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Ding Weifan walked to the window and looked at the long queue of cash withdrawals on the street. He felt a chill in his heart. He didn't expect that the run was so big that Yishanyuan Bank might not be able to escape. [bsp; "Manager, please make a decision quickly, otherwise the bank will not be able to survive today." Seeing that Ding Weifan had no expression, the manager on duty urged anxiously. The situation on the counter was extremely critical. Every quarter of an hour, hundreds of taels of silver would be lost, and the remaining few thousand taels of silver would not last even half an hour.
Li Youzhi naturally understood Ding Weifan's concerns, so he explained to the manager on duty with a wry smile: "There are only about 700,000 taels of silver left in the bank now, and there is still 500,000 taels left here to deal with the foreigner. We are just making excuses." The difficulty in allocating money has only been delayed until now. Once the foreigner asks for a withdrawal and we cannot pay in cash, our bank will also lose its credibility. In this case, do you think we dare to use the money in the bank easily? "
"It's all the fault of that damn foreigner. He didn't mention it sooner or later. He picked this time to withdraw money, which made us so embarrassed." The manager on duty understood the manager's embarrassment and couldn't continue to urge him. He had to complain angrily to his predecessor. The foreigner who came to withdraw money.
"Do you think that foreigner just happened to come over to withdraw money? All this was planned by them." Li Youzhi was also very angry when he mentioned this matter. Today, he was among Yuanfengrun Bank, Foreign Bank and Daotai Yamen. After a trip, he finally figured out that the runs on Yishanyuan Bank and Yuanfengrun Bank at the same time were caused by the foreign banks in Shanghai. They were targeting the funds of the Shanghai government and local banks after the stock market crash. The opportunity to take action when the chain is broken is to completely crush the two pillars of Shanghai's banking industry and dominate Shanghai's financial world.
"You said that the foreigners were responsible for the run on us?" The manager on duty, who was not as knowledgeable as Li Youzhi, asked in surprise with his mouth wide open.
"Who else but them could launch an operation against our two banks at the same time? And they all at once took out the 500,000 taels of silver that they had deposited two months ago. This is clearly their intention to squeeze us out!" Li Youzhi Said angrily.
"What should we do? Those foreign banks have deep backgrounds and strong strength. If they want to squeeze us out, what should we do?" the manager on duty said worriedly. He originally thought it was just an ordinary bank run. , I didn¡¯t expect that the person behind the run was actually a foreign bank, which made the manager on duty a little panicked.
"According to my opinion, we will pay all the money in the bank to the locals, and we will not leave a tael of silver to the foreigners. Even if our bank goes bankrupt, we will not let them get any benefits." Li Youzhi said angrily.
"Don't the Daotai Yamen in Shanghai and the Liangjiang Governor's Office support our two banks? Why can't they lend us some money? If the government supports it, we can also deal with this bank run!" Manager on duty Ignoring Li Youzhi's angry words, he directly suggested that he knew that Shanghai Daotai Yamen deposited three million taels of official silver into two banks two months ago. This is why the two banks were able to continue to persevere after the stock market crash. s reason.
Li Youzhi explained again helplessly: "Do you think we didn't go to the government? I personally went to Shanghai Daotai Yamen, but Mr. Cai told me that Daotai Yamen had no money, and the three million taels of official silver were already gone. It was deposited in two banks. Mr. Cai is very supportive, but it¡¯s a pity that I don¡¯t have any money on hand and can¡¯t do anything!¡±
Immediately, the manager on duty and Li Youzhi sighed deeply at the same time. Since its establishment, Yishanyuan has always treated its internal employees very well. The employees in the bank are also very affectionate towards Yishanyuan. They really don¡¯t want Yishanyuan to close down. Unfortunately, this is not something they can control.
Ding Weifan, who was staring out the window, suddenly had an idea when he heard the conversation between the two. He suddenly turned around and asked, "Youzhi, you said Mr. Cai is very supportive of our bank, but he just has no money and can't do anything?"
Li Youzhi didn¡¯t know why the manager was so excited, but he nodded and said, ¡°That¡¯s right, Mr. Cai said this to me personally.¡±
Ding Weifan clapped his hands excitedly and said to himself: "This will make things easier. Yi Shanyuan can be saved!"
Li Youzhi and the manager on duty didn¡¯t know what was going on, but they clearly heard the manager saying that he was saved, and asked excitedly: ¡°Manager, what can you do, tell us quickly, the counter can¡¯t support it for long.¡±
Ding Weifan waved his hand, asking them to be quiet for a moment, and then carefully sorted out their thoughts. He just had an idea, but he hasn't figured out how to operate it yet. Now he will think about the specific method carefully.
The duty manager and Li Youzhi looked at Ding Weifan nervously, and after a moment they saw the corners of Ding Weifan's mouthA smile appeared, and the highly tense nerves of the two people suddenly relaxed. If they could still laugh under such circumstances, they must have figured out a way.
Sure enough, Ding Weifan raised his head and asked, "Is there a secret passage to the outside in our bank?"
"Yes, in order to prevent us from being trapped in the bank during the war, when we first built the bank, we deliberately left a passage leading to a nearby yard so that we could transfer the money in the bank out in time. That place The property in the courtyard also belongs to our bank, but it has not been used in these years." Li Youzhi replied that Shanghai has not experienced peace since it was designated as a treaty port during the Opium War. The forces of various gangs, foreigners, and government were complicated, and even during the Taiping Heavenly Kingdom It was also attacked by the Taiping Army, so a secret passage was left in the bank just in case.
"I'm afraid we have to rely on this channel to save the bank today." Ding Weifan said with emotion.
The manager on duty and Li Youzhi looked at each other and saw doubts in each other's eyes. However, Ding Weifan did not leave them confused for long. He came to the duty manager and whispered: "Find a few reliable staff and ask them to secretly transport one hundred thousand taels of silver from the bank to that small place through a secret passage. In the courtyard, and then"
After hearing this, the manager on duty said excitedly: "Don't worry, manager, I will definitely finish it."
Ding Weifan still said uneasy: "We must keep it confidential. Whether our bank can sustain it depends on this time."
After the manager on duty left, Ding Weifan told Li Youzhi: "Youzhi, you go out later and find some people to spread the news that the Shanghai Daotai Yamen has decided to rescue our bank in an emergency and specially allocated one hundred and fifty dollars from the Shanghai treasury. Lend ten thousand taels of silver to the bank, and the money will arrive around four o'clock in the afternoon."
Li Youzhi said nothing nonsense, nodded and agreed: "This matter is not difficult, I will handle it."
Looking at the two people leaving, Ding Weifan thought to himself: "Success or failure depends on this, I hope everything goes well."
Around three o'clock in the afternoon, people came to Yishanyuan Bank to withdraw cash like a tide, one wave after another. At the busiest moment, even Ding Weifan came to the scene in person to take charge.