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Trivia about Beijiang (2)

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    ??

    After Yi Xiaohai completed the formalities, he left the sales office and separated from Yi Daolei.

    There can't be a fire at home, so he has to go to his uncle's place to get food.

    By the way, tell your uncle about buying a shop.

    The investment promotion work for the first phase of Metal Riverside is about to begin. Before that, he plans to choose two shops for his uncle.

    If Yi Daolei knew about this, he would definitely cry and faint in the toilet.

    They are also elders, so the difference in treatment by Yi Xiaohai is too obvious.

    But this can¡¯t be blamed on Yi Xiaohai.

    ¡°You can only blame Yi Daolei for being unreliable, otherwise Yi Xiaohai wouldn¡¯t be wary of him.

    It was dinner time when Yi Xiaohai arrived, and there were many guests in the restaurant.

    He was once again made a strong man.

    Fortunately, the store has more manpower, so he doesn¡¯t need to do much.

    The business of Jinghe Hotel is as booming as ever, Yi Xiaohai rolled up his sleeves and started to help.

    It wasn¡¯t until two o¡¯clock in the afternoon when the number of guests in the hotel dwindled and Yi Xiaohai had a meal.

    He mentioned buying a shop to his uncle.

    Cheng Jinghe was a little moved, but hesitant.

    After he bought a house, like Cheng Suping, he especially liked to pay attention to the house price.

    He felt heartbroken when he heard someone say that housing prices were going to drop.

    As soon as the price goes up, he feels comfortable.

    The mentality of ordinary people is the same. Before buying a house, they hope it will fall, and after buying a house, they hope it will rise.

    After all, no one wants to trade at a loss.

    Cheng Jinghe wanted to buy a shop on the golden riverside because he knew about the housing prices.

    In three months, the price of houses in Beijiang increased by 300 yuan per square meter.

    If he resells the three-story building he bought now, he can earn an extra 50,000 yuan, which is equivalent to a 50% increase.

    This kind of speed of making money is exciting to everyone.

    But what made him hesitate was that he didn¡¯t have much money.

    The hotel¡¯s business is good and its income is steadily increasing.

    ¡°But he just spent 100,000 yuan to buy this three-story building, and his savings are not very abundant.

    The shops in Golden Riverside often cost hundreds of thousands, and he was dwarfed by them.

    "The minimum price for a shop in Golden Riverside is more than 200,000 yuan. I'm too short, so I'd better forget it"

    Although Cheng Jinghe was a little reluctant, he still gave up after hesitating.

    "My dad left me a lot of money before he left. How about I lend it to you?"

    "That won't work"

    Cheng Jinghe shook his head: "If you don't help the poor, you can take your father's money at every turn."

    "A family helps each other, why should we be so polite?"

    "You kid, stop trying to persuade me"

    "Okay, I won't persuade you anymore"

    Before he spoke, Yi Xiaohai guessed that his uncle would not agree, so he did not force it.

    He took a quick bite of braised pork, took two bites of rice, and then continued to ask: "Uncle, how much money do you have on hand?"

    "Almost more than 60,000"

    "How much can a hotel earn in a month?"

    "I really haven't thought about this"

    Cheng Jinghe has not made any specific calculations.

    "Almost 2 numbers"

    The table where they ate was right next to the counter. Li Tiancui, who was settling accounts, raised his head and said:

    "There are still ten days left in this month. If there are no accidents, it will be a little more, almost 2 and 3 points"

    Because there were still a few scattered customers, Aunt Li Tiancui did not explain the money earned too clearly.

    After all, she still understands the principle of keeping wealth secret.

    But Yi Xiaohai understood.

    In Taoyuan, one number is often used instead of 10,000 yuan.

    In other words, last month, the restaurant earned 20,000 yuan, and this month it can earn 23,000 yuan.

    This time it was Yi Xiaohai's turn to be surprised.

    The food at Jinghe Hotel is very affordable, the price is not high, and the profit is not much.

