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Chapter 205 The Gate of Qiao City

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    Hei Liangchen redeemed the Jiang sisters, and sent them home with the long legs.

    ?The Jiang family knelt down in front of the long-legged ones with gratitude, and insisted on telling who the benefactor was, saying that they would enshrine him and pray for him every day.  Dachangleg told Jiang Xiang that he had never seen the true face of his benefactor either.

    It's okay to deceive the Jiang family, but how can you deceive Hei Liangchen!

    Hei Liangchen went home first on the pretext that it was getting late, but in fact he was observing the whereabouts of the long legs in the dark.  Dachangleg was no ordinary beggar, knowing that Hei Liangchen had followed him, he didn't go back to the cave at all, and he wandered on the street all night in this cold winter night.

    [1] "Tianjingsha. Winter" Bai Pu. Ci

    With a sound of drawing the corner Qiaomen,

    ? At dusk of the new moon in the half courtyard, the waterfront in front of the snowy mountains.

    A hut with a bamboo fence, an isolated village with light smoke and decaying grass.

    The next day, seeing Hei Liangchen go to work, he didn't dare to go home with his long legs, and spent another day begging on the street.  When the city gate slammed softly and a new moon hung in the sky, the long legs slowly returned home.

    Hei Liangchen is worthy of being a catcher who combines "punishment, investigation, theft, and theft". He followed behind and went up the mountain with his long legs.

    The Northeast Mountain covered with heavy snow, but the water flows slowly in front of the mountain.

    Stepping on the mountainside, and then up a section of stone steps, I saw a flat land of three feet square, and the place near the cliff in front was surrounded by a fence made of freshly cut bamboo.

    He gently pushed open the fence door and walked into the small courtyard.

    ?On the left side of the cave, there is a chicken coop made of thatch on the stone wall, and there are a few chickens cooing in it, which makes this lonely mountain extraordinarily peaceful and harmonious

    Hei Liangchen stepped into the cave.

    I saw that the big long legs were telling Shunhua and Luanluan about the process of redeeming people.

    Hei Liangchen smiled and said, "Oh, as expected!"

    The three of them were taken aback at the same time, and Shunhua yelled casually: "Brother Heizi!?"

    Hei Liangchen didn't pay attention to Shunhua, but went straight to Zhao Luanluan and asked, "You are the girl Xiang'er that the envoy of the Chagatai Khanate is looking for!"

    Luan Luan said, "So what?"

    Hei Liangchen smiled and said, "Let me tell you, most women don't have such delicate jewelry."

    "It's good to know!" Luan Luan said to him.

    "Do you know that the government is looking for you?"

    "Know!"

    "Know that you still take out the jewelry on your head to pawn [1]?"

    "I treat it as my thing, what does it have to do with you!"

    "Oh, tough enough!" After finishing speaking, Hei Liangchen took out a portrait, "Look, these things are posted all over the street"

    Luanluan and Shunhua took the portrait and unfolded it to look at it.

    "It doesn't look like this! How can you look good?" Shunhua commented while watching.

    Hei Liangchen said: "Who told you to see if the painting is good or not? Look at the top of the portrait"

    Shunhua said: "Cuiyu Mingdang?"

    "Understood?!" Hei Liangchen said, "Take such a conspicuous Ming pendant and make a noise in the street, aren't you? Waiting for the government to arrest you!"

    Shunhua grabbed her long leg and beat her up, "I'll let you make noise all over the street, I'll let you shout all over the street"

    The long legs covered his head and ran, "I didn't make a lot of noise! ??I gave it directly to Heizi!"

    Shunhua continued to fight, "I told you to stare dead-eyed and stop looking carefully. There are clearly paintings on the portrait, and you still dare to take it out"

    The long-legged man said aggrievedly, "I'm so short, and the portrait is posted so high, how can I see clearly" He ran to Hei Liangchen and asked, "Heizi, tell me, what do you want to do?!  "

    "Hmph, what are you doing!" Hei Liangchen said, "Return it to its original owner!"

    [2] Zhao Luanluan's "Six Topics of Orchid House Joy" Poetry

    Hei Liangchen took out the green feather pendant and gave it to Zhao Luanluan.

    Luanluan took it and looked at him timidly, not knowing what the official arrester was about to do.

    "Put it on!" Hei Liangchen said.

    With trembling hands, Luanluan put the emerald green feather pendant on her head, but Hei Liangchen surrounded Zhao Luanluan admiringly, and kept sniffing the fragrance of her body.

    Luanluan put on the Ming pendant, and Hei Liangchen chanted slowly:

    "The cloud of disturbing fragrance is still wet,

    Crow feathers and cicada wings are greasy and cold.

    The golden phoenix is ??inserted obliquely on the side,

    After putting on makeup, my husband looks at it with a smile.  "

    This is the first song "Yong Yun Huan" in Zhao Luanluan's "Six Questions of Orchid House", which means washing and dressing up for my husband to watch

    &nb??, established in the Northern and Southern Song Dynasties, flourished in the Ming and Qing Dynasties, declined in the late Qing and early Republic of China, was banned in the 1950s, and revived in the contemporary reform and opening up, and has experienced more than 1,600 years of historical ups and downs.

    In the Qing Dynasty, the scope of pawnshop activities extended from the city to the countryside, and became an important lending organization in urban and rural areas across the country.

