Shanghai Heavy Ion Proton Hospital is a world authority in the treatment of cancer. It treats nearly 2,000 cancer patients every year. According to last year's data, the successful cure rate has exceeded 90%, which is far higher than the world level. Such a high cure rate is naturally not easy to achieve. The heavy ion proton hospital treatment is generally divided into three courses, using unique technology to kill cancer cells without damaging normal cells. Each course is about 289,000 , That is to say, after one patient is treated, it is almost one million.
People who buy commercial insurance naturally don't care about these medical expenses, but for those who don't buy insurance, one million is a huge number. Some people may say, I have rural insurance. Rural medical cooperative insurance is an insurance that the state compulsorily requires everyone to pay in order to solve the difficulty of medical treatment. According to different household registrations, it is divided into rural medical cooperative insurance and urban employee medical cooperative insurance. The names are different, but they are actually similar.
Many people think that as long as they buy rural medical cooperation, they will be reimbursed for medical treatment, and everything will be worry-free. In fact, as long as you have a little understanding, you will know that rural medical care has many limitations. Rural cooperative medical care belongs to reimbursement insurance, why? When you get sick and go to the hospital, you have to pay for it yourself. After the treatment, you can use the rural cooperative medical insurance to reimburse you when you leave the hospital. This ratio is generally 40%-70% for different hospitals depending on the type of disease. There is a premise here , You need to pay for it first. If it is a minor illness, it is naturally harmless, but if it is a major illness, such as cancer, it will cost hundreds of thousands of medical expenses, which many families cannot afford. Secondly, even if it is taken out, after the reimbursement, you will find that only about half of the money has been reported to the account, and the part that you have to pay is almost half.
However, after all, the burden on the majority of farmers has been reduced. For people in desperate situations, half of the money is also life-saving money.
In China, basically all hospitals are connected to medical insurance. As long as they see a doctor, they can basically be reimbursed, but there are some exceptions. They are insulated from medical insurance, such as Shanghai Heavy Ion Proton Hospital. In this hospital, all medical expenses are at their own expense, and they do not take the route of medical insurance. Therefore, this hospital is also known as the hospital of the rich. The words of the poor cannot afford one million.
The problem at my aunt's house happened at her own expense.
If you go to Shanghai for treatment, you will be given 1 million yuan to the hospital, and you will not be able to get a cent back. If you receive regular treatment at home, you can still get most of the money no matter whether the treatment is good or not. The medical expenses for conventional treatment are about 500,000 yuan, and half of it can be left over, and the 500,000 yuan used for treatment can also be reimbursed by medical insurance for about 200,000 yuan. In this way, 700,000 yuan can be saved. The couple used their brains and tried to persuade Xinmu to treat her at home. They didn't mention the county, but the treatment in the city, and the reason they gave was also well-scrutinized. It was close to home, so it was convenient for Xiao Xuehua to take care of her. If going to Shanghai, Xiao Xuehua is pregnant after all, so it will not be very convenient. However, Li Xiaosheng works in the county and is not far from the city. He can take care of his mother and work at the same time without delay.
Li Mingshan remained silent at first, but later agreed. In order to pay for the medical expenses, besides taking out all his savings, he also borrowed tens of thousands of dollars. Due to his health, he has no ability to work. Tens of thousands of dollars may not be a big deal to him before. , is not a small number now. This repayment means that he can't count on his son, and has to rely on himself.
But what moved him completely was Xiao Xuehua's words: Dad, you are getting old too. In the next few decades, you must have some living expenses. Xiaosheng and I have to pay back the mortgage. After your grandson comes out, the pressure will be great. It may not be able to take care of you.
This time Zhang Si. Raising children to guard against old age, the elderly are very afraid of being alone and helpless. Li Mingshan felt intense anxiety at this moment.
Of course, Xinmu doesn't know these things. After all, she is young and can't think so far. She just simply feels that the conventional treatment is not right. As for what is wrong, she doesn't know. But Dongfang Herring has an expert person beside her, and Huang Yanmei is a senior insurance expert. As long as she knows everything related to insurance, she can know what's going on as soon as she hears the description of Xinmu.
强牺  读牺。 "Where is Auntie? What does Auntie think?" Dongfang Herring asked.
"I haven't told my mother yet." Xin Mu said.
"What about you? What's your plan?" Dongfang Herring said, "I want to hear your opinion." If Xinmu's opinion is also a routine treatment, he won't take care of this matter anymore. He will not ask for it back, but he will not give any more money either. He is not a philanthropist and has no obligation to help others. Fortunately, Xinmu did not disappoint him.
"Of course I want to send my mother to Shanghai for treatment. After all, the conditions there are good. My brother and sister-in-law don't have time to take care of them, so I'll hire a nurse." Xin Mu's tone was firm.
"Okay, cousin supports you, you put the phone??Cousin, let me have a few words with him. " Dongfang Herring said.
Xin Mu secretly called Dongfang Herring outside, heard this and went back to the corridor, and gave the phone to Li Xiaosheng.
"Money, I used it for my aunt's medical treatment, and I can only go to the Shanghai Heavy Ion Proton Hospital for treatment. If you don't agree, I will get the money back. Also, I don't owe you anything." Dongfang Herring spoke very bluntly. , and hung up the phone after speaking.
On the other end, Li Xiaosheng, who was holding the mobile phone, listened to the beeping blind tone, his face turned blue and red.
Perhaps knowing that the money has nothing to do with me, the next day, my aunt was transferred to Shanghai. After her heart settled down, she returned to school to study, and everything returned to normal. However, it is said that Li Xiaosheng's life is not easy. Whenever Xiao Xuehua thinks of these hundreds of thousands passing by, he will scold him.
Of course, these are things for later.
"Don't be angry anymore. These days, no one is jealous when they see a million dollars. If it were me, I would want it too." Cheng Hongluan comforted seeing Dongfang Herring put down the phone in a bad mood.
"If there is one million, I want it too." Huang Yanmei blinked her long eyelashes, with stars in her eyes.
"You guys eat, I'm going to work." Dongfang Herring had a headache and had to ask for leave again. He was embarrassed to find that his time off was longer than his work time.
"Wait¡ª" Cheng Hongluan grabbed him, "I've already been absent from work, and I don't care about a few more days. Choose a date and move."
"You can just read it, I will listen to you." Dongfang Herring said.
"That won't work. You are the head of the family, so you have to express your opinions no matter what." Huang Yanmei said.
"Okay, then hurry up." Dongfang Herring took out his phone and opened the calendar. But Cheng Hongluan looked disgusted, ran into the back room and took out an antique almanac.
"This is professional!"
To control the big and to control the owl. ¡ª¡ªThe content comes from [Migu Reading]