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Volume 2/Expedition to the Girls Chapter 65/The Creator of the Miracle in Nanling

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    PS: 3,000 and 6 chapters, please give me a guaranteed recommendation on Monday.  PS2: The entire currency part is over here. I suddenly feel a little regretful that I didn¡¯t write this part in detail. Students who don¡¯t understand economics at all will probably have a headachebut maybe it will be more enjoyable to read it this way?  WellI've never written about this kind of subject beforeI don't know which one is right.  .  "But the opportunity to mint coins does not come every year. That year I had just killed the consul in charge of finance. No one knew what I planned to do next - because even the staff of Citibank were brought in from outside.  Come back." Yi Wenyan explained again and again, slowly walking out from behind Adishiel and walking around to the front of the table.  Yi Wenyan put his hands on the desk, stared at Adheer's beautiful golden eyes, and said in a relaxed tone: "Of course, just like this, it still can't make those very few people make up their minds. So.  In the end, I gave them an unbearable temptation - the territorial bonds of Nanling. "It is well known that before borrowing money, you must consider the other party's inability to repay."  Wen Yan spread his hands, "Before Citibank, borrowing money between nobles and nobles, or between nobles and civilians, or civilians and civilians, was mostly violent, and it was nothing more than plundering. And my Silver Rose family  As a Duke, the head of the family, Nanling Prefect Feldnan, is also the supreme commander of the Nanling Empire Legion. It is both an advantage and a disadvantage to have such a powerful force set up as a bank. " "The advantage is that, except for the other three in the world.  No one, including the Imperial Duke and His Majesty the Emperor, dares to default on the money owed to my family; and the disadvantage is that, except for the other three Imperial Dukes and His Majesty the Emperor, no one in the world dares to lend us money - of course, through violence and decrees  "So, in the name of His Majesty the Emperor, I came up with the concept of Nanling Bonds and promised that under the witness of His Majesty, Citibank would use territorial taxes as collateral to seek financing from the entire empire."  "This" Adishiel quickly reacted, "Master Yiwen, didn't you say before that debt is actually about using future money to buy present things?" "So.  "Those who are shrewd enough can realize this immediately." Yi Wenyan smiled, "National debtah, no, Nanling debt is a huge cake and temptation. People who are shrewd enough."  You can immediately understand that there is a huge possibility to buy the entire Nanling like the church, and the benefits they can get once the plan is successful are irresistible. " "So as long as they do it.  If they are greedy enough, they will jump down regardless of whether they are smart or not. Businessmen pursue profits. This has been the law for thousands of years." Yi Wenyan spread his hands and said, "At this point, this cage-cum-pie is pretty much the picture.  Yes, those who can¡¯t see clearly are just weaklings in the situation, while those who can see clearly will choose to compete with me on this huge currency battlefield.¡± ¡°But in this case, if you consider this.  With the depreciation of black silver coins, it is almost impossible for them to win, right?" From the perspective of a latecomer, Adishiel quickly realized the advantage that Yi Wenyan had.  "Inertia of thinking." Yi Wenyan knocked on his head, "Since the founding of the People's Republic of China 400 years ago, the silver and gold content of the empire's silver coins and gold coins have not dropped even a millennium. This is the embodiment of the empire's strength - and in the empire  At the end of the Field Dynasty in the previous generation, the people were in dire straits due to wars, prices soared, and the devaluation of coins was considered to be a sign of decline. Therefore, no one in the entire empire at that time thought that I dared to devalue the black silver coins.  Even the smartest people just think that I am trying to find a way to bring the market value of Wuyin Coin back to its original level - absorbing the hot money floating in the market, and then investing in territory development and large-scale construction projects through banks as financing channels.  Going in - this is what they can consider, the best for me and the worst for them. " "But there is no way, not everyone can see it as clearly as those smart people, otherwise it will be the same.  There would be no financial bubbles or tulip crises." Yi Wenyan said smoothly and unconsciously mentioned two cases from his past life. Adishiel was a little confused, but she did not interrupt him, just saying.  I secretly made a note of it in my mind and planned to go back and look it up in relevant books. "Because there were so many temptations to pave the way, when Citibank was really established, it was obtained from the Nanling nobles almost instantly.  A large amount of silver coins. With this huge amount of funds as support, Nanling naturally does not need to continue minting financing. " "The flow of funds in the market attaches great importance to the factor of 'momentum', which is powerful.  Money pushers can use the money in their hands to take advantage of the situation and obtain huge benefits, while powerful capitalists are even moreYou can use 'money' to build 'momentum' and go against the current.  "Yi Wenyan said with some emotion, "However, it seems that the latter has not yet appeared in this world, and the former, faced with the huge trend of the return of black silver coins, can only go with the trend: choose to withdraw, or choose to put oneself aside.  Put all the silver coins in your hand in and compete with me.  " "Of course, it is not ruled out that some people are optimistic about me in advance during this currency war, thinking that I can definitely promote the return of the exchange rate of Uzbek silver coins, and choose to hoard a large amount of Uzbek silver coins, intending to wait until the Uzbek silver coins rebound, and then use these Uzbek silver coins.  The silver coins ran against the imperial silver coins to earn the exchange rate difference - this is not necessarily because they are optimistic about my talent, but because the depreciation of the black silver coins has reached a limit after all, and there has been no rebound for so many years. Even some people themselves have  You may feel shaken.  " "And when those who chose to fight against me also deposited all their black silver coins in the bank, intending to bring down Citibank and my Silver Rose family through runs and high interest rates, the whole sheepfold  'It was officially formed.  " "Remember December of the year 393.  "Evan paused, "This late autumn and early winter season is when the nobles have the most spare money, and as a sign, Citibank has obtained nearly one-fifth of the entire Nanling's huge funds.  Do you know what this concept is?  At that time, the ten vaults we temporarily used to store silver coins were all filled, and even the mint workshop of the mint was full of black coins. This was because I had already stated before that I would only accept black silver coins.  situation.  " "One-fifth" Adishiel was a little shocked. She made a silent calculation in her mind, "The market value of the currency in circulation in the entire Nanling market is about 300 million black silver coins, and the largest number of them is Nanling black silver coins.  The share is around 120 million, and one-fifth is 40 million, and 8% is3.6 million black silver coins" "Actually, it is 7.5 million black silver coins.  "Evan corrected Adishiel's statement, "Because the minimum mortgage period is two years.  " "This is a very huge amount. It can be said that if I really plan to use the bank to attract gold and raise the exchange rate of black silver coins, just from this huge interest rate, it can be confirmed that it is almost  An impossible thing.  And even if it were achieved, it would be a waste of energy and little benefit.  " Keeping thinking along with Yi Wenyan's words, Adishiel followed suit and said: "Is it because you have money but no place to spend it?  " "Well, yes, the original Nanling could almost be said to be extremely dilapidated. Both industry and agriculture were in a mess due to years of war and exorbitant taxes.  "Yi Wenyan criticized his father's poor ability to manage the territory without any hesitation, "And if you want to restore Nanling like this, the initial investment will be huge, but the results will be very slow, and with 7.5 million Wu.  The sword of silver coins hangs high with great pressure.  Once the two-year time limit expires, if I cannot fill this huge interest gap, I will enter the abyss of interest compounding and export the entire Nanling.  "Adehill didn't say anything. 7.5 million black silver coins was just a small number for the Nanling Kingdom during the period of complete victory, but for Nanling today, it was no less than an astronomical figure. "In Nanling  When Ling needed money, there were less than 120 million silver coins on the market. But as soon as Citibank was established, nearly 40 million hot money immediately emerged.  Even ghosts wouldn't believe it if there weren't some people operating behind the scenes.  "Yi Wenyan sighed, "But these people have a very good idea. Through the inflow of large amounts of hot money, they want to support Citibank to death.  And according to my estimation, this is not all their funds.  "Looking at Adishil's confused expression, Ivan explained to her in detail: "Generally speaking, the original 'bank' of the empire is not like our Citibank, which is mainly obtained through project investment.  Project profit.  Instead, they mainly obtain price differences and handling fees by lending in and out, and depositing and withdrawing from other places.  Occasionally, big bankers will use the hot money in their hands to manipulate the market, buy high and sell low, and speculate, but this is the limit of the old-style bankers.  " "So although Citibank's 8% interest rate is indeed a bit high, it still pales in comparison to the interest rates of 10% and 20% loan sharks.  "Evan Yiwen saw Adesil's astonished expression, and he couldn't help but nodded with satisfaction. Adesil was smart enough to realize the mystery, but he still finished it completely, "And these  The 'smart' guys didn't come here just for the little interest from Citibank. They wanted to screw Citibank to death and capture the entire Nanling into their own pockets, so they asked Citibank to swallow this huge amount of money.  Funding is just the first step in their plan.  " "Next, they need to use another hot money on hand to block Citibank's financing channels. If Citibank offers a monthly interest rate of 20%, they will give it?20% interest rate, and if Citibank gives an annual interest rate of 10%, then they will give an annual interest rate of 8%. This allows Citibank to sit on a huge amount of money, and then be compounded by this interest rate.  It¡¯s a terrible trend to be crushed to death because you can¡¯t pay off the principal and interest.  " "Their calculations are brilliant.  "After listening to Yi Wenyan's analysis, Adishiel couldn't help but put down her pen, "But you just reduced the silver content of the black silver coins, and they all lost.  " Adehill's eyes were shining when she looked at Yiwen Ian. With the contact over the past month, she became more and more aware of the value and terror of the black-haired young man/youngster in front of her. If it were changed  If it had been her, she would have been completely defeated and broken into pieces in this strange currency war. But for the man in front of her, all these crises and designs were downplayed by his black eyes.  Dismantling and then easily smashing it is just a simple method to improve Nanling's agricultural, commercial and industrial system, and then reduce the silver content of Nanling's black silver coins, so as to cause the "de facto devaluation" of the currency. This is obviously a terrible enemy.  Through that incredible industrial take-off, he was able to knock all his enemies to the ground completely, but in order to smash them to pieces and put them to death so that they could never get up again and harm the people, he would rather reduce the number of newly minted silver coins.  The silver content of the black silver coin has returned to an absolute low of 5:1, and he will destroy them ruthlessly. He wants to devalue the black silver coin, and he wants to make all those who speculate on the black silver coin!  People, those who are associated with black silver coins, are all furious, indignant, panicked, gnashing their teeth, and then powerless, desperate, silent, silently watching the black silver coins trapped in their hands shrink in their hands - or let go and hold them  Put them into the market and let them create new wealth. Adishiel suddenly realized that this man had never taken Nanling, the Silver Rose Family, or his own interests into consideration from the beginning.  He stands taller and farther than all his enemies. Instead, he walks in front of all his enemies and has gained great wealth that his enemies cannot obtain in their lifetime. Ability, luck, and vision are all gathered together.  , in the hands of the same person, is the miracle of Nanling's rise in ten years. And the man in front of him, his fianc¨¦, Yi Wenyan, is the well-deserved creator of this miracle.
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