Xiao would take my test."

    Xiao Han said: "Since I came prepared, I will definitely get high scores, let's talk about it."

    Chu Yue'er nodded and sat up straight. The breasts in her slim-fitting and tight professional skirt became more and more erect, which made Xiao Han feel trembling in his heart.

    Chu Yue'er said: "Brother Xiao, Sister Yanran, my idea is this. Judging from the development trend of the entire economy, the next step will be a period of great development for circulation companies."

    Xiao Han said: "Why?"

    Chu Yue'er said: "In the past few years, especially after the financial crisis of country M affected the world, the world's markets have been in recession. It can be said to be the Great Business Depression. Coupled with the depression of the financial industry, the entire world economy has been in a slump.  Although there are occasional signs of recovery in some areas, it is still too early to talk about a comprehensive economic recovery. Almost everyone has always believed that it was just the result of the financial crisis, and also believed that the business and financial industries and even the manufacturing industry  Like previous economic crises in human history, other fields will slowly overcome the difficulties and prosper and develop again. In fact, this is a wrong idea. The real cause of the global economic crisis is not the financial crisis. The financial crisis is just an opportunity.  That¡¯s it, this is a major change brewing in the economic structure of mankind. Once this change is established, the business and financial industries will inevitably decline further, and the manufacturing industry will also face comprehensive adjustments"

    "Oh?" Xiao Han became interested after listening to Chu Yue'er's words. This is not just as simple as opening a company and doing business. The economic foundation determines the superstructure, and economic development will also directly affect the stability of the regime, that is,  It is said that the officialdom will also be profoundly affected.

    Yanran also listened with interest. Chu Yue'er's report on the company's establishment of a circulation enterprise did not mention this. It only talked about the steps and ideas for establishing a circulation enterprise in detail.

    Xiao Han said: "Yue'er's vision seems to have spanned the past and present, both at home and abroad. Okay, you should have such vision and courage to do big things, continue."

    Chu Yue'er smiled and continued: "Business has been a fraudulent thing since its birth. To put it bluntly, it is nothing more than finding ways to lower the purchase price of the product from the manufacturer of the product from the place of production, and then finding ways to find ways to do it at the place of sale.  Products are sold to consumers at a high price, and businessmen earn a high price difference from it. Therefore, business itself does not produce any social value or wealth. It is just trying to find ways to take the money out of other people's pockets and put it into their own pockets.  But why has business continued to thrive with human history for thousands of years since its birth? Quite simply, it relies on the asymmetry and opacity of information to survive. Ordinary consumers cannot know when a product is produced.  What is its cost and ex-factory price? Therefore, the price of purchased goods has often been increased several times or even dozens of times. However, the development and popularization of the Internet have completely broken this information barrier.  As long as a product is searched online, the product's price, origin and other information will be immediately displayed in front of consumers. This makes the intermediate business link from the factory to the consumer's hands more and more dispensable, so we see  However, with the decline and continued depression of traditional commerce, online shopping has developed rapidly in recent years. Many manufacturers directly open stores online and sell products at ex-factory prices, winning the favor and patronage of a large number of consumers. For  For consumers, they buy something that is worth the money. For manufacturers, it saves the management and marketing costs of recruiting dozens, hundreds or even tens of thousands of agents, and it also promotes products to be sold more directly, smoothly and in a timely manner.  , from this point of view, with the further development of Internet sales, it is only a matter of time that the traditional business of earning price differences between manufacturers and consumers will be abandoned. "

    Xiao Han nodded: "That makes sense, very reasonable. Look, Yanran, our Yue'er is getting more and more powerful. No wonder I feel that Yue'er is becoming more and more temperamental. The ancients said that one has the spirit of poetry and calligraphy in one's belly.  Hua, Yue'er has the general trend of the world in mind."

    A blush appeared on Chu Yue'er's face: "Brother Xiao, stop praising me. If you praise me again, my head will be dizzy and I won't be able to speak."

    Yanran said: "Yue'er, it's not that Brother Xiao is praising you, your ideas are still very correct and forward-looking. Take our Tianyu as an example. In the past two years, the business and sales of online stores and websites have also been increasing steadily.  , This all illustrates this point, okay, continue, the idea is very good. "

    Xiao Han asked: "By the way, Yue'er, you just mentioned that the financial industry is going to decline like business. What's going on?"

    Chu Yue'er said: "Brother Xiao, Sister Yanran, it's like this. In the final analysis, the financial industry and business are actually the same in nature. They are nothing more than making use of the asymmetry and opacity of information to make money between depositors and lenders.  Take the difference in interestPrice, it itself will not produce any social value or wealth, but it will increase more social fraud. Just like business, it will use the inaccessible information of both depositors and loans to carry out intermediate operations, thereby maximizing its own interests. Therefore, all businesses  Behavior and financial behavior, in the final analysis, are behaviors that take advantage of underdeveloped information to commit fraud. Today and tomorrow when the information industry will develop rapidly, they are destined to be abandoned and destined to decline. Of course, the financial industry is often related to  The economic lifeline of a country's ruling regime. In a short period of time, governments around the world may take administrative measures to save the financial industry. Just like during the Wall Street financial crisis, the government of Country M directly used taxpayers' money to save bankers who were on the verge of bankruptcy.  Injecting money into the pockets of bankers was a criminal act for the entire society and taxpayers, so it aroused doubts and even protests at the time.  "

    When Xiao Han heard this, he clapped his hands and said: "It's true, my estimate is indeed correct. The economic foundation determines the superstructure. Economic turmoil will inevitably affect the stability of various countries' regimes and even changes in the entire world structure. When traditional business and finance  When the industry is gradually abandoned by human society, I am afraid that the current political model will also lead to a big change. "

    Chu Yue'er said: "Brother Xiao is in the system, so he will naturally think of this level, but economics and politics have been inseparable since ancient times. Economic turmoil and changes will affect the existing system model sooner or later.  , but what we are mainly discussing today is how our Tianyu company can seize the opportunity to become bigger and stronger during such changes.¡±
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