    During the reign of Kangxi, according to tax data estimates, there were at least 20,000 pawnshops across the country.  During the Qianlong period, there were six to seven hundred pawnshops of all sizes opened by officials and civilians inside and outside Beijing.  After the Opium War, due to the increasingly impoverished livelihoods of urban and rural people, the pawn industry has different levels of pawn, pawn, quality, mortgage, and deposit.

    The largest is the pawn shop, which has more capital, longer redemption period, and lighter interest. It accepts real estate and chattel mortgages, and there is no limit on the amount of the pledge; the pawn shop only accepts chattel mortgages, and the deposit is limited;  Anhui is called pledge, Guangdong and Fujian are called mortgage); the mortgage shop is the smallest, the redemption period is the shortest, and the interest is also the highest.  Due to the continuous increase of pawn taxes and post donations collected by the Qing government, and the increasing number of apportionments depending on the size of the business, merchants set up new pawns in order to reduce the burden and get rid of the restrictions of the pawn guild regulations.  Shop or bet shop, the original pawn is also renamed as bet shop, it is difficult to distinguish between various boundaries.

    In addition, there is a so-called "Dai Dang", also known as "Dai Sui", or "Jian Dian", which are mostly set up in towns and towns, such as the branch of the big pawn shop, called "Ben Dai";  The agency business of pledge is called "customer agency".  Borrowers go to pawn shops to borrow money, mainly to meet the urgent needs of family life, and there are also small individual producers for small business, or farmers for production.

    ? When borrowing money, you must first submit the physical object for acceptance as a pledge, and the pawnshop will pay a "pawn ticket", which contains the pawned items and the pledged price, as a certificate for the pawnbroker to redeem the pledge when it expires.  In order to make it unrecognizable to outsiders, special fonts are often used to write pawn tickets.  Even though the object is new clothes, it must be written as old clothes or marked "broken"; for gold and silver, it is written as copper and lead as usual; for containers, the word "waste" is added.  The loan term, mortgage amount and interest rate vary from place to place according to the nature of the collateral and the size of the pawn shop.  The term generally ranges from six months to two years.  Most of the pledged amount is about 50% of the value of the collateral, and if you are unable to redeem it when it expires, it becomes a "dead pawn" and the collateral will be confiscated by the pawnshop.

    ? According to the official regulations of the Qing Dynasty, the interest on pawns should not exceed three cents per month. In fact, it was much higher, and the interest must be calculated on a monthly basis.  For a few days after a month, the monthly interest rate will also be calculated.  When the pawn shop collects and pays the money, it also exploits the pawnbrokers by the so-called "light payment and heavy payment" or "discount payment and full payment".  Cash loans are only paid at 94%, 95% or even 10% off, and when the account is redeemed, full repayment is required, and the interest is also calculated in full on the pawn book; in addition, various additional fees are levied.  Moreover, the smaller the collateral value, the shorter the redemption period and the highest interest rate, so the poor and working people suffer the heaviest exploitation.  Pawnshops in towns and villages also use grain as pawn or cooperate with large hoarders to carry out speculative and manipulative activities such as lending and buying and selling grain, and farmers have to bear losses such as physical loss and price difference between entry and exit.  The cruel exploitation of the pawn industry once aroused the resistance of the broad masses of the people.  Although the government protects and supports pawnshops, incidents such as robbery and burning of pawnshops still occur from time to time.

    In the early days, most of the pawnbrokers were sole proprietorships, with capital ranging from a few thousand taels to tens of thousands of taels. They were almost the specialty of Shanxi and Shaanxi merchants (commonly known as the Shanshan Gang) and Huizhou merchants.  Feudal government and aristocratic bureaucrats also regarded it as a favorable place for working capital.  The Ministry of Internal Affairs has set up more than a dozen official pawnshops in Beijing, and local authorities also set up pawnshops by officials themselves.  The national treasury and local treasuries often allocate part of the official funds to pawnbrokers and pawnbrokers for interest, which is called interest-bearing silver, and the interest rate is about seven or eight percent to one cent.  It is not uncommon for big bureaucrats and big businessmen to invest in setting up pawns for profit.  Xu Qianxue, Shangshu of the Ministry of Punishments in the Kangxi Dynasty, once handed over 100,000 taels of silver to the cloth merchant Chen Tianshi to operate pawns; the scholar Heshen in the Qianlong Dynasty owned 75 pawnshops; Hu Guangyong, a great comprador businessman in the Guangxu period, had more than 20 pawnshops, which were divided into various provinces.

    ?The pawnbroking industry embodies the activities of the usury capital of the trinity of bureaucrats, landlords, and businessmen.  Depositing official funds and earning interest used to be a powerful pillar of such usury activities; general pawnshops can also issue bank notes and money notes as credit tools, so the amount of their loans (commonly known as "shelf") far exceeds their own capital.  Later, the official bank and money account was opened, the business of the ticket office and the bank developed, and the deposit of the official amount decreased. Relying on the support of the ticket office and the bank to transfer loans, the original pawn shop and pawn shop gradually declined.  In the fourteenth year of Guangxu (1888), there were more than 7,000 pawnshops in provinces other than Beijing, which was much less than the previous period.  In 1912, the number of registered pawns across the country was reduced to more than 4,000.  (Remember the site URL: www.hlnovel.com
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