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The clerk at the bank was calm at first, but his expression changed drastically when he saw the number on the deposit slip. This was a sum of money deposited into the bank two months ago, amounting to 500,000 taels of silver.
"Do you want to take them all out or not?" The clerk tried hard to calm down and asked with a smile.
At this time, a servant next to the foreigner started shouting.
"Why is your bank so stained? Of course we took out all the five hundred thousand taels. Our master is busy and doesn't have much time to wait here."
Those who originally complained that the three people did not understand the rules suddenly became quiet. They looked at the three people in surprise and withdrew 500,000 taels at a time. Especially after the stock market crash, they could withdraw such a large amount of money at once. It shocked them.
"Sir, your money has not matured yet. If you withdraw it now, you will lose a lot of interest. Why not wait a month to withdraw it? Then you can withdraw the principal and interest together." The clerk tried his best to persuade.
"What nonsense are you talking about! Let us withdraw the money after a month. What if your bank goes bankrupt by then? It is safer to keep the money in your own hands. Get the money for us quickly!" At this time, another villain He also started shouting.
"Sir, please wait a moment!" There was no way, the clerk had tried his best, but the other party insisted on withdrawing cash, so he had to hand the huge deposit receipt to the manager on duty.
After the manager on duty behind the counter took the deposit slip, he carefully checked the seal and handwriting, and then opened the account book to check. The whole process took about a few minutes. After everything was verified, the manager on duty came to the foreigner in front of the counter and said politely: "Sir, the amount of money you have is too large. We need to report it to the general manager of the bank. Please wait a moment!"
"Why is the efficiency of your bank so slow? Is this the style of the largest private bank in Shanghai?"
"That's right, we will never deposit money with you again. It's so troublesome to withdraw money!"
"You are probably out of money, right? If you don't give me the money, I will smash your Yishanyuan sign today!"
The manager on duty explained a few words with a smiling face, but found that it had no effect, so he asked a few counter staff to deal with it carefully, and he hurried to the office area to report the situation to the two supervisors.
Ding Weifan had just finished talking to Li Youzhi and was about to return to his office. At this moment, the manager on duty ran over with a panicked look on his face and said urgently: "Manager Ding, Assistant Manager Li, three people came to the counter, led by a foreigner. They took out a huge deposit receipt and wanted to transfer it to All the 500,000 taels of silver were withdrawn. I have verified that it is indeed a deposit certificate issued by our bank. The deposit date was two months ago. Now they are waiting in front of the counter. What should we do?"
"Withdraw all the 500,000 taels of silver??" Li Youzhi was shocked. He knew that there were only 840,000 taels of silver left in the bank's bank. If the 500,000 taels were taken away all of a sudden, what would be left? The money may not last even one day under such a run.
Ding Weifan was also a little dazed when he heard the news, especially when he heard that the leader was a foreigner, he felt even more uneasy. But he knew that everyone in the bank was waiting for his decision, so he took a deep breath and told the manager on duty at the counter: "Go over and stabilize those three customers first, and then tell us to transfer money from the bank." Silver needs some time, please don¡¯t rush.¡±
"Yes, manager, I understand." The manager on duty responded and hurried back to the counter. He was also a little worried that the staff at the counter could not handle the three people.
"Youzhi, now you go to Yuanfengrun Bank in person immediately to see what's going on there. If everything is normal, discuss the loan issue with the manager of Yuanfengrun. If there is a run there, you rush there immediately. Go to Shanghai Daotai Yamen and ask Mr. Cai to give us some support! Remember, we must be quick. Whether our bank can survive depends on today," Ding Weifan said with a solemn expression.
"Manager, don't worry, I will definitely contact Yuan Fengrun Bank and Mr. Cai as soon as possible." Li Youzhi knew that time was precious, so he didn't talk nonsense and left straight away, heading towards Yuan Fengrun Bank.
It is said that the duty manager returned to the counter and found several clerks being pointed at and cursed by two foreign servants. The foreigners looked on with expressionless eyes, and the people around who raised money also looked like they had nothing to do with themselves. Watching the excitement with interest.
"Sir, sir, we have sent manpower to the bank to allocate money to you, but you see there are so many people here, our manpower is a little short, plus we have to count the cash, it may take a long time.??It's a bit slow, please wait a moment. "The manager on duty quickly went up to persuade me.
"I have a banquet to attend later. You can't waste my time. I want to see my money as soon as possible." The foreigner who was watching with cold eyes finally spoke and asked to see the money as soon as possible.
"Sir, we're on our way as soon as possible. If you have something to do later, why don't you come back in the afternoon? What do you think?" The manager on duty persuaded with a smile while wiping the sweat from his forehead.
As soon as he finished speaking, before the foreigner could say anything, the two servants started to quarrel.
"You, Yishanyuan Bank, can't withdraw so much money at once, right? I just said, you Yishanyuan bought so many rubber stocks with our depositors' money, how can you still have money?"
"We don't care so much, we need money now, give us money quickly!"
It didn¡¯t matter that the two people were quarreling. The crowd that was still watching the excitement suddenly got angry and crowded forward, clamoring to withdraw money immediately.
"Hurry up and bring me the money. I want to bring the money right away."
"It doesn't matter if it doesn't mature, I don't want interest."
"My second brother's family still has money here. I have to notify my second brother to come and withdraw the money."
The manager on duty suddenly panicked and shouted loudly: "Everyone, everyone, please be quiet and listen to me. We have a lot of silver in the bank of Yishanyuan Bank. We can definitely exchange it for everyone. Don't you want to urgent."
Unfortunately, among the noise in front of the counter, the words of the manager on duty were like falling into the sea, without any effect. The manager on duty looked at the scene in front of him in panic. Suddenly, he seemed to see a smile on the corner of the foreigner's mouth, but in the blink of an eye, he was The crowd rushing forward blocked the view.
"Manager, manager, something bad has happened. The counter is getting out of control. Everyone is asking for money. Our persuasion has no effect at all." Seeing that the scene was uncontrollable, the manager on duty had no choice but to run to Ding Weifan for help.
"You immediately transfer one hundred thousand taels of silver from the bank to the counter to deal with it. Small deposit certificates will be accepted first. Those exceeding one hundred thousand taels will not be accepted for the time being. I will find a way as soon as possible." Ding Weifan ordered.
By the afternoon, the 100,000 taels of cash allocated to the counter were being consumed little by little in the surging crowd of cash withdrawals, and it was almost bottoming out again. At this time, Li Youzhi, who was sent to Shanghai Daotai Yamen, rushed back.
"Manager, Yuanfengrun Bank has also suffered a run. Their situation is also very bad. Foreign banks have basically rejected our request for loans. Mr. Cai told me that he was guilty of depositing Shanghai official bank in Yuanfengrun and Yishanyuan. The behavior of the two banks has been reprimanded by the court, and at the same time, Shanghai's official bank is basically deposited in the two banks. It is impossible for us to get the support of Shanghai's official bank." Li Youzhi said with some despair.
After hearing the news, Ding Weifan remained silent. He frowned and walked back and forth a few times. He looked up at the clock on the table. It was now two o'clock in the afternoon. In just over four hours, nearly 100 people had gone out on the counter. Two hundred thousand taels in cash, and a huge sum of five hundred thousand taels waiting to be paid. I can't hesitate any longer, but what can I do?
At this moment, the manager on duty at the counter came in again and reported: "Manager, Assistant Manager, there are only a few thousand taels of cash left on the counter. We must allocate more money from the bank, otherwise the counter will not be able to exchange cash after a while." ¡±