(The ticket has been rescheduled for tomorrow. I should arrive at the station after 6 pm. I still have something to do after getting off the bus. I don¡¯t know if there is a time code, but I will definitely make it up the day after tomorrow. Let me know in advance.) "Bank, what bank? Hong Kong There are now quite a few banks, including at least dozens of local banks and foreign-funded banks. With so many banks in such a small city, the competition is too fierce. Doing this business will be very tiring. " Of course his own woman has to feel sorry for him. Now Dai Mozhen is dealing with things in the stock market and futures market, and she also has to help him with some acquisitions and other business, which is already very tiring. Seeing that Dai Mozhen didn't say anything, he put the information in his hand on the table and continued: "I know you are capable, but as long as we continue to operate, our current funds will not be less than any other bank. It is enough to support the stock market and futures." The profit from the market operation is enough to start other acquisitions. I know you want to reflect your own value, but if we continue to do this, the value will be very high. There is no need to increase the halo through the bank. You are studying finance, no. Maybe you don¡¯t know how difficult it is to do business in the banking industry. Just like Standard Chartered Bank now, if there is no three-person consortium as the white knight, and we are not waiting behind to reap the benefits, it will only be in the pocket of Royce Bank in the end. You said. What should we do if we have time? It¡¯s not easy to get into troubled waters. Good boy, please be obedient and save your energy. I don¡¯t think the crisis in the American financial industry you mentioned will be used. It will happen if it takes too long, and I think this storm will even spread all over the world. Then we will put all our energy there. That¡¯s when we will really reap the benefits.¡± There is one thing that Dai Mozhen can¡¯t figure out. Could it be that his predictions about many economic events were accurate? It is even possible to roughly see the future trend of some important futures, but when it comes to actual operations, it is extremely amateurish. This is simply an extremely extