Add Bookmark | Recommend this book | Back to the book page | My bookshelf | Mobile Reading

Free Web Novel,Novel online - All in oicq.net -> Historic -> Illegitimate son of Song Dynasty

The Illegitimate Son of the Song Dynasty Volume 4 Chapter 746 Taking advantage of the situation

Previous page        Return to Catalog        Next page

    It is always more troublesome for the court to pass a policy, because too many people's interests are involved, and the wrangling time always takes a long time.

    But businessmen are different. If businessmen want to win in the competition, their efficiency must be high.

    No, the court is still debating whether to establish a bank. In the headquarters of the Western Indian Ocean Trading Company in the old Song Gate, Han Bier, dressed in men's clothing, is already discussing the bank's management rules and development strategies with shareholders such as Lin Ruhai and Shen Qingwen.

    The conference hall with twenty or thirty people did not seem noisy. Everyone took turns to speak and express their opinions. There were also recorders who recorded everyone's opinions and compiled them into a book. Everything was done efficiently and orderly.

    Han Bier said: "Over the years, agriculture, industry and commerce in the Song Dynasty have developed in an all-round way. According to imperial court statistics, in big cities such as Tokyo and Suzhou and Hangzhou, nearly 50% of the middle households have a fortune of ten thousand yuan, and the proportion of rich households with a fortune of two hundred thousand yuan has reached 50%.  The proportion has also reached nearly 10%. The focus of our bank¡¯s competition will be these middle-class and wealthy households. We must find ways to launch various targeted businesses to attract these potential customers.¡±

    Shen Qingwen went on to say: "In the beginning of the bank, there is a shortage of talents in financial management. I suggest that we immediately vigorously identify talents in this field and establish a special department.  Psychological personnel are regarded as talents in conducting business, and their training and integration should be increased.¡±

    Lin Ruhai said: "It is foreseeable that banks have high profits, but at the same time there are also high risks. We should pay attention to risk avoidance and set up a department to monitor, analyze and evaluate local markets, and let banks make decisions on potential risks.  Be aware of it and avoid it as soon as possible.¡±

    Ji Zhongliang said: "The core priority of banks is to prevent counterfeiting of bills of exchange and deposit notes. For bills, I suggest using multi-color overprinting. Adding watermarks on the hemp paper and secret stamping methods, using shop names to encrypt the secrets.  No., black and white, as a private note. At the same time, a special person will write the bill, use a micro-engraved seal, etc. This matter cannot be sloppy at all. If you have any suggestions, please come in. We must take the trouble to prevent counterfeiting of the bill. "

    Han Bier continued: "As far as we know, there are at least three chambers of commerce interested in establishing banks, especially the Sichuan Chamber of Commerce. They have experience in issuing Jiaozi and have strong funds. They are definitely opponents that cannot be ignored;

    In order to improve our competitiveness, I propose to launch trust financial management business; now wealthy private households often hoard large amounts of money in their homes, but due to lack of information or limited conditions, most of the spare money they have cannot find suitable investments.  channel;

    Let¡¯s use an analogy.  There are ten wealthy households in a certain county, each with a deposit of 100,000 taels. However, the opening of shops in the county is close to being warm and cannot accommodate the capital investment of one million taels by the ten households.  They don¡¯t know much about the situation in other places, so the money they have can only be hoarded at home, which will not produce any benefits;

    What we have to do is gain their trust.  Promise a certain proportion of income and let them entrust their money to our bank for investment.  In addition to the income promised to them, the excess income will belong to our bank."

    Trust investment and financial management.  This is definitely a brand new concept. Han Bier also learned about it from Yang Yi. After listening to it carefully, people like Lin Ruhai immediately understood that there was a huge profit margin.

    The more important point is that the economy of Da Song Dynasty is currently showing a good upward trend. It is easy to find profitable investment projects. Without thinking too much, everyone quickly agreed to start this business.

