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Yi Xiaohai remembers that when he was a child, he looked forward to the Chinese New Year the most because there were delicious food, new clothes, and fireworks.
Now he hopes not to celebrate the New Year, because the Chinese New Year means the passage of time.
? ? ? ? ? ? ? ? ? ? ? ? ? ? ?
Yi Xiaohai¡¯s youth is more exciting than that of all his peers, but Yi Xiaohai has higher pursuits.
He hopes to completely defeat the economic hegemony of the United States in 2008. 2006 has arrived, giving him less and less time.
"Stay there, fireworks"
Yi Xiaohai was in a daze, but Yiyi and Tudou interrupted his random thoughts.
It¡¯s the New Year now, time to spend with family, and those work matters, I don¡¯t dare to think about it at this time.
He immediately mobilized:
"Tudou goes to drive, Yiyi goes to move the fireworks"
The two children screamed and went to work. Yi Xiaohai watched the two little guys take out the treasures, put them into Tudou's tractor, and then drove to the middle of the yard, looking forward to the fireworks show.
Li Yin appeared and picked up Tudou:
¡°My godfather will take you to see the fireworks, do you want to go?¡±
"want."
"I want it too, I want it too"
????????????????????????????????????????????????????????????? Just now was my little firework as a treasure. Now I heard about the big fireworks, so I decisively abandoned my own little firework.
Taoyuan Town has launched a New Year¡¯s fireworks show, which is best viewed in the central square. Although the weather is very cold, many people have gathered in the square.
Bang bang bang bang,
At 7 p.m., a matrix of fireworks rose into the night sky, lighting up the entire night sky.
¡¡
Most of the time during the Chinese New Year in rural areas is spent visiting relatives, eating and drinking, and Yi Xiaohai and the others are no exception.
Having stayed abroad for three years, this time they are celebrating the New Year in their hometown. Yi Daoming and Cheng Suping specially made a list to visit all their relatives.
They sit so much because of Yi Xiaohai.
No matter how popular Yi Xiaohai is outside, many people in his hometown are his elders and relatives of the Yi family. They need to consider the worldly aspects.
Although Yi Xiaohai¡¯s current status does not require so much consideration and others will not say anything, the older generation pays attention to the fear of people¡¯s words.
"The Yi family is prosperous and they don't recognize poor relatives."
"Yi Xiaohai is so awesome that he doesn't even recognize these elders anymore."
Yi Daoming and Cheng Suping didn't want to hear such bad remarks, so they visited all their relatives with great fanfare this time, not to miss any one.
Yi Xiaohai felt it was completely unnecessary.
They can¡¯t come back every year to celebrate the New Year. If they don¡¯t do it right once, won¡¯t someone still gossip?
¡°And he has done a lot for his hometown, everyone is rich, and few people would say such harsh words.
Yi Daoming and Cheng Suping don't think so. They feel that since they are at home, they should go for a walk and not give others a reason to say bad things.
Because of her parents¡¯ insistence, Yi Xiaohai did not object strongly. Instead, Tudou and Yiyi liked to visit relatives because they could get lucky money.
The most important thing is that there are many opportunities to eat sweets, which Li Xuanyu cannot guard against.
Every night when she came back, she would search the two little kids and not allow them to hide candies, but she failed to achieve the expected goal every time.
Yiyi is so smart. On the first day, she was searched and all the candies were confiscated. When she got home the next day, she put the candies in toys, wardrobes and other places where she could hide them.
Li Xuanyu had to conduct a large-scale search every time, but something always slipped through the net. In the end, he had no choice but to strangle Yiyi¡¯s candy source at the source.
The battle of wits and courage between mother and daughter ended with Li Xuanyu's forceful suppression.
After spending the New Year in Taoyuan Town, Yi Xiaohai and Li Xuanyu took Tudou and Yiyi to prepare to go to France because Li Xuanyu was about to graduate.
They stayed in Suzhou for a few days before flying to France in March.
¡¡
The Big Apple City of the United States, Han and Tang North American Headquarters,
Lu Zhixin is taking stock of the South American market and planning whether to continue to expand the market and put enough pressure on Western financial institutions.
His secretary knocked on the door and came in and reported something to him:
¡°The think tank at the headquarters warned us that a subprime mortgage crisis has taken shape in the U.S. financial market.¡±
Lu Zhixin was surprised:
"Didn't you say you have to wait until the end of next year?"
"Headquarters said that they have sent you an email and asked you to check it. Boss Dong asked you to call him and talk on the phone."
"Call the manager of the market analysis department,"
Lu Zhixin put down the documents in his hands, opened his mailbox, and found an encrypted email. He quickly opened it.
Only a handful of senior executives in the entire group knew that Yi Xiaohai was playing chess, a game that would change the world, and the key to this game was the subprime mortgage crisis.
Basically everyone in the United States and Western countries uses credit cards. The credit system was established early. Credit loans are a common phenomenon in the United States.
Because they use a lot of credit cards and take out a lot of loans, unemployment is common and their income is unstable, which directly leads to some people¡¯s poor credit ratings.
Americans usually pay in installments when buying a car, an appliance, or even a piece of garlic. If they want to buy a house, they can only get a loan.
Full payment, that doesn¡¯t exist.
Buying a house requires a very high credit rating, and those that are not up to standard are defined as subprime credit borrowers, or subprime borrowers for short.
Literally, subprime means bad, so engaging in subprime mortgage loans is a high-risk, high-yield financial industry.
Marx said:
Capitalists are afraid of no profit or too little profit, just like nature is afraid of a vacuum. Once there are appropriate profits, capital becomes bold.
If there is 10% profit, capital will be used everywhere; if there is 20% profit, capital will be active; if there is 50% profit, capital will take risks.
For the sake of 100% profit, capital dares to trample all human laws. With more than 300% profit, capital dares to commit any crime and even risk hanging. "
The subprime mortgage business is a business that allows people to take risks.
It doesn¡¯t matter if your credit record is poor, or if you have poor repayment ability, it doesn¡¯t matter. As long as you are willing to bear a much higher interest rate, we will lend you money.
Subprime mortgages usually use a combination of fixed and floating interest rates to repay, with homebuyers repaying at fixed rates in the first few years and then at floating rates.
Because of the Internet crisis in 2002, hot money in the United States fled from the stock market and entered the property market. The United States wanted to save the stock market and lowered interest rates.
This background has made the property market extremely hot and brought opportunities for rapid development to the subprime mortgage business.
In recent years, the real estate industry in the United States has been prosperous. On the surface, it seems to be in a peaceful state, but crises are potential.
Lu Zhixin opened the file and read it carefully. He found that there seemed to be a problem with Yi Xiaohai's plan.
To be precise, it is not that there is a problem with Yi Xiaohai's plan, but because the subprime mortgage crisis he predicted seems to be coming early.
He quickly picked up the phone and called Dong Li
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