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Chapter 489 Chapter 489

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    ?

    Xu Feng always held Lin Ziyao in his arms, which was a protective gesture.

    Lin Ziyao gently rested his head on Xu Feng's chest, and asked softly, "Will you blame me?"

    The faint fragrance in Lin Ziyao's hair seemed to seep into Xu Feng's nasal cavity, making him very comfortable. Xu Feng wrapped Lin Ziyao's hair around his fingers and said gently: "  How can I blame you."

    "What about you?" Lin Ziyao asked, "Why don't you want children?"

    Do you not want it now or do you want to be a DINK?

    As soon as Xu Feng let go, Lin Ziyao's long hair bounced off Xu Feng's fingers round and round.

    Xu Feng kissed Lin Ziyao's fluffy hair on top of his head, and explained: "It's not that I don't want a child, of course I want to have your baby, but I don't think it's the time yet."

    A child who is connected by blood with Lin Ziyao, a child who looks like both him and Lin Ziyao, makes Xu Feng feel happy when he thinks about it.

    But it was this solemnity that made Xu Feng dare not deal with it casually. He wanted to give his children a good life, a good material environment, and a good and rich spiritual world. All of these must be supported by a certain economic background.

    He has been working hard in Huaihai for many years. Although he has some savings, he feels that it is not enough. The current income is enough for him and Lin Ziyao to live a carefree life, but having children makes him not so rich.

    Xu Feng has suffered from poverty, and he doesn't want to let his children live a hard life.  We don't need to be rich, we just hope that what ordinary children have, I can satisfy my own children.

    If one day, my child asks herself childishly: "Dad, my classmate Xiaoming is going to study in the United States during the summer vacation, Xiaoqiang is going to travel to Japan, and Xiaohong is going to go on a ten-day trip to Europe. Where shall we go?" or  It is to ask "Dad, the school organizes a ten-day European summer camp, which costs 50,000 yuan, can I sign up?"

    Xu Feng thought, if he encountered such a scene, he really couldn't bear to tell the child: "You can't go."

    "Why?" the child asked childishly, his eyes full of puzzlement.

    "Because mom and dad have no money." I said frustratedly.

    As long as Xu Feng deduces this situation in his mind, he will feel very uncomfortable.

    This is on the one hand, on the other hand, he does not want Lin Ziyao to worry about raising children, tea, rice, oil, salt, sauce and vinegar. It is really uncomfortable to break a penny into two petals. He hopes that Lin Ziyao  Can be less trouble, more carefree.

    At least Lin Ziyao is with him, and the quality of life cannot be reduced.

    It is a naked reality that every adult cannot avoid.

    Xu Feng sighed deeply in his heart.

    "I don't think I'm strong enough to give you and your children a comfortable, safe, and worry-free life," Xu Feng said.

    Lin Ziyao obviously felt the frustration in Xu Feng's tone, even apologetic.

    Lin Ziyao felt distressed. She knew that Xu Feng would not lie to her, and there was no need to lie to her. More importantly, she understood Xu Feng. She and Xu Feng were children of ordinary families, and both parents had medical insurance and insurance.  They don't need to pay for social security and ordinary life. It's just that Xu Feng and Lin Ziyao will give their parents a red envelope during the holidays. This is why they are luckier than many people.

    But it is impossible for parents to give them more support.  Both Xu Feng and Lin Ziyao are filial children, and they both hope that their parents can enjoy their old age peacefully, that they can buy whatever they want to eat, buy whatever they want to wear, travel wherever they want and pack their bags on their backs;  Sun's family happiness, instead of leaving home and coming to Huaihai purely to take care of their children.

    Parents have already burdened their lives and should not burden their children's lives.

    The cost of raising a child in a big city is really too high. Raising a child is equivalent to eliminating a millionaire.

    "How expensive it is to raise a baby in first-tier cities", countless netizens have joined the topic discussion. The high cost of raising a baby is undoubtedly the most realistic hurdle before people.

    From pregnancy to childbirth, to raising the baby until college graduation, how much do parents spend?

    There was a "China's Top Ten Cities Birth Cost Ranking List" on the Internet, which listed the various costs of having a child, and then calculated the expenditure of each city:

    ? Beijing 2.76 million

    Shanghai 2.47 million

    Shenzhen 2.161 million

    Guangzhou 2.014 million

    Hangzhou 1.832 million

    Nanjing 1.701 million

    Wuhan 1.606 million

    Qingdao 1.526 million

    Xi'an 1.425 million

    theTo raise a baby in a first-tier city, if you are not careful, you will get a million bucks:

    Pregnancy and childbirth, about 20,000 to 80,000;

    0 to 3 years old, about 200,000;

    3 to 6 years old, 80,000 to 600,000;

    7 to 18 years old, 300,000 to 2 million;

    18 to 22 years old, 150,000 to 2 million.

    If the 28-56-day confinement wife is included in the pregnancy and childbirth stage, this number may be even more expensive.  According to the price of Yuesao, regardless of platform or private, 12,000 to 15,000 28 days is the most basic.

    From 0 to 3 years old, there are two situations.  One is to hire a nanny outside, and the other is to have someone at home full-time.

    The price of a nanny is at least 4,000 to 5,000 yuan per month in first-tier cities, and it will be almost 120,000 in three years.  If one of the parents works full-time, the previous income will be halved.  Plus milk powder, snacks, fruits, etc. 1,000 yuan per month, diapers, toys, etc. 400 yuan per month, as well as early education, vaccines and other medical expenses.

    From 3 to 6 years old, private kindergartens cost 5,000 to 20,000 yuan per month, ordinary public kindergartens cost 2,000 to 8,000 yuan per year, plus interest classes at 2,000 to 10,000 yuan per month.  After three years, including food, clothing, and entertainment, it is about 80,000 to 600,000.

    Further on, there are differences in the fees for each stage of elementary school, junior high school, and high school, but extracurricular tutoring, cram schools, interest classes, etc. are added.  In junior and senior high schools, supplementary tutoring is still a big part. Even if there are only three supplementary courses, one class costs 200 yuan once a week, and the cost of supplementary lessons plus review materials is more than 100,000 yuan.  Junior high school and high school together, probably between 300,000 and 400,000.

    The composition of the university is relatively simple. Tuition fees, accommodation fees, living expenses, plus some skills training, if calculated as a whole, if you study in China, it will cost about 150,000 for 4 years; if you study abroad, the cost will be more than 2 million.

    This is only an economic cost, as well as a human cost.

    0-3 years old, the child is just born, and cannot be separated from others for a moment, and must be carefully taken care of.

    3-5 years old, the child goes to kindergarten and can take a little breath.

    After the age of 5, the child will start to attend various training classes, tutoring classes, and interest classes. Some parents of chicken babies have already advanced this stage to the child's 3-year-old.

    The current knowledge is very different from when Xu Fenglin Ziyao was studying. When children learn, parents have to follow suit first. Parents get gray hair and vomit blood every minute.

    Both Xu Feng and Lin Ziyao are in the hard work of their careers, and the standard "996" social animals really have no energy.  (Remember the site URL: www.hlnovel.com
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