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Chapter 56 Excellent Peer

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    ?

    Do simple things repeatedly, and repeat things with heart.

    This is what Jiang Xiaoyun told herself.

    No, this should be what some inspirational masters told you.

    It's just that few people can persist.

    Xia Xiaoxian once discussed financial management with Sister Zhou.

    "If you don't manage money, money will ignore you." This is a well-known slogan.

    But many people will say, I have no money to deal with.

    Just like Xia Xiaoxian in the past, every month she got nothing, no money.

    However, Sister Zhou told her that financial management does not have to take tens of thousands of dollars to do something, and financial management is a process of persistence.  j

    Sister Zhou taught Xia Xiaoxian how to manage property for a lazy person.

    "Money is divided into pocket, emergency, and spare." Sister Zhou said: "Put aside the money that must be spent in life, this is pocket money; then prepare an account. Urgent, as the name suggests, is for emergency use.  Three months of housing loan living expenses; the backup is pension money for parents, education money for children, own pension fund, etc. "

    Sister Zhou also taught Xia Xiaoxian a property management method of fund fixed investment, that is, go to the bank to make a fixed investment in a fund, and deduct one or two hundred yuan every month.  It was found that there was still a large sum of money there.

    That's right, speaking of this, Xia Xiaoxian went to see her fund account.

    This money was deposited in the year when Nini was born, and I have never cared about it.

    I don't know if I don't look at it. I was shocked when I saw it, and there were about 20,000 on it.

    Xia Xiaoxian looked at the income, high, really high!

    She quickly called Sister Zhou, wondering if she could invest more with such a high return.

    "Don't be impulsive." Sister Zhou said: "The reason why you have a high return on this money is because it was a bear market when you made your move. The stock market fell to about 2,000 that year, but now it is more than 3,000.  Now that you invest in it, the income will naturally increase. Moreover, the amount of money is small, and you are never in a hurry to use it. If you invest a large amount of money, what will you do if you encounter a bear market? Sell it but  If you want to lose money, you may lose more than half of it"

    Xia Xiaoxian, who is in a bear market and a bull market, doesn't understand at all.

    Of course, she still understands that this is a term for stock trading, but she is inherently repulsed by stocks. I don't know who once said in front of her: Retail investors will always lose money in stock trading.

    So Xia Xiaoxian didn't dare to gamble.

    As soon as she heard sister Zhou say that, she lost her heart.

    By the way, Xia Xiaoxian remembered the goodness and authenticity of the aloe skin care products that Xia Xiaojiao said, so she had the cheek to recommend one to Sister Zhou.

    "Okay, let me take a look and buy it if I need it." Sister Zhou said: "I am getting old now, so I must use something good. I use Christina."

    Xia Xiaoxian only knew that Sister Zhou used good and expensive skin care products, and it was the first time she had heard of this Christina.

    "It's an expensive skin care product, with a set of more than 10,000 yuan." Jiang Yun said: "You can tell her boldly that our aloe vera series is not inferior to this brand, because I used to use Christina before, and I bought it from a friend out of sympathy.  After using a set of aloe vera series products for five months, the effect is very good, and I fell in love with it, sharing her."

    Xia Xiaoxian swallowed her saliva.

    A set of more than 10,000 yuan, what kind of concept is that, what is laundered is money, what is wiped is also money, and what is washed away is even more money!

    "I used the aloe vera series to wash my face in a beauty salon. My younger sister asked me if I had done any beauty treatments. My skin was better than before. I was surprised at the time. After thinking about it, I realized that it was the effect of the aloe vera series.  I don¡¯t use that big brand, it¡¯s cheaper and more effective, so why don¡¯t I use my own platform. I¡¯m just saving money, and I¡¯ll make money by sharing it.¡±

    Xia Xiaoxian wanted to say that she had no experience.

    I have never used high-end skin care products, and I have never been to a beauty salon. As a woman, it is really a loss.

    "In fact, the so-called big brands: 31% is advertising costs, 5% is taxes, developers keep 4% of the profits, and 50% is the profits of middlemen. The cost of big brands is actually less than 6%, and consumers are just paying for expensive ones.  It¡¯s just advertising.¡± Jiang Yun said: ¡°I don¡¯t value the brand now, I value the real connotation more. My consumption is more rational.¡±

    Xia Xiaoxian has a feeling that every time she finds Jiang Yun, she can talk endlessly for a long time.

    ?From product to quality to membership to feedback.

    Except when I listened to it, I felt that she was bragging, as if she was a quack on the street.

      Cold and cold, drink brown sugar ginger tea; wind, heat and cold, drink Sydney ointment; indigestion, eat a probiotic; bruises and sprains, parting soothing ointment; mosquito bites aloe vera gel

    When she first showed it to Li Guoqing, Li Guoqing said that the hospital could be closed.

    She also maintained a skeptical attitude, but thinking that she was doing it herself, she also ordered Sydney cream, and she would only know if it was good after using it.

    Nini asked her to drink when she had a cough. Before she knew it, half the semester had passed.

    Xia Xiaoxian discovered unexpectedly one day that almost every day in the class there were children coughing and asking for leave. Nini would also be recruited when the seasons changed in the past, but this time there was no such situation at all.

    Could this be due to the Sydney cream.

    In Jiang Yun's group, Xia Xiaoxian is usually a silent person, but she also noticed that there are many mothers who say that their children don't take medicine for half a year, and they solve small problems by themselves.  Sparse, it is a serious problem to find a doctor.

    "Do you really believe it?" Li Guoqing still didn't believe it.

    "Believe it or not, the cost of trial and error is not high." Xia Xiaoxian said: "I'm not afraid of letting children take medicine, injections, hanging water for atomization, but afraid of drinking Sydney ointment. Your ignorant love is a kind of harm. They said  As long as you don¡¯t have a cold constitution, you can drink pear cream if you don¡¯t have a cold cough. If we cough at home before menstruation, my mother will make rock sugar pear water for us to drink. I think there should be a reason.¡±

    Only after trying it out, Xia Xiaoxian felt that she was not smart, so she chose to simply believe.

    Li Guoqing didn't say anything, anyway, he would never raise objections for the good of the child.

    Children are mother's treasure, of course Xia Xiaoxian will not mess around.

    The video of Xia Xiaojiao's inspection in Yunnan was released, and Li Guoqing looked through it and thought she had gone crazy.

    "If you want to become a Buddha, you must first become a demon. It is indeed true." Li Guoqing said: "It seems that classmate Xia Xiaojiao is going crazy."

    Jiang Yun also said this, as long as people who have been to the Yuanjiang Aloe Vera Base will have a very strong explosive power, because they have personally witnessed it and are more confident in their products, so they are more confident in recommending him to enjoy it.

    Xia Xiaoxian opened the app silently, and unexpectedly found that her income has increased by more than two hundred in the past few days.

    She didn't do anything?  (Remember the site URL: www.hlnovel.com
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