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Whether to lend or not, how much interest to put depends on the evaluation. Banks are not stupid, they will not only look at the temporary prospects, and it is impossible to evaluate your repayment ability for a rash loan.
This is not only turbulent for the electronics industry, but also a competitive project for major banks.
It was no surprise that Guan Chaochu received a call from Manager Guan. They were old acquaintances. She smiled and said, "Manager Guan, I'll sell you some news. How about giving me a little favor?"
Manager Guan was not angry. The news of the new company is not easy to please. If you can get certain news from Guan Chaochu, you should give benefits. He said cheerfully, "If the news is useful, the benefits are easy to say." Paused Next, he asked, "What benefits do you want?"
Guan Chaochu said, "The interest on your loan is too high, please lower it for me."
Although the experience heard this, instead of being angry, he was very interested, "What are you going to do again?"
Guan Chaochu said, "You are asking too much, I just want to cut interest rates."
Regardless of the experience, he is still not angry, and if he is angry with the God of Wealth, he will be in trouble with himself. Besides, he has indeed crossed the line. He thought about it, and the interest points of this meeting are basically between nine and eleven points, which is very exaggerated.
But if the loan is high and the cycle is long.
Manager Guan said, "It depends on how much and how long you have borrowed. I definitely don't have the authority to give you more money, but I can apply upwards, at least half a point for you."
Guan Chaochu was speechless.
Talking for half a day is half an o'clock, well, half an o'clock is not a lot.
but¡¡
"Too little, one point." Guan Chaochu said, "Buying this news will only make you a profit."
"I'll go and ask." Although experience can't make the decision, he simply asked upwards, looking for someone with authority.
After a meeting, he gave Guan Chaochu affirmative reply. If the loan period is five years or more, it can be no less than one million. If the loan is less, it will be no fun and no interest for the bank.
Guan Chaochu thought to himself, Wei Guangnian's technology is really at the right time.
She also gave the manager a letter of approval, that this project will either fail or succeed.
There is no middle choice.
? Either it fails, or it will be very successful.
Manager Guan still had no idea, "In your opinion, will it succeed or fail?"
Guan Chaochu smiled, "There is no absolute success or failure in business. If I say absolute success, even if you believe it, do you believe it, President Xia Xingye?"
If you lend money in the area of ??the imperial capital, it must be Xia Xing Bank, and Manager Guan is just a middleman.
"I can only say that I am optimistic about this technology, and you can decide for yourself."
Manager Guan also thought it was.
Inside Xiaxing, there is a meeting about the LED technology meeting, and now there are countless people who have contacted the e-commerce side to prepare for the loan.
Of course, it's just a reserve.
Banks want to seize the opportunity, and these merchants also want to seize the opportunity, and Wei's new enterprise needs to increase the amount of investment, and the amount of the loan is not low, exceeding 500 million, which is an exaggerated amount.
500 million in the 1993s was not a small sum.
Wei Guangnian is not only in contact with Xia Xing, but also several other major banks, but they have not made a decision. In terms of assets, Wei Guangnian is far from reaching 500 million now, but if he If you can pass this level, the value will be calculated ten times.
The key is, can it be turned over? (Remember the site URL: www.hlnovel.com