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Text 304 Inspection of Agriculture

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    Qi Yiming also had time to spare and followed a group of leaders from the Ministry of Agriculture to Hunan to inspect agriculture.  He was hiding among the leaders, just like an ordinary young civil servant, but the strange thing was that no leaders talked to him, and he did not serve the leaders.  Of course, this was what his eyes told him. He was here to inspect, not to show off. It would be boring if he had to deal with others. He has eyes and feet, and can walk and see by himself.

    The Ministry of Agriculture inspection team first visited the chicken farm of an advanced agricultural individual. This country man, who was a farmer not long ago, has now become a small boss of a township enterprise with a net worth of hundreds of thousands of dollars.  .  In 1988, although the foreign exchange rate of the RMB was very low, its domestic purchasing power was still very strong.  Because of Qi Yiming's many efforts, some of the inflation that should have occurred in history has not occurred, and the situation of eating a meal for a few cents is still quite common in China.

    A person who raised chickens for two years and saved hundreds of thousands of money is a rich man from any angle. Although this township boss is still dressed in a relatively rustic style, he still has the simplicity of a country person, but because of his huge pockets  And the confidence generated is still palpable.

    "I applied for a rural credit cooperative loan from the Rural Credit Cooperative at the end of 1985. I borrowed 4,000 yuan at that time. I thought that even if I sold all my belongings, it wouldn't be worth so much. Accompanied by several clerks, I  I chose to start a chicken farm and received technical support from the state and free breeder chickens. In the first year, clerks from the Provincial Academy of Agricultural Sciences would often come to my chicken farm to conduct research and provide guidance.  It took more than a year to get a loan and finally understood all the details. There are specialized agricultural trading companies to collect eggs, chicken products, and even chicken feathers. After a year, our family found that we had actually made a profit.  Twenty thousand yuan.¡±

    This honest man didn¡¯t know any formal language, and the excitement in his sentences was all simple, which made everyone present smile knowingly.

    "Several things in his words were Qi Yiming's idea. When he got hold of a sum of cash, he began to provide financial credit across the country, and his main targets were these small farmers.  He gave the US dollars to the country, and then the country happily took the US dollars and exchanged them for RMB.  Qi Yiming had the backing of powerful people, so the reformers wanted to see his attempts, so they let him go.  He first sent the money to the rural credit cooperative as an interest-free deposit. After receiving a large amount of cash, the rural credit cooperative started agricultural loans under the guidance of financial personnel stationed by Qi Yiming.

    The so-called agriculture-promoting loan means that farmers' land, houses and other assets are mortgaged at twice the premium in exchange for long-term low-interest loans provided by credit unions. The farmers who obtain the loans then obtain the funds provided by Qi Yiming from the agricultural technicians contacted by the credit union.  Excellent crop varieties and technologies, and start a business under guidance.  At the same time, after these farmers harvest their products, the large-scale agricultural trading company established by Qi Yiming will uniformly underwrite the agricultural products produced by the farmers at market prices to reduce farmers' risk costs.

    These large agricultural trading companies have strong relationship channels and are managed by Qi Yiming's business information network. They can determine where pork is needed, where eggs are needed, where food prices are too high and need to be stabilized, and which crops can be exported to earn foreign exchange or sent as gifts.  Go to a food processing plant for further processing.  Such a huge business system directly allowed Qi Yiming to basically control the pricing power of agricultural products in major economic regions across the country. The price was that he had to set up a large server farm (a huge warehouse filled with servers) on the outskirts of Shanghai.  to maintain the operation of this system.

    Even though such a cruel thing did not appear in later generations, Qi Yiming has come up with this thing with the help of the base's advanced technology.  Relying on the interlocking industrial chain and better resource allocation, 99.3% of the farmers who applied for agricultural loans achieved high-speed revenue, and only a tiny part of them failed due to poor management.  Because of the existence of service specialists, it is supervised that farmers can only use loans to start businesses, so it is unlikely that loans will be misappropriated.

    In addition, because Qi Yiming purged industrial enterprises across the country from 2 to 6 years ago, a number of state-owned enterprises that originally relied on bank credit turned losses into profits, making the pressure on banks much less severe.  Qi Yiming then instigated this series of bank loans, also provided technology, and launched the "National Entrepreneurship Loan".  It is similar in nature to agricultural loans, but the amount is larger, and the application and supervision are more complicated.  Applicants need to go through a very strict qualification review and even undergo an interview to determine their personal abilities and even business ethics.  On this basis, banks provide entrepreneurial loans, and Qi Yiming's institutions provide technology and guidance.  Most of what these private entrepreneurs set up are light industrial industries that are quick to invest and produce quick results, such as those that produce combs, towels, and cans. Anyway, at this time, you basically can¡¯t lose anything if you produce anything.  The efficiency is much higher than that of farmers

    " After we made money, I wanted to pay off the bank account first. I always feel like my life is heavy when I have debts. But my mother-in-law said not to do this. The loan is for fifteen years and has one year's interest.  Not much??We don't make much money.  If we use this money to expand our chicken farm, we might be able to earn 40,000 or 80,000 yuan next year, and then we can pay it back when the 4,000 yuan is just a small amount of money for our family.  Not to mention that my mother-in-law is really smart. Our family changed to a new chicken breed in 1986, and foreigners rushed to buy it. The purchase price was also higher. The size of the chicken farm quadrupled, and we earned 100,000 yuan a year.  Money, only then will we pay back the debt.

