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"Brother Wang, the interest rate is really not high. You are also in this business. Don't you know how favorable 3% annual interest rate is?"
At this time, the president also looked at Wang Han with grievances.
The president sighed and said, "How about this, if you loan two billion and freeze eight hundred million, I'll give you an interest of 1.8% a year, and you know that even if you ask for 5% Interest does not make money. You should know that the annual interest rate is 4% to 5% when you deposit in a bank for financial management. You should know this, right?
The main reason is that you are a big customer, so you have such a low interest rate, otherwise you will not have such a low interest rate. "
Wang Han nodded.
This sentence is not a lie.
Bank loans can get three percent annual interest, which is really very favorable.
In fact, to put it bluntly, it was because the previous annual interest rate was lower than this time.
In addition, Wang Han did some calculations. With an annual interest rate of 3%, and a loan of 300 million yuan, the interest will be 450 million yuan in five years. The number is suddenly much larger, so I feel a little bit reluctant.
Moreover, the loan can only be obtained on the basis of freezing his 1.2 billion assets.
Otherwise, Wang Han would agree.
Because he knows that it is indeed very affordable.
The president said: "Little brother, can you accept this interest?"
"About liquidated damages"
Wang Han asked.
The president immediately said: "The liquidated damages are charged in round numbers. Within one year is counted as one year, between one and two years is counted as two years, and if it is greater than or equal to two years, it is counted as three years. There is no liquidated damages.
The liquidated damages for one year is 1%, which is 30 million.
The liquidated damages for more than one year and less than two years is 0.8%, which is 24 million liquidated damages.
The liquidated damages for more than two years and less than three years is 0.5%, which is 15 million. If you really want to choose a loan, you still have to calculate it carefully. After all, the amount involved is no matter what. A huge sum of money.
If it is not your identity, the bank will not approve the loan no matter what. The little brother has a very high credit in the bank. Of course, there is a second plan here. "
"What plan?"
Wang Han raised his eyebrows.
"It's very simple. What I said before was your personal loan. You also said before that you want to develop real estate, so you can use the name of the company to make a loan. The interest can be slightly less. After approval, it should be as low as a hundred 2.8/, of course, the liquidated damages will be higher, after all, one goes up and down the other.
Think about it carefully. "
Wang Han nodded.
Soon, Wang Han left temporarily and called Concubine Lin Lan.
Concubine Lin Lan was shocked when she heard that Wang Han wanted to borrow 300 million yuan.
Compared with the numbers, even she was a little surprised.
This is not a small sum.
The two chatted for a while, and Wang Han returned to the bank.
Later, Wang Han said: "If the company borrows money, the problem of freezing funds"
What he was worried about was still this.
He didn't want to have his funds frozen for no reason.
Therefore, it is better to ask clearly.
The president said: "For large loans, enterprises need to create a credit application, then prompt the loan application, and finally the loan review.
?Compared with individuals, corporate large-amount loans are much stricter. At that time, it is recommended that you prepare everything for yourself. Corporate large-amount loans are also beneficial, because it is higher than personal credit.
If the funds are repaid on time, then for the next loan, as long as there are no stains on this side, under normal circumstances, it is easy to get the loan, so I also hope that you can carry out business on your side. large loan. "
"It would be fine if it is other high-tech industries. After all, the state is now vigorously supporting the development of such industries. The real estate industry is not on the ladder of state support. Of course, regarding the freezing of assets, if it is a large amount of corporate loans, it is It won't freeze."
The president also gave Wang Han a detailed introduction.
Wang Han smiled and said: "Thank you uncle for answering the questions. When the time comes, when the house comes out, I will give uncle a place to buy an internal room at a discount."
The president immediately waved his hand: ???It¡¯s okay to buy at a discount. You just said yes. I thought you were going to give me a set. This is not allowed. We also have rules here. "
After Wang Han understood the meaning of the painting, he smiled and said, "Of course there is no problem."
"Then let me explain to you the details of the inside."
The president glanced at Wang Han, smiled, and began to explain to Wang Han.
The next day, Wang Han went to the bank again.
This time, Wang Han brought the enterprise credit application form, and then applied for the enterprise loan.
Reviewing or something is naturally a process.
So after submitting it, after a brief review, it was approved in less than seven hours, and finally it was the step of disbursement.
Due to the relatively large amount involved, it reached 3 billion.
Therefore, it takes a relatively long time for the bank to release the loan. Specifically, the loan is completed within two weeks.
At the same time, the recruitment of Chenguang Group and the poaching of executives from other real estate companies have also been ongoing.
During the National Day, there is a field of fur sales.
It was exactly the same as the previous time.
This time, Wang Han, who got the news, submitted an application, and after the application was approved, he sat in the venue of the long-lost land auction.
This time, Wang Han saw a familiar figure again.
Shen Junhua.
The son of Wanbang Group.
With family sponsorship money, he opened a separate Longsheng Real Estate Company.
Wanbang Group is also a leading large company in China. It involves many levels. The Shen family holds the holding, and the assets of Shen Junhua's father, Shen Qian, have reached tens of billions. It is said that it is approaching 100 billion. I don't know if it is true. of.
This asset is not a simple market value, it can be included.
This is the energy of Wanbang Group.
With an asset close to 100 billion, this is definitely on the list of rich people in Huaguo, and it is on the list.
Therefore, no one dares to touch its edge.
Shen Junhua looked at Wang Han with a strange expression on his face.
"The wj-2006-11 residential plot auctioned today comes from Wangjing, with a total area of ??213 mu. It is a large area and has broad prospects for future development. As we all know, Wangjing is a place where foreign companies have gathered to settle in. , what does it mean?
It means that the future development potential is definitely great, and the most important thing is that the unit price is very low, even reaching the price of many other urban land plots. You must know that this is the capital, and the value of the land plots must be the same. As we all know, don't appreciate it in the future, and everyone will look at the ocean and sigh.
Things like land will always continue to appreciate in value, and you don't need to question it at all.
So without further ado, this piece of land is definitely the best choice for everyone to invest in.
Oh, I'm sorry, I forgot to mention the price of this piece of land, and I will add it at the end. The total value of this piece of land 510 million RMB!
? Each price increase shall not be less than two million
Shoot now! "
However, Shen Junhua looked at Wang Han, and asked with a strange smile: "Do you want this land?" (Remember the website website: www.hlnovel.com - Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report
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