    He thought that almost 5,000 a month would be good.

    ¡°I didn¡¯t expect that I still underestimated the hotel¡¯s ability to attract money.

    Based on the calculation of earning 20,000 per domain, it is 240,000 per year.

    Within a few years, Cheng Jinghe will be a millionaire.

    Even in Beijiang, he can be regarded as the number one person.

    ¡°I didn¡¯t expect that the hotel could be a cash cow¡±

    Yi Xiaohai made a joke and an idea instantly came to his mind.

    "Don't be blind"?¡­¡±

    Li Tiancui couldn't hide the smile on his face.

    ? It can be seen that she is in a good mood.

    In the past, when I was working at home and running a small shop, the money I earned was nothing compared to what I earn now.

    It¡¯s hard for her to be in a bad mood.

    But she still looked around carefully.

    The guests were all eating and did not notice what Yi Xiaohai said. She breathed a sigh of relief.

    "The big tree attracts the wind, so be careful"

    "I'll keep my voice down"

    Yi Xiaohai said with a smile.

    "Uncle, since you are not willing to borrow my father's money, you might as well get a loan"

    Yi Xiaohai doesn¡¯t know if banks have mortgage loans now.

    But even if not, an ordinary loan is no problem.

    With the hotel¡¯s income here, there is absolutely no problem with its repayment ability.

    "loan?"

    Cheng Jinghe is a little unfamiliar with this term.

    "Just borrow money from the bank"

    Since Cheng Jinghe insists not to borrow money from his family, he will borrow money from the bank.

    This way his psychological burden will be much lighter.

    Yi Xiaohai has enough patience with Cheng Jinghe.

    He is not in a hurry now and is slowly guiding his uncle to become rich.

    Although it is a little troublesome, it gives Cheng Jinghe a greater sense of accomplishment.

    Yi Xiaohai can be said to have good intentions.  /

    When Cheng Jinghe heard this, he still wanted to borrow money. He was a little conflicted: "Is it okay to borrow money from a bank?"

    "Why not? Those who do business now make money with bank money"

    "But I heard that it is difficult to borrow money from the bank"

    "It's not difficult at all"

    Yi Xiaohai started to cheat again:

    "There is a lot of performance pressure within the bank. They have lending requirements, which means how much money they have to lend out every month and quarter. If you can't borrow this money, everyone will have their bonus deducted, so the bank is eager for you to borrow money  "

    "Is such that?"

    Cheng Jinghe didn¡¯t believe it: ¡°The person in our production team who is in the sapling business said before that he wanted to borrow money from a credit union, but they didn¡¯t approve it¡±

    "The situation is different"

    Yi Xiaohai finished the last bite of rice in the bowl and explained to his uncle seriously:

    "His kind of business is unstable, but your hotel income is very stable, and you have a house as a fixed asset. The bank does not need to worry about your repayment ability, and will definitely lend you"

    ¡°If the business in the store suddenly goes bad, wouldn¡¯t it still be enough?¡±

    "You have 60,000 yuan, and if you borrow another 200,000 yuan, it will be enough to buy the cheapest shop. You can repay less than 17,000 yuan a month, so there should be no problem"

    "If you can repay 17,000 a month, then there's no problem"

    Li Tiancui was listening on the side and suddenly said:

    "Two days ago, the boss who contracted the canteen of the Golden Riverside Project was found to be cutting corners and using bad ingredients. Manager Zhou stopped letting him contract the canteen and said that I would send the project department's meals regularly in the future, so that he could get more  With a lot of income, even if the store's business is a bit poor, there should be no problem"

    "Uncle and auntie said there is no problem. You must listen to me and I am right"

    Cheng Jinghe still trusts Yi Xiaohai.

    At that time, he just listened to Yi Xiaohai's words and bought this small building. Now he is earning 50,000 yuan while lying down.

    "How about we do this?"

    Cheng Jinghe looked at his wife and asked for her opinion

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