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Chapter 516 Consumption

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    The two hosts are very eye-catching, the man is handsome and calm, the woman is tall and witty, both of them have a lot of aura, and many people present are entrepreneurs from all walks of life, but they can also be very good  control the atmosphere.  There were only five minutes of short opening remarks, and there were six rounds of applause.

    The opening speech of Dai Qingyun, the department manager of the first program.  Putting aside personal grievances, Dai Qingyun's level is very high, his language is humorous and witty, his speech is full of artistic sense, and he can control light, heavy, slow, and urgent very well. There is no need to talk about Dongfang Herring, who is a stunned young man, and he has no chance to participate  Such a high-end banquet, I was very engrossed in hearing it.  Those business elites who often attend various lectures were also moved.

    Regarding the two ways of consumption, one is to consume first, consume the things that need to be consumed first, and save the rest of the money.

    One is mandatory savings. Regardless of water, electricity, and living expenses, a fixed percentage of salary, such as 20%, will be saved first, and the remaining money will be used for consumption.

    90% of people use the first way of consumption, but at the end of each month, they find that they can¡¯t save money.  By the end of the year, people with the second consumption method already have a deposit of 20% of their income.

    Dai Qingyun broke it down, and Dongfang Herring thought it made sense.

    For example, a person¡¯s salary is 15,000 a month, house mortgage 3,500, car loan 1,500, water and electricity bills 1,000, basic living expenses 4,000, cigarette money 1,000, friends gathering 2,000, and 2,000 left. Occasionally travel, watch movies, go shopping  Wait, as long as you don't control it a little bit, 2000 will be gone, and sometimes you even need to swipe your credit card.

    If you switch to the second way of consumption, you can save 3,500 per month as a fixed deposit. Housing loans, car loans, utilities and basic living expenses, this part of the money remains unchanged, respectively 3,500, 1,500, 1,000, and 4,000.  1500 yuan.  Can 1,500 yuan last a month? The answer is yes.  I used to smoke Zhonghua and Yuxi, but now I have less money. Double Happiness and Jinsheng Wuyueshen can also handle it. I usually invite friends to dinner twice a month, but now I can change it to once. The grade of the hotel can be lowered, one thousand  A table of 1 yuan can be full, and a table of 500 yuan can also be full.  Maybe the standard of living has dropped a little, but the overall rhythm of life will not change.  After one year, 42,000 yuan has been saved.

    As for people who live according to the first consumption mode, it does not mean that no one can save so much money, but it is certainly very few.

    Dai Jingyun changed the subject, "Many people say that buying insurance is for the rich. I don't have money, so I won't buy it for now. I will buy it later when I have money. In fact, this concept itself is wrong. Rich people  The dependence on insurance is far lower than that of the poor. Now the average cost of treatment for major diseases is 300,000 yuan. Are the rich short of 300,000 yuan? Surely there is no shortage, and they can take it out at any time. What about the poor? Just call and ask.  Can I buy insurance with a monthly salary of 10,000 yuan? It is definitely possible. Insurance premiums are squeezed out, and 20% of the salary is used to buy insurance. Based on my experience in the insurance industry for nearly 20 years, I can tell you with certainty that no  It will cause major changes in life. And this 20% salary can be used as a lever to leverage the insured amount of 100,000 to 150,000. This money, perhaps at a certain moment, can keep our lives from changing. Of course,  None of us would want to use that money."

    A good-natured laugh came to mind.

    "It is a traditional virtue of our Chinese nation to rely on and support you when you are old. Here, I would like to add a sentence. If you are sick, you can get medical treatment with money, and you don't have to worry about medical expenses. If you have a good mentality, the recovery rate will be higher if you have a good mentality."  It¡¯s high. The Chinese New Year is coming soon. Did you say Happy New Year when you meet? I think it is. This good refers to a good material, but also a good mentality. Finally, I will touch on our slogan for this year to end my speech  , love, family and insurance! Thank you everyone!"

    There was a wave of applause.

    "You can't judge people by their appearance!" the prince said with a smile.  &#24378&#29306&#32&#32&#35835&#29306

    "President Dai was a teacher before joining Ping An," said Wang Ling.

    No wonder!  Everyone nodded.  When the host came to the stage to report the program, the dishes began to be served.  Ping An Company is rich and powerful, so the annual meeting will not be bad. According to the menu of 8888 yuan per table, exquisite and fragrant dishes are served one after another. Li Xian is a frequent visitor of Grand Skylight, so he will introduce some rare dishes  special dishes.

    "This is a concubine fish, which is relatively rare. The tail has the least bone, but the most meaty part is the small pink piece of meat under the shark's fin."

    "Evergreens are best eaten with roots, but the leaves are not so delicious!"

    "Pork crispy skin, if you dip a little Shanxi vinegar, you will feel that your taste buds have been sublimated to a higher level."

    Li Xian said casually, which greatly impressed everyone.

    "Unforgettable tonight, unforgettable tonight, regardless of the ends of the earth and the corners of the earth, thousands of miles in ChinaLet's embrace each other and be hospitalized together. The motherland is good, the motherland is good, and the motherland is good, and the motherland is good"

    The familiar melody sounded, and the beautiful and indescribable voice surrounded the lobby, which made people almost spit.  Many people endured bitterly, facing the real spout, looking at each other, they couldn't help laughing.

    "Ping An Insurance really does not take the usual path!" The prince used a lot of perseverance to swallow the concubine fish in his mouth. The tender fish meat needs to be smoothed with wine.

    "There is no rule that "Difficult to Play Tonight" must be sung later." Li Xian has a good temper.

    "Ping An has grown from scratch and developed into China's No. 1 insurance company and the world's No. 2 insurance company in just a few decades, thanks to the spirit of daring to innovate." Huang Yanmei said.

    "Dare to be the first in the world, well said." Li Xian praised.

    "How many years has Director Huang been in the insurance industry?" Wang Hou looked at Huang Yanmei with a smile.

    "Almost three and a half years." Huang Yanmei said.

    "Director Ping An's gold content is the highest among all directors. Director Huang, I would like to toast you." Wang Hou raised his glass across the Oriental herring.

    "Mr. Wang has won the award. Compared with you bosses, I only learned to walk." Huang Yanmei said modestly.

    "Director Huang is such an excellent person in the back, we are willing to walk fast." Wang Hou's words caused a burst of ambiguous laughter.

    Huang Yanmei frowned, but didn't smile.

    "Director Huang, this crispy tenderloin is very good." The prince served Huang Yanmei courteously, "The most delicious part of the tenderloin is the crispy bone, and the meat at the edge is cut off with a knife." Only the first time to eat tenderloin with crispy bone  I know what the extra knife on the tableware is for.  Immediately, everyone looked at the oriental herring that was eaten with its bones and flesh.

    The prince glanced at Dongfang Herring, his disdain flashed away, and he said with a smile: "It's Mr. Dongfang who is thrifty!"

    "I always think waste is shameful!" Dongfang Herring replied seriously, as if he didn't hear the sarcasm in his mouth.

    "I think it's the most delicious if you can eat it!" Huang Yanmei said playfully.  make big make owl

    "It's a blessing to be able to eat, and I have to drink for Director Huang's words!" Li Xiandao, everyone also shouted their names and raised their glasses together. The prince drank it down, feeling a little unhappy.

    ¡ª¡ªThe content comes from [Migu Reading]

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