    The leaders of the Ministry of Agriculture laughed loudly, and one person said: "Everything will be happy if the family has a good wife."

    Qi Yiming felt an inexplicable sense of pride as he listened to this true story. All of this is inseparable from him. It can be said that without him, there would be no better life for thousands of families at this time. Maslow talked about people's needs.  The highest level is self-realization. Qi Yiming undoubtedly feels that this method is his best self-realization.

    Initially, banks were very resistant to Qi Yiming's low-interest and long-term approach to similar entrepreneurial loans to the general public. However, Qi Yiming's status was high enough, and he was also a major provider of funds, which solved the problems that plagued the banking system.  When it comes to state-owned enterprises' debt arrears, we can only deal with him through gritted teeth.  But just like this chicken farm owner, Chinese people in this era are extremely pure and are not used to living with debts. People like this man who makes money are not in a hurry to pay it back and use the profits to continue investing.  A few, most people go to the bank to clear their accounts as soon as they make money.  In this way, although the bank's interest rate is relatively meager, the cash turnover rate is relatively high, and the profits will be considerable if it continues.

    ¡°Many people saw their neighbors, relatives and friends posting in this way, and they couldn¡¯t help but invest in such a plan.  Of course, there are relatively few people who dare to take the plunge by mortgaging their entire family's property, so there are not many people entrepreneurship.  Most urban residents have relatively legitimate and stable jobs, so they are not willing to gamble like this.  But basically in this age of opportunities, you can win as long as you dare to gamble, which also stimulates some people's ambition.

    Qi Yiming doesn¡¯t like bankers. Later generations of bankers are basically synonymous with vampires, sucking blood from the real economy and eventually destroying the economic foundation of mankind.  At this time, Qi Yiming made full use of finance and was able to contribute well to economic construction.  Finance itself is also a service industry that exists for the development of the real economy, but Qi Yiming knows that without the one-stop service he provides, the performance of this kind of loan will never be so good.

    Some domestic economists believe that the two major national loan programs "run by the state" provide at least 30% of the growth momentum for the Chinese economy every year.  Compared with large state-owned enterprises that are relatively far away from people's lives, these small private enterprises have made great contributions to the prosperity of the market and the improvement of people's living standards.

    After visiting the chicken farmer, Qi Yiming went with the Ministry of Agriculture¡¯s inspection team to visit the Agricultural Research Center of Hunan Province. There is a national treasure-level Big B sitting here, who is the father of hybrid rice.  Because Qi Yiming proactively provided this national treasure-level master with more research materials and research results that originally belonged to him, Academician Yuan's research was even smoother at this time.  The super rice he developed in another dimension has been planted in many places across the country. In some southern provinces, the rice yield of more than a thousand kilograms per mu has simply shocked the old farmers who have been tending crops all year round.  Thanks to these blessings, the country's food supply has become extremely abundant. This year's leader on the 1st could not wait to announce to the world that China has solved the problem of feeding one billion people and is striding towards a moderately prosperous society.

    Of course, on the other hand, the Nanyang Kingdom that Qi Yiming worked hard to open up in Southeast Asia can also become another large granary for his country. It has a vast land, sparse population, and sufficient precipitation and heat. It is a natural place for growing rice. The establishment of the new Nanyang Kingdom will  has become a net exporter of food.

    Qi Yiming was very satisfied with the inspection. He also understood that while the country was making comprehensive progress in industry, agriculture was also developing at a rapid pace.  When he was planning to enjoy a feast of spicy Hunan cuisine in Hunan, Ye Yaozi ran over to report to him about Yu Shenji's work in Myanmar.

    "This slippery fish has finally made some progress in Myanmar. He has persuaded Peng Jiasheng, Lin Mingxian, Zhao Nilai from the Wa State, and Ding Ying from the Kachin State. By then, the troops of our Strategic Bureau will have  When they arrived, they changed their banner, liquidated the group of Dechenba Tengding, and established a new Central Committee of the Communist Party of Myanmar." Ye Yaozi said very excitedly, obviously this kind of thing that determines the rise and fall of a country is very suitable.  Her taste.

    Qi Yiming frowned and said: "This is a bit hasty. The Bamar people account for more than 60% of Myanmar. The rich areas in the south are full of Bamar people. It is impossible to bring the Bamar people back with just a few Han, Jingpo and Wa people.  Yes, by then there will probably be people who want to come down the mountain to eat peaches. I want Ladchenba to climb to the top, mainly because I hope to have a Bamar leader. Since it is not possible to climb to the top of Ladchenba, then we can do it ourselves.  Let¡¯s build a Dechenba to climb to the top.¡±
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