    Those sitting here are all the top business talents in the Song Dynasty, and can even be said to be the world's top business talents. Every suggestion they put forward is straight to the point and has something to say;

    Everyone has the same goal, and they all go for money. They will never have their own thoughts like hundreds of officials in the court. Some are for power, some are for wealth, some are for fame, and some are for the people. Everyone wants different things, and disagreements are natural.  serious.

    Businessmen only have money in their eyes. As long as they can make money, it will be easy for everyone to achieve success. The efficiency is so high that it is difficult for hundreds of officials in the government to achieve it.

    No matter how the ministers of the DPRK and China argue, the shareholders of the Western Indian Ocean Trading Company have already begun the work of establishing a bank after discussing various measures. Anyway, with Yang Yi and Congduo officials here, the trading company is not worried about not getting the approval to set up a bank.  qualifications.

    Cai Jing has to come to the Ministry of Rites Expansion Promotion Department every day these days. Of course, he is no longer here to investigate because of the huge cost of the expansion project. In order to set up a bank, Cai Jing always comes with a smile and good words.

    He originally guessed that the manuscript of "On Money" published in the Beijing Times was written by Yang Yi. In Cai Jing's opinion, Yang Yi was probably the only one in the entire Song Dynasty who had such foresight and could write such a clear and forward-looking article.  Come.

    ?However, Yang Yi did not show enthusiasm for the establishment of the bank in court these days. Although he expressed a slight support for it, his attitude was that it had nothing to do with him. This made Cai Jing a little confused.  I doubt whether the "On Money" was written by him.

    If it was not written by Yang Yi, then there is no way to determine his thoughts. Even though Yang Yi is not very responsible in the court, if you get his support, you will be 60% sure of the matter;

    So Cai Jing doesn¡¯t do anything else. He goes to the Expanded Lifting Department located in the Ministry of Rites every day to do some hard work. Well, anyway, the Department of Husbandry is opposite the Ministry of Rites, only separated by a partition, so it¡¯s close.

    "My Mr. Yang, Mr. Ning Guogong, what are your thoughts? Please tell me something! I believe you know the benefits of setting up a bank better than others. For so long, I, Cai, have never fully supported you, but I don't support you at all.  I have nothing to say to you. You have to say something to me this time so that this matter can be passed in court as soon as possible."

    "Cai Shangshu, yesterday at the court meeting, I was clearly supporting you, but you criticized me completely. Do you think I was unjust?" Yang Yi leaned back in the Taishi chair with a contented look on his face. There was no trace of his being aggrieved.  ?

    Cai Jing hurriedly said with a smile: "My Mr. Yang, yesterday, I, Cai, was in the wrong, okay? Mr. Cai is hosting a banquet at home tonight to respectfully invite Mr. Yang to express his apology. Is this sincere enough?"

    "Cai Shangshu, I have been studying facial expressions recently. But I am suffering from the lack of copying from the real book. Cai Shangshu, I heard that you have a copy of "Liu Zhongshi's Poster" in your hand.

    Before Yang Yi finished speaking, Cai Jing suddenly felt as if someone had stepped on his tail. Before he could finish speaking, he rushed to say: "Well, Yang Renzhi, don't even think about the "Liu Zhong Envoy's Letter", Cai Jing said  I got it after many twists and turns, and I can promise you anything else. This "Liu Zhong Envoy Post" will definitely not work."

    "Oh, this is what Cai Shangshu said, okay, I'll learn Liu Ti instead, I heard"

    As soon as Yang Yi mentioned Liu Ti, Cai Jing jumped up again and said: "You! Yang Renzhi, you are clearly taking advantage of the situation. How did you know that Master Liu's "Meng Zhao Tie" is in my hands? You"

    "Cai Shangshu. I didn't know that "Mengzhao Tie" was in your hands. I just said that I wanted to change to Liu style. Cai Shangshu, you were too excited and said it yourself, so don't blame me. Just "Mengzhao Tie"  "Well, Cai Shangshu just said that except for the "Liu Zhong Envoy Post", he can promise me anything else. Cai Shangshu, this is untrue. It is not like Cai Shangshu's behavior."

