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Text Chapter 154 Debt

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    In an extremely luxurious office, the temperature was horribly low, because the faces of the people sitting on the desks were very cold, and a group of people standing nearby were also wiping cold sweat Wang Zhendong looked at a stack of newspapers, his face was ashen, this  It was the major newspapers from five provinces that he asked people to collect. These newspapers all reported strange events at the construction site in very conspicuous positions. For example, the front page of the "Southern Morning Post" reported the Donghua Garden real estate accident, and the front page of the "Zhehai Morning Post" reported the incident.  The headline of the page reported the Marriott International real estate accident in Zhehai City, the second page of "Beizhu Daily" reported the Jinjing Haoting real estate accident in Beizhu City, and the "Shanghai Business Daily" reported the Century City real estate accident in Shanghai  The more Wang Zhendong thought about it, the angrier he became. He suddenly picked up all the newspapers on the table and threw them in front of a group of people, saying in a hysterical voice: "Conspiracy! This is definitely a conspiracy! Check it out for me, you must find out!" Check?  I've been checking for a day, and everything says it's haunted, so how can I check?  Wang Qi's face turned pale. After thinking for a while, he mustered up the courage and said cautiously: "Chairman, the news coming back is very bad. The properties in the five provinces that have been pre-sold are now experiencing a terrible wave of check-outs Just  Our Donghuayuan property in Nanfang City received eight owners who came to check out in the morning" As soon as Wang Qi spoke, everyone gasped!  What is the concept of a pre-sold house being rejected by the owner?  This shows that the sales of houses have encountered an unprecedented cold wave. As long as someone quits, the sales will stagnate, and the wave of check-outs is a virus and will spread. If it cannot be curbed in time, then the real estate in these five provinces is likely to become a  A dead end!  "Public opinion is now very unfavorable to the company. There were reporters surrounding the downstairs of the company just now, but they were intercepted by security guards. However, they still did not retreat. They were all crowded at the door" Wang Qi glanced at Wang Zhendong to see that he had not exploded.  It was a sign, and asked: "Should we arrange a press conference as soon as possible to stabilize the mood of the company and the owners?" Wang Zhendong thought for a while, nodded, and suddenly said: "Arrange the reception and issue a statement. In addition,  , Our capital chain must not be broken, otherwise" "Yes, the company is still raising funds, but" Wang Zhendong waved his hand. He naturally knew the company's current financial difficulties. If this wave of check-outs spreads, the market will definitely die.  It will happen, and then bank loan repayment will become the biggest problem He suddenly had a headache. The previous illegal loan repayments have not been resolved, and new problems have arisen here. It is really a leak in the house and it rains all night.  "By the way, doesn't Royal Real Estate want to acquire some of our real estate projects? How are the talks going?" He suddenly remembered this matter.  Li Qi said: "Master Hao and I went to talk to Royal Real Estate before and signed a simple letter of intent. We were going to sign a formal contract later, but just now there was news from Royal Real Estate that the purchase price was too high.  We have to continue negotiating" Wang Zhendong frowned: "Too high? What do they mean?" Li Qi hesitated: "They want to lower the price by another 30%. I think it has exceeded our bottom line.  "I refused." Wang Zhendong's face turned pale, he rubbed his temples with his hands, and said tiredly: "After the payment is completed, can all the illegal loan projects be cleared?" "It can be cleared," Li Qi replied.  "Well, then let's deliver. You go now and deliver at the price they said" Wang Zhendong endured the pain and broke his arm, feeling unspeakable angina in his heart.  "But Chairman, we will suffer heavy losses Can we wait any longer" "We can't afford to wait. Now the situation has suddenly deteriorated. We must plug all the holes first, and then find a way to deal with the check-out that is happening now.  It's a crisis" Wang Zhendong waved his hand.  Wang Qi shook his head helplessly, sighed, and left quickly.  The next day, the newspaper craze became even more violent.  Various public opinion speculations have appeared in the newspapers.  "The developer of the five major real estate projects involved in the accident is Yongcheng Real Estate. Is it accidental or man-made? Intimidation or revenge?" "There are rumors of ghosts appearing at the site where the incident occurred!" "The five major real estate projects have been mercilessly checked out!" "The five major construction sites have been completely suspended, or it may be a deadlock!  "Who is to blame for the stock price of Yongcheng Real Estate falling to the limit at the opening of the market?" "Who will save Yongcheng Real Estate?" These reports have undoubtedly caused a great negative impact on Yongcheng Real Estate's image and directly brought Yongcheng Real Estate into the spotlight.  A storm of public opinion On the third day, an even bigger cloud enveloped Yongcheng Real Estate. Five major pre-sale properties were asked by the owners for refunds. The refund amount exceeded 100 million yuan. However, due to lack of funds, Yongcheng Real Estate was unable to repay the refund.  A class action lawsuit was brought to the court by the owners, and some owners even went to sit-in demonstrations in front of the government gate  Media reports became more and more fierce, and the conflict between developers and owners intensified Just when Wang Zhendong was furious and threw things, a secret meeting was being held in the large conference room of the Nanfang City Branch of the People's Bank of China.  The attendees were all senior executives of the banking industry and political leaders in charge of the Nanfang City economy.  