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Text Chapter 452: I Borrow Money

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    The temptation to borrow money is quite great for both John and Murdoch.  Although they can also borrow money from banks, and with their current strength, it is not difficult to borrow money.  But how can money borrowed from a bank be as useful as money borrowed from a private person?  Even at the same interest rate, these big guys would rather borrow money from private individuals than from banks.  Because bank loans usually have a big catch.  Banks have never been a place for kind people. Their loans, especially those from European and American banks, are basically the same as loan sharks. Banks with good relationships mean small profits but quick turnover. If you borrow 10 million,  I'll give you nine million, and then when you pay it back, just follow the normal procedures. This is a bank with a good conscience, but if you don't have strong connections, you won't be able to get it.  And if you have a normal relationship, if you borrow 10 million, the bank will actually only give you 8 million, and then when you pay it back, you can just follow the normal procedures.  If it really doesn't matter and you have potential, if you borrow 10 million like this, you will only get 7 million.  This is equivalent to the market price.  To be more ruthless, as the saying goes, nine times out and thirteen times back, that is, borrowing nine million and paying back thirteen million. This is definitely not a joke, but a fact.  Therefore, it is not so convenient for these big guys to borrow money from the bank. Thinking about Lao Yuan's big loan for the aftermath, it was even more tragic than this. Of the 25 million pounds, the real amount they got was only 1,800 pounds.  It's about a million pounds, and it's a long-term loan with a high annual interest rate. This is not a scam. What's even more scammy is that after the money is borrowed, when you use it, you can only buy things from the country where you borrowed it.  And the prices of things are also very international.  For a thing that costs one yuan, he will give you a quotation of three yuan, which is very conscientious, and the cost of industrial products is usually around fifty cents.  This means that the original actual price earns you double the profit. When it comes to Lao Yuan, you have to add 600% of the price. In this way, the goods actually bought with this loan are actually a sky-high price.  .  When Lao Yuan borrowed money, the banks in major countries were the ones running the business.  So, no matter when it comes to borrowing from a bank, it is not something that ordinary people can afford. If you can't pay it back, haha, what you get out of it will belong to someone else.  This kind of thing can be regarded as an unspoken rule of the bank, and it is still very popular today, so the private loan of Li Mingbao, a wealthy man, is great news for John and Murdoch.  So after hearing what Li Mingbao said, both Murdoch and John asked in unison: "Can you really lend us the money you have? How much is the limit?" As soon as he saw himself speaking, he immediately  After seducing both Murdoch and John, Li Mingbao said with a smile: "The money I can use in Standard Chartered Bank is almost 300 million U.S. dollars. The money I can use in the United States is also 100 or 200 million U.S. dollars."  U.S. dollars, but I will keep this money for now, maybe it will be useful later, so the money that can really be lent to you is 300 million U.S. dollars in cash. Naturally, it cannot be as exaggerated as the bank.  It's in accordance with the bank's rules, but the money I give must be real, and the repayment period can be relatively long, with three years as the basis, so that you can have a relatively relaxed environment no matter what. Of course, if  I'm still making money so fast, and I don't have that much money for the time being. If you need it, you can still borrow it. As long as it doesn't affect my layout, everything is easy to negotiate. " "Three hundred million US dollars in cash is enough.  Yes." Murdoch said happily.  He really didn't expect that Li Mingbao was so powerful that he could release 300 million US dollars in cash without blinking an eye. Such a large amount of money, even in the United States, is not a small amount, even for a slightly smaller bank.  It may not be possible to get it.  Not to mention small banks, even JPMorgan Chase and Citigroup, it is not easy to come up with so much money at once.  ¡°But Li Mingbao¡¯s side, there is such a big surprise, and they are completely different from News Corporation and 20th Century Fox.  Only now did Murdoch discover that although Li Mingbao's industrial capabilities were far behind theirs, Li Mingbao was indeed a real rich man, and he was a real person, not something fictitious like stocks.  Such a person, even if his property is weak, is not a real sheep. Whoever wants to take advantage of such a person will definitely not have a good life.  If he had known that Li Mingbao had so much cash, Murdoch would not have been so loud at the beginning.  Everything is easy to discuss. Nima, Li Mingbao and these people are completely opposite people. They are also rich. In Europe and the United States, it is difficult to see a rich person.?If they have money, especially cash to such an extent, they can spend as much money as they can. Keeping it in the bank is actually losing money.  Li Mingbao actually doesn¡¯t want to be an alternative among the rich, but he can¡¯t change this situation for a while, which is completely helpless.  After all, the speed at which he makes money is much faster than the speed at which he spends money, and he usually does things with small investments and big returns. Whether it is TV or movies, these are hugely profitable businesses with low investment.  The results are quick and the flow rate is completely different from other industries.  That's why although Li Mingbao seems to be spending money very quickly, the cash in his hands is constantly accumulating. For example, he previously helped those Hong Kong investors to buy dips. Originally, he had never thought about this.  How much money can you make, that is, to become familiar with everyone, and then in Hong Kong, cats and dogs will not know their own strength and do some idiotic things.  ¡°But even if this behavior was not for the purpose of making money, the money he earned in the end was not a small amount in Hong Kong. The total income of 40 million U.S. dollars was almost 400 million in Hong Kong dollars.  And this investment actually took him no more than a year at most.  To compare, there is no one in other industries who can make money so easily. Even Li Chaoren does not earn as much as him. Of course, it is only a short-term benefit. If it is a long-term benefit,  , Li Mingbao naturally does not earn as much as those people, but he really does not earn less.  Even projects that don¡¯t want to make money, he makes a lot of money, and projects that make money for him only make more.  Therefore, even if Li Mingbao started construction in the mainland, spending hundreds of millions of yuan at every turn, these expenses still did not reduce his coffers much.  At his current rate of making money, if he doesn't have an industry with extremely strong money-absorbing capabilities, his cash accumulation may reach a level that others can't imagine. So at this time, what Li Mingbao is most worried about is actually his own.  How should money be spent, and now there are two people who really need money in front of them. If he doesn't promote his money, then he is not Li Mingbao.  Money can only play its due role after it is circulated.  Money that is not in circulation is actually equivalent to waste paper, and it bears the risk of depreciation every moment.  As for whether Li Mingbao will participate in the end-of-year operations in Hong Kong after lending this money out, it is completely irrelevant.  Because even if Murdoch and the others want to use money, they need to make a plan first and then start with the money.  From borrowing now to actually using the money, it will take at least one or two years, so Li Mingbao doesn't have to worry about whether he can participate in the action at the end of the year.  And Li Mingbao also understood one thing at this time. He carelessly put the money in Hong Kong, which may not be a good thing. Although the money was placed in Hong Kong and was easy to mobilize when taking action, Li Mingbao's money was really  It was too much. Putting it in Hong Kong was a relatively obvious move. It was impossible for the British Hong Kong government not to monitor such a large amount of money. Who said Li Mingbao's money was stored in Standard Chartered Bank?  As a bank that issues Hong Kong dollars, they are actually equivalent to Hong Kong's financial management department.  ¡° Saving money in such a bank, and also intending to make a fortune on the Hong Kong dollar exchange rate, Li Mingbao didn¡¯t know why his brain was kicked when he did this in the first place.  To put it bluntly, he still lacked experience. Neither Li Mingbao nor the big boss had much exposure to this type of financial knowledge, so making such a low-level mistake is worthy of forgiveness.  ¡°But after arriving in the United States, and after transferring money to the mainland, even if Li Mingbao didn¡¯t know much about finance, he understood that doing so was purely seeking death.  So if he really wants to take action on Hong Kong dollars, the money must not be placed in Standard Chartered Bank. If Standard Chartered Bank knows Li Mingbao's intentions and randomly blocks Li Mingbao's time, his losses will be huge, let alone  If you miss the opportunity to make money, even whether you can still get the money is a big problem.  There are no kind people in finance. If they knew about Li Mingbao's idea of ??investing in Hong Kong dollars, Standard Chartered Bank and the financial management department would be able to make Li Mingbao suffer and walk away.  Therefore, this money must be obtained, but if it is obtained like this, there is no reason. It will not take long for the Hong Kong dollar to have trouble, and the flow is still very large. Anyone who is not a fool will understand that Li Mingbao is more or less involved.  All played a certain role.  By then, if Li Mingbao can still have a good life, it will be a joke.  This is equivalent to directly opposing the central bank and then cooperating with the central bank. If the central bank does not teach you a lesson, it will not be called the central bank.  Before, Li Mingbao was still worrying about reasons, but now, he has two guys, John and Murdoch, to take the lead.??Li Mingbao's reasons are too good. Even Standard Chartered Bank is reluctant to let his money fly away. They have to let it go. Their banks are intervening in normal business activities. If such a scandal occurs,  , the credibility of Standard Chartered Bank will definitely not only suffer from the loss of these three to four billion US dollars in savings.
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