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Chapter 747

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    Loans are very unfamiliar to people like You Xuehang and Chen Xuening. They have never been in contact with them, they have never tried them, and they don't know how to operate them.

    Wang Yin understood a little bit, his eyes lit up, but the problem came, "The loan needs income certificate and mortgage, Chuchu, we don't have these things, the bank will not lend us."

    Guan Chaochu said, "There are several types of loans. Do you know how Li Rong got started?"

    have no idea!

    How do they know.

    Several people shook their heads together.

    Guan Chaochu said, "This is how he got his first capital for a business loan."

    ?Entrepreneurship loans are issued by banks to students. Of course, this student also has requirements. First, you must have a student ID card. Secondly, your school background and other aspects are strictly controlled and the funds are not much.

    The amount that the bank will release is about 2,000 to 10,000, and the loan is based on the bank's own evaluation of the value and feasibility of the customer, and the advantage of the business loan is that there is no need to pay interest for the first three months!  You can pay back the principal.

    Wang Yin understood what she meant, and asked in surprise, "You mean, we use bank business loans to increase the principal, but is it okay to do so? Will the school judge it as cheating."

    "No." Guan Chaochu dared to say that this is definitely within the scope of the school's permission, but it is not expressly stated. The entrepreneurial loan students can't think of it, and the school can't think of it?

    If you really want to object, you will be banned.

    ?S City University intends to train students' entrepreneurship. As the teacher said, can you avoid relatives and friends to sell your business?  How to do business like that.

    In the same way, can starting a business avoid loans?  Most of them are impossible. If you can get a loan, it is your ability. Since it is your ability, it is within a reasonable range. As long as you use 500 principal as the premise, the school will not care about you.  Reasonable, if your loan is in the name and property of your family, it is cheating.

    But if you use your own ability to persuade, it doesn't count.

    And how easy is it to get a loan, especially for student entrepreneurial loans, it's not bad to be approved by one out of ten people.

    Wang Yin and the others did not expect that there are so many twists and turns in starting a business. They thought they were out of society, but now it seems that they are still too immature. "Then Chaochu, how do we get a loan?"

    How to get a loan is a good question. They don¡¯t have any collateral, just a subject. Just like this, when you enter the bank and say that we are students and want to start a business loan, people may drive you out as crazy.

    What is missing

    Back to the apartment, Guan Chaochu saw a visitor, the manager!

    Manager Guan came to the branch in S city to do business. He asked for the address from Mayor Ning, and came to Guan Chaochu to sell securities. This is a new business launched in the bank.  Indicators, and the more customers buy, the higher the interest, which is equivalent to a deposit in disguise, but it is more than three years old.

    Guan Chaochu had no interest after looking at the securities, "If it's a national bond, I'll buy it. I'm not interested in this."

    Manager Guan said goodbye, "Grandma, God of Wealth, I know you have extra funds in your hand, buy some so that I can complete the task indicators better, I won't hide it from you, this is related to my promotion at the end of the year, you see,  We have cooperated so many times, Li Min also bought some."

    Li Min also bought it?

    Guan Chaochu raised his eyebrows slightly, "How much do you want me to buy?" (Remember the website website: www.hlnovel.com
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