Among them, the mayor and deputy mayor of Nanfang City, the president of the branch of the People's Bank of China and the senior leaders of the four major commercial banks were present.  ??Among them, the mayor in charge of the economy of Nanfang City has a surname of She. He has a Chinese character face, some wrinkles on his forehead, and relatively sparse hair.  He looked at the bank executives below, thought for a while and said: "I believe everyone knows the reason for holding this emergency meeting today. In the past few days, newspapers have taken turns to report on the problems of Yongcheng Real Estate, among which the wave of check-outs has the greatest impact.  The owners who checked out were complaining because they did not get their check-out money. They smashed the sales department and even went to sit-in demonstrations in front of the government gate. The impact was extremely bad. Your four major banks are creditors of Yongcheng Real Estate. What do you think of this issue? " Finished the question?  As he spoke, people in the conference room began to whisper and discuss.  Frankly speaking, he is under a lot of pressure at this moment. He is in charge of the city's economy and making steady progress. But now he is criticized by many leaders in the province because of the Yongcheng real estate incident. It is very unpleasant to think about it. If the incident cannot be calmed down in time, then  Very serious consequences.  Seeing everyone whispering, he was a little unhappy, pressed his hands and continued: "I believe everyone has learned through some channels that the Wang Yiqiu incident involves Yongcheng Real Estate's illegal lending issues, but so far, they have quietly disclosed the illegal lending issues.  The payment has been filled up. Because of this, Yongcheng Real Estate now has no extra working capital. When the wave of check-outs comes, it is unable to refund money. This has caused the current turmoil in people's hearts. Sit-in demonstrations. Let's brainstorm today. Think about it.  Is there any way to provide Yongcheng Real Estate with another loan to get over the current predicament first? " There was silence in the conference room. There was a wave of check-outs for Yongcheng Real Estate's properties in the five provinces, and there were even dead orders.  How much money is needed to fill this bottomless hole?  Moreover, the loans borrowed against these properties that have been demolished have not been repaid. Now it is facing a huge crisis. The bank should pursue the payment seriously. Who would foolishly throw money into a bottomless pit?  One of the bank executives worried: "Mayor, the impact of this wave of check-outs is really great. The dead market of Yongcheng Real Estate has already appeared, and I believe it will get worse in the next few days. Under such circumstances, we will not  Dare to lend to it again. After all, our bank is also linked to the market and is responsible for its own profits and losses. So, on the contrary, we decided to recover the mortgage loan from it. Please support our decision" The discussion in the conference room became louder.  .  "What? This is adding insult to injury" Vice Mayor Dong, who was sitting next to the mayor, frowned.  The mayor was silent for a long time and tried to persuade: "Yongcheng Real Estate suddenly allocated more than 700 million in funds this month to pay off many loans. It now has no funds in its account. If it goes to collect the debt now, it will not be able to collect it at all.  Reply, it is better to take a longer-term view and give it emergency treatment. As long as the current situation is stabilized, I believe there is still hope for it" "Mayor, I think we should follow the laws of the market and do whatever we want.  If it doesn't work, just let it go bankrupt. Besides, it is still struggling now. No matter how much money we add, the losses will be greater, and the gain will not be worth the loss" A bank leader in his fifties, with a round head and big ears, thought for a while.  "Bankruptcy? If such a large listed company enters bankruptcy proceedings, the impact will be huge. Our city's economic index, a large number of unemployed people, and social harmony and stability will all be affected" the mayor frowned.  "But banks are also in difficulty now. They are responsible for their own profits and losses. Frankly speaking, we have done many evaluations of Yongcheng Real Estate. It is already in crisis and does not meet the conditions for lending at all. Therefore, we will not lend to it anymore.  I think there is only one solution, and that is for the government to take the lead, find a buyer to take over the deal, and take the path of asset mergers and reorganizations to reintegrate and reduce the impact In this way, the loan we gave him before can be recovered  " "Yes, I agree." Someone agreed.  The mayor shook his head: "Do you think it's so easy to change owners? Nowadays, Yongcheng Real Estate has a bad reputation and the company is big. Who is willing and has the strength to take over and inject capital?" "Guangnan Province doesn't have it, other provinces have it, right?  Or you can find real estate developers from Hong Kong, Macao and Taiwan. Anyway, let¡¯s take a look at the situation first. If Yongcheng Real Estate cannot solve this crisis on its own, then we will definitely take back the projects it mortgaged" The mayor sighed and said helplessly: "  Okay, you can discuss it and see if there is any better way. At the same time, I will also ask the secretary and provincial leaders for instructions" Everyone was talking about it.  He vaguely heard someone from the credit departmentThe section chief whispered to others: "I think we must recover all loans from Yongcheng Real Estate now. If we wait any longer, if it goes bankrupt, we will definitely not be able to recover all the loans. When the head office pursues the case, we will not be able to bear the consequences.  Let's go" He felt helpless, stood up and went to the corridor outside, started to smoke. The secretary beside him brought a cup of tea and asked: "Mayor, how is the situation?" The mayor shook his head: "The situation is not very good.  , let¡¯s take another look. In addition, the crowd must be appeased first, so you can make arrangements first.¡± The secretary nodded and left uneasily.  ¡­(To be continued.)
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