    "You" Cai Jing really wanted to cry, but Yang Yi wanted to please the beauty who was said to be the most talented woman in the world.  But there was no shortage of things taken from him.

    Now, every time Yang Yi comes to visit, he will ask his family to put away the good things first, and only after checking them again and again, he dares to lead Yang Yi to the study.

    Because one time, Ouyang Xun accidentally confiscated Ouyang Xun's "Business Poster". As a result, Yang Moumou saw it, threw down the five thousand strings, and then took the calligraphy sticker away. Cai Jing was so heartbroken that he couldn't sleep all night.  good.

    This time, Yang Yi deceived the whereabouts of the "Mengzhao Post". Cai Jing couldn't help but feel heartache. He said in frustration: "Yang Renzhi, you are so cruel!"

    Yang Yi chuckled and said: "Cai Shangshu, this is your fault. Your own calligraphy is already better than that of others, and you have become a family of your own. What's the use of still keeping the calligraphy stickers from the predecessors? Only those like me who are striving for improvement can do it.  Only when people copy original works can they be meaningful, does Cai Shangshu think so?"

    "How could this be true? How could it be true? Yang Renzhi, you took advantage of the situation and found such a high-sounding reason."

    "This is the so-called kingly way. Don't say you don't understand, Cai Shangshu. The so-called kingly way is to hold high the flag of righteousness when you trample others. Robbers don't understand this, so they are robbers. Cai Shangshu understands it, so Cai Shangshu understands it.  It¡¯s Cai Shangshu, uh, Cai Shangshu, please don¡¯t leave, I haven¡¯t finished speaking yet, why are you running?¡±

    Looking at Cai Jing¡¯s figure disappearing outside the gate, Yang Yi burst out laughing. It¡¯s still the same sentence. If an orange is born in Huainan, it is orange, and if it is born in Huaibei, it is orange.

    In the original history, Cai Jing followed Zhao Ji and became one of the biggest traitors in the Northern Song Dynasty. But now, Cai Jing can be regarded as a capable minister. He also hopes to be famous forever and also hopes to use his talents to contribute to the country;

    He is a tactful man who is honest about both public and private affairs, but so far, Yang Yizhen has not discovered that he has done anything to enrich his own pockets by destroying public affairs for private purposes and harming national interests;

    Yang Yi likes people like him, because Yang Yi is not the kind of person who serves the country without caring about his family. The kind of person who goes hungry to serve the country is indeed admirable, but most people can't learn it, at least Yang Yi learns it himself  If you don¡¯t come, while we serve the country, we should also live a better life ourselves, right?  As long as selfish desires do not exceed the bottom line of moral laws, it will be fine.

      So he prefers to associate with people like Cai Jing. Of course, the main reason is to blackmail people like Cai Jing. There is no pressure in his heart. If someone like Wang Anshi doesn¡¯t even have any inheritance after his death, how can you treat such a person?  Are people trying to blackmail you?

    ***************************************************  *****************

    ps: Due to lung problems, Hyway had no choice but to quit smoking after being warned by the doctor.  Friends who are addicted to cigarettes probably understand that quitting smoking is a very painful thing.  When I was conceiving the plot, I was used to smoking, but now I can no longer smoke. I am always in a state of extreme irritability and anxiety, and it is difficult for my mind to calm down and think about things. It is not easy to code out a chapter.

    I feel really uncomfortable. I almost can¡¯t bear it anymore. Sometimes I even have to yell for a while until I get tired of yelling before I can push through it. Dear friends, please vote for Hyway. I really need your encouragement.  (To be continued. Mobile phone users please go to read.)
Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report