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Text 122 [Borrowing Grain] (addition for the lord "Wardrobe Guest Qing Bald Song")

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    ,

    Li Banghua's influence is amazing among local scholars.

    Once he stated his position, many scholars and children who did not want to follow the thief also stepped forward to follow him.

    Anyway, Li Banghua is very famous, and he is the one who will stand up to the sky falling!

    In a few days, the grain team was formed, mainly consisting of Li Banghua and local scholars.  Of course, Fei Chun also participated in the whole process, mainly following the study, and at the same time responsible for supervising the accounts.

    It is really a helpless move due to the shortage of talents to entrust such an important matter to a group of local scholars.

    When Zhao Han has trained his own people, he can start killing at that time.  The exact number of kills depends entirely on Li Banghua's restraint, and how many people will act recklessly after eating the bear's heart and leopard.

    "Hey, Mr. Meng An's presence really makes the humble house full of splendor." Xiao Wanquan greeted him with a big smile.

    Li Banghua clasped his fists and said: "My friend Xiao is too famous, I'm just an old man."

    "Where, where, Mr. Meng An, please come in." Xiao Wanquan said with a smile.

    Compared with the past, Xiao Wanquan's family is very deserted, only a few maids and women are left.  Not to mention all the changes to the employment contracts, the wages have to be raised, because the previous wages were too low.

    After the two exchanged a few words of pleasantries, Li Banghua explained his intentions.

    Xiao Wanquan said: "Dare to ask, what is the annual profit of storing grain in this grain store?"

    "One profit." Li Banghua said.

    "It's only one cent?" Xiao Wanquan was rather disappointed. He used to lend grain to tenants, but it was all at a profit.

    Li Banghua said: "It is not bad to have interest. The grain bank stores grain for you, and the storage fee is not charged for various losses."

    "That is, that is," Xiao Wanquan asked again, "If the grain bank lends grain to tenants, what is the interest?"

    Li Banghua smiled and said: "One cent and two cents."

    Xiao Wanquan was extremely surprised, and said: "Isn't the grain business going to lose money?"

    Li Banghua said: "Zhao Zongzhen opened the food store not to make money, but to leave a way for the small people in Shengdou to survive."

    "Mr. Zhao is benevolent, that is" Xiao Wan hesitated.

    Li Banghua got up and cupped his hands: "Since friend Xiao is in trouble, I will not bother you. Farewell!"

    Xiao Wanquan stood up abruptly, and quickly said: "No embarrassment, no embarrassment."

    "Friend Xiao is indeed a smart person." Li Banghua smiled.

    Xiao Wanquan thought too much. He knew that Zhao Han was short of food, and he was afraid that Zhao Han would be in a hurry, so he immediately came to kill and grab food.

    No matter how well-behaved an anti-thief is, he is still an anti-thief in the final analysis!

    The more indifferent Li Banghua behaved, the more frightened Xiao Wanquan became, for fear that he would be lured out of the hole and stabbed at him.

    Xiao Wanquan was willing to borrow food because Zhao Han held the knife.

    And letting Li Banghua come forward in person is nothing more than reassuring the landlords that the grain will not be repaid, and Comrade Li is still very creditworthy.

    Li Banghua visited several villages in a row, and most of them were willing to borrow food.

    Then, Lao Li's coquettish operation came

    Since the warehouses of the grain bank are not enough, they will stay at the landlord's house for the time being.

    In any town where the people are short of food, the household department of the town will come forward and contact the grain bank personnel to go to the landlord's house together.  As much as you need to borrow, you can take as much as you want from the landlord's house. Starting from the date of borrowing grain, you will issue food stamps to the landlord, and at the same time issue grain loan stamps to the farmers.

    The grain store is like a white wolf with empty gloves, there is no warehouse, only the staff are hired, and the left hand is turned into the right hand, earning a difference of 2% interest for nothing.

    However, this middleman is very important.

    If the landlord borrows grain directly, how can the annual interest be only one cent or two per cent?  A monthly interest of three cents is a benevolent price, and a monthly interest of five cents or seven cents is possible!

    Why did every village and town in the late Ming Dynasty have money and food shops?

    One is to lend usury.

    The second is to exchange silver for farmers. One whip method only accepts silver, and huge profits can be made from it.

    Of course, the one-whip law is not strictly enforced, and miscellaneous taxes in many places are still collecting grain directly from farmers.  This is also one of the important means for officials to make profits.

    ?Landlords hated Li Banghua for doing such a thing, and they would never even think about lending usury in the future.

    "Brother, this Mr. Li is really amazing," Fei Chun said happily, "I still have a headache, where can I find a warehouse to store grain. Hey, Mr. Li will directly store the grain at the landlord's house as soon as he goes out. It doesn't need so much  manpower, secondly, there is no loss of grain storage, and thirdly, it saves a lot of interest on grain storage.¡±

    Li Banghua rectified the Tianjin New Army, and then??Zuo Xiaoliang said, "It's just that my lord is short of food. In order to appease the refugees, I ask the county lord to borrow 200,000 shi."

    "How can I lend you 200,000 shi?" Liu Taiyuan looked like a cat whose tail had been stepped on.

    Zuo Xiaoliang smiled and said: "For business, ask the sky for the price, and pay back the money when you land."

    Not only did Liu Taiyuan get angry, but even Zhang Huainan felt it was unbelievable.

    Zhang Huainan was born as a scholar, and has been a teacher for many years. He relied on his benefactor's relationship to buy an official at a discount, and finally got a post as a county magistrate.  He traveled all over the world and was well-informed, and this was the first time he encountered such a rare thing. The rebels were short of food and came to the county magistrate to borrow, and they could bargain for how much they borrowed.

    But it seems that this deal can be done!

    Zhang Huainan said in a low voice: "Your Majesty, there are many people here, let's go to the county government to talk about it slowly."

    "Alright." Liu Taiyuan was still in a daze.

    Therefore, the rebel Zuo Xiaoliang became the guest of honor of the county magistrate.

    After some bargaining between the two parties, Liu Taiyuan was only willing to lend 30,000 shi of grain, and Zuo Xiaoliang had to take the thief away before paying.

    In the end, 60,000 stones were sold, with an advance payment of 5,000 stones!

    Of course, it is impossible for the magistrate to provide food, everything has to be provided by the gentry and landlords.

    First send people to spread the news that the thieves in the county are short of food and may rob other big clans at any time.

    Immediately afterwards, Fei Ruhe marched day and night, leading 500 soldiers to kill the landlord and grab grain.  This goal was provided by the county magistrate, and it belonged to the kind of local rich man who would have no trouble after killing him.

    After robbing two landlords in a row, the other landlords were scared to pee.

    Liu Taiyuan immediately called a meeting of the squires, saying that he could persuade those thieves to return with food.  As long as the gentry collect five thousand stones, they can send the thieves to the border of Taihe County.  At that time, if we collect another 60,000 shi, the thieves will be able to return to their hometowns to farm.

    These squires can only try, anyway, five thousand shi is not much, so it is easy for each family to pool a little.

    Fei Ruhe took the advance payment and immediately went to the thief's territory to recruit people.

    Hearing that "Mr. Zhao" was going to preside over the division of the land, ordinary thieves escaped from the camp one after another, and several rogue leaders couldn't stop them.

    In just a few days, Fei Ruhe recruited more than 8,000 people, and there were more than 300 gangsters left.

    Fei Ruhe immediately launched an attack, killed the disobedient guy, and snatched 20,000 stone thief food.  More than 8,000 refugees helped to transport food, and they walked slowly north, stopping at the junction of Taihe County and Luling County, waiting for the magistrate to send the final payment.

    During the waiting period, more than 2,000 people came to defect with their families.

    Moreover, they are all local tenants in Taihe County. When they heard that the "Mr. Zhao" next door was going to divide the land, they came to call their friends to pack up their belongings.

    Continue to wait for a few days, still no final payment.

    Fei Ruhe was furious, and killed two more landlords to grab food, and threatened to kill all the landlords in Taihe County if they didn't give them food.  Immediately afterwards, he led his troops for a walk outside the county seat, and circled the county seat several times.

    The magistrate was frightened and angry, and the gentry was frightened.

    After another half a month, the final payment was delivered and the transaction was completed.

    On this trip, although the gentry only collected 60,000 shi of grain, Fei Ruhe brought back a whole 140,000 shi, and the rest was robbed of landlords and bandits.

    By the way, more than 11,000 people were brought back.

    The food problem is actually easy to solve.

    (Ask for a guaranteed monthly pass. ?
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