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Volume 1 Chapter 513 The Master Position

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    Zhou Liwen never thought that the problems encountered by Earl Herbert were caused by this reason. He thought it was a simple business trouble, but who knew that the other party's losses were actually huge losses caused by insurance.  Zhou Liwen owns the banking industry. In a sense, the banking industry and the insurance industry are inextricably linked. But after all, Zhou Liwen himself has not had direct contact with the insurance industry and does not know much about the insurance industry.  Insurance, as the name suggests, is to prevent accidental losses by estimating the value of the insured target in advance and then insuring it with an insurance company in proportion.  According to the terms of the insurance agreement signed at the time of taking out the insurance, if an accident occurs, the insurance company will pay compensation according to the terms of the insurance agreement.  Basically, insurance companies all over the world operate in this way. Of course, for some high-risk insurance businesses, the proportion of insurance premiums charged by insurance companies will increase accordingly. In other words, for some greater risks, the feasibility of indemnity is very high.  For large insurance business, insurance companies will also evaluate it to confirm whether to undertake satellite launches. This is a high-risk insurance business, and the insurance premium ratio is also the highest.  Of course, once the satellite is successfully launched, the insurance company will receive a huge profit.  The reason why Earl Herbert's insurance company undertook this insurance was mainly because of the income.  What's more, the success rate of China's satellite launches is very high. Since China has publicly launched satellites, its success rate has been above 3. In addition, the Chinese aerospace department has insurance measures for satellite launches. This insurance measure is of course not an insurance company, but  A technology that can turn off the flame after ignition.  With this technology, even if a problem is discovered during launch of the satellite, the control center can immediately shut down the ignited rocket, instead of watching the rocket carrying the satellite fly into the sky and eventually turn into a brilliant firework.  This kind of technology is unique to China in the world. Even the National Aeronautics and Space Center coveted this technology and tried every means to get it from China, but in the end it failed.  The United States, as the only superpower in the world, attaches great importance to this technology because of its uniqueness and practicality.  We must know that the cost of building rockets and satellites is extremely high. Once they fail, it will not only cause great economic losses, but will also be affected in politics, scientific research and other aspects.  More importantly, the United States' aerospace technology is extremely advanced, but the Challenger tragedy still occurred. If the United States had had such technology at that time, perhaps that incident that shocked the world would not have happened.  When China launches satellites, according to the practice of keeping the money from outsiders, of course the insurance business is handed over to Chinese insurance companies.  But after obtaining insurance business, Chinese insurance companies will basically sub-insure it to foreign insurance companies.  To put it bluntly, this approach is just like contracting a project. The local government wants to build a building. After the project is approved, the project is handed over to a related company to undertake the construction. The company then takes the project and then subcontracts the project to others. In this way  Not only does he not have to take any risks, but he can easily make a profit during the subcontracting process.  This is the case in the insurance business this time. Chinese insurance companies subcontract, which is similar to subcontracting projects, and extract part of their profits in advance according to a proportion. If nothing goes wrong, everyone will be happy. If something goes wrong, then for them  It is said that there is no loss at all, and even money is still made. ?? Earl Herbert¡¯s insurance company took over this business, firstly because of the generous insurance money, and secondly because of China¡¯s high success rate of satellite launches and emergency shutdown technology.  What's more, in the past, such insurance subcontracting operations were very normal. Many insurance companies in Europe had done this, and basically all made money.  Therefore, even in terms of subcontracting, everyone's competition is very fierce. In order to obtain this insurance business, Earl Herbert Insurance Company also spent a lot of effort to deal with Chinese insurance companies, and even conducted insurance premiums.  Only with some concessions did he get the insurance business.  Originally, Earl Herbert¡¯s insurance company, and even Earl Herbert himself thought it was a good deal, but who would have thought that walking along the river often would prevent your shoes from getting wet.  If you walk too much at night, you will always encounter ghosts.  And this time, I met a ghost.  Just late the night before yesterday, at the Chinese satellite base, this satellite launch failed.  Not only did the launch fail, the rocket and the satellite it carried set off a huge fireworks in the sky, and this fireworks can be called the most expensive fireworks in the world, with a value of - 260,000 euros.  When the news came, how could Earl Herbert still sit still?  He rushed to the city that night and contacted the dispatch personnel at the launch site.  At first, Earl Herbert, including the shareholders and management of the insurance company, were still lucky and tried to find out whether there might be irregular steps in China's satellite launch.  If this happens, it is equivalent to violating the insurance regulations, and the insurance company can refuse to compensate, or compensate appropriately.  But while waiting anxiously, ten hours later, news from China confirmed that this satellite launch was carried out in strict accordance with regulations, from the initial preparations to the final launch, and there was no error.?Breach of regulations.  The third-party agency that supervised on-site also made an investigation report and provided it to the insurance company as a reference.  After hearing the news, everyone was completely confused. Everyone looked at each other and felt bitter in their mouths, because judging from this situation, their insurance compensation would be determined.  "This is luck. Maybe God took a nap this time" Earl Herbert smiled self-deprecatingly. It was indeed what he said. God made a joke with him and first gave them a good opportunity to make money.  , and then gave them such a result.  After listening to the narration, Zhou Liwen also couldn't help but sigh, Earl Herbert and the others were really unlucky, and they could even encounter such a chance.  What's even more unfortunate is that their insurance company is actually an ancient unlimited liability company. This unlimited liability, coupled with this huge insurance payment, has all of them covered at once.  If it is just a limited liability company, this is nothing. At most, it will declare the insurance company bankrupt, and the personal assets of the individual can still be protected.  But now, due to the different nature of the company, Earl Herbert has to pay the money even if he is pawned. This is why he has no choice but to make this choice.  Looking at the old man who seemed to be still strong, Zhou Liwen saw the frustration and despair in his eyes.  "Mr. Zhou, what are your thoughts?" Seeing that Zhou Liwen had been thinking deeply, Earl Herbert couldn't help but ask.  It's not that he is impatient, but the insurance payment has a limited time limit. He must raise the funds as soon as possible. If Zhou Liwen refuses to buy his castle, then he must find a suitable buyer as soon as possible.  Count Herbert¡¯s castle is possible based on its historical significance and value, let alone 660,000 euros. Even 660,000 euros or more is possible.  But in fact, when it comes to selling, finding a suitable buyer is not an easy task.  You must know that an ancient castle is different from an ordinary manor, especially an ancient castle with a history of hundreds of years. It is a cultural relic and historic site under key protection in European countries. Even the owner of the ancient castle wants to change a window in the ancient castle.  Windows must be reviewed and approved by relevant departments.  At present, there are many wealthy people in the world who really like this kind of castle and are even willing to pay a large sum of money for maintenance every year, and there are no regulations to destroy or rebuild the external and internal structures.  In this way, it is equivalent to eliminating many potential customers who have the ability and funds to own a castle. In order to avoid the trouble, some wealthy people are willing to buy a piece of land to build a manor, and then find professionals to design and build a new castle.  Not buying a castle like this.  Count Herbert knew this, which is why he only offered a price of 41 million euros.  What's more, as the old castle left by the family, as he and Zhou Liwen said, it is necessary to find a new owner who likes it and is suitable for it.  As a guest of the castle, Zhou Liwen has shown a strong interest in the castle these days, so he should be a suitable target for sale.  Zhou Liwen is not Lei Feng. What happened to Earl Herbert was the other party's decision-making error, which was also caused by the corporate nature of their insurance company.  There is a very popular saying, that is, if you don't seek death, you will not die. This sentence can also be applied to Earl Herbert.  In fact, some ancient European companies underwent a large number of adjustments around the 1980s. Some former unlimited liability companies were reorganized and registered according to world business trends and became limited liability companies.  Earl Herbert, including his shareholders, may have been holding on to the pride and stubbornness of the aristocracy and has not carried out changes, which has led to the current serious consequences.  "What's more, he and Earl Herbert only knew each other for a few days. They were just acquaintances, not friends.  If we talk about friendship, the most we can do is drink coffee, chat, and play chess together.  Besides, there is an old saying in China that people who are in need do not help the poor. Zhou Liwen is rich, so it is not difficult for him to spend hundreds of millions of euros, but Zhou Liwen is not a boy who spends money, and his money does not come from strong winds.  Therefore, it is simply impossible to spend money to acquire the other party's company and bear the debt for the other party.  But then again, Zhou Liwen really likes Schiller Castle very much. Living here, Zhou Liwen sometimes feels like the prince in Andersen's fairy tale, and his wife Lin Yaxuan is the princess in the fairy tale.  , and they were just like what was written in the story. From then on, the prince and the princess lived happily together.  Maybe when they get old and want to find a quiet and meaningful place to spend their old age, Schiller Castle is a very good choice.  Zhou Liwen and Lin Yaxuan actually prefer Europe to the United States. Europe's cultural deposits and humanity, coupled with these beautiful scenery, are what fascinates them.  Zhou Liwen smiled and nodded slightly towards Earl Herbert. Under the surprised look of the other party, he said: "I do like your castle, and I also hope to be its next owner."  ¡± Earl Herbert looked a little excited, he even? stood up from the chair: "Great, this is great, thank you so much, sir, you are an out-and-out gentleman" Unexpectedly, Zhou Liwen waved his hand and interrupted.  The other party said: "But Mr. Earl, there are conditions for my purchase of it." "Conditions? Please tell me." Earl Herbert was stunned for a moment, and soon returned to normal.  "You know, I live in the United States, but after owning it, I may come to Europe to live for a few days every year, but it is almost impossible to live here every day like you. If no one takes care of such a large castle,  It's a very bad thing, so I hope Mr. Earl can help me find a suitable housekeeper." "I don't know what kind of housekeeper you want, Mr. Zhou?" "Old Hans?  " Zhou Liwen said with a smile, although British butlers are famous all over the world, but Zhou Liwen's contacts these days make him feel that Old Hans is the best butler he has ever met.  To be honest, Zhou Liwen envied Earl Herbert for having a good steward like Old Hans, so he made such a request. Earl Herbert smiled bitterly and shook his head: "Hans can't stay here anymore, because  I know him as well as I know myself. And it is impossible to find a housekeeper as loyal as Hans, so" Zhou Liwen smiled and said, "Why is it impossible?  This is possible." "This?" Earl Herbert looked at Zhou Liwen in surprise, not understanding what the other party meant.  Zhou Liwen stood up, walked a few steps in the study, looked at everything around him and sighed: "This castle is so exquisite and well-preserved. I think this is not only the efforts of the earl, but also the hard work of old Hans over the years."  The reason for always taking care of it. As I said before, I can't live here forever if I buy it, so I need a good steward, and Old Hans is such a good steward. Of course, I also understand Old Hans and the Earl.  Sir, especially our feelings towards the Schiller family. Maybe we can adopt a different approach, what do you think?" "I'm sorry, I don't understand what you mean." Earl Herbert frowned and shook his head.  Zhou Liwen had a smile on his lips and looked at Earl Herbert meaningfully: "Actually, I not only need a suitable housekeeper, but also a custodian for this castle. For this candidate, I think Mr. Earl  He is a very suitable candidate. If you agree, then there will be no problem for old Hans to stay in the castle as the housekeeper. What do you think?" Earl Herbert was stunned for a moment. He simply didn't believe it.  ear.  Selling this castle is like taking a piece of meat out of his heart for Earl Herbert, who insists on tradition and values ??his family.  Although the sale of the castle could solve the financial problems of his insurance company, he simply did not dare to imagine what it would be like to move out of the place where he had lived for almost his entire life and live in an apartment.  Maybe at that time, although there is still old Hans with me, but without those familiar scenes and familiar items in the castle, I will definitely feel lost and depressed. What will happen in the future? Can I still live?  Even Earl Herbert himself did not know the belief.  And now, Zhou Liwen suddenly directly invited himself to be the trustee of his castle. This is equivalent to saying that even if he sells the castle to Zhou Liwen, as trustees, Earl Herbert and Old Hans can still continue.  Live here as before.  Thinking of this result, Earl Herbert's eyes couldn't help but moisten. He did not expect such a result, let alone that Zhou Liwen would make this suggestion so generously.  "Mr. Zhouyouare you kidding me?" The always serious Earl Herbert's hands were shaking slightly with excitement. He stared into the other person's eyes and couldn't help asking.  "Of course not, and you also know that if there is anyone in the world who loves it more than you, I don't think there will be a second person. With you as the trustee, and with the help of old Hans, I think  This place will stay the same instead of getting bleak. I love it here and maybe try Old Hans' black coffee again when my wife and I come here every year, including drinking black coffee with you and the Count.  Just sit together and chat or play chess. ""Thank you" Earl Herbert slowly stood up straight, folded his legs in the same posture as he did in the army, and saluted Zhou Liwen to express his gratitude.  Then, after seeking Zhou Liwen¡¯s consent, Earl Herbert rang the bell and called Old Hans in, and then told Old Hans the result of the negotiation between him and Zhou Liwen.  When he heard the final result, Old Hans couldn't help but feel a little moved. He looked at Zhou Liwen with grateful eyes, and Zhou Liwen also smiled and nodded to him.  This deal can be said to have been reached. The agreement between the two parties will be prepared by their respective lawyers. As for the financial issues, there is no need to worry. After the formal signing, Zhou Liwen will notify you as soon as possible.?Bank payment to Earl Herbert.  Although Zhou Liwen has not yet truly become the owner of the castle, in the eyes of Earl Herbert and Old Hans, Zhou Liwen is already the new owner of the castle.  That night, Earl Herbert held a banquet to entertain Zhou Liwen and his wife alone. When Lin Yaxuan entered the restaurant with Zhou Liwen on his arm, he saw Earl Herbert standing in the door to greet them. He was a little dazed because he had never seen him in these days.  If the host receives the guests in such a grand manner, the most he can do is replace him with his butler, Old Hans.  "Thank you very much, Earl, for your invitation." Although Lin Yaxuan was a little strange, he still greeted Earl Herbert according to etiquette.  After a brief greeting, Lin Yaxuan came to the dining table and was about to walk to her seat, but at this time the old Hans stopped her with a smile. Instead, he took her to a chair, then pulled out the chair and invited Lin Yaxuan to sit.  Yaxuan sat down.  At this time, Lin Yaxuan was a little confused, because this seat was the hostess's seat. How could a guest sit in this seat?  When she subconsciously looked up at her husband and Earl Herbert, they smiled in unison, and then nodded slightly to her at the same time.  (Today I went to sweep the tomb. I have finished the update and sent you a big chapter! Thank you readers and friends for your rewards and recommendations. Thank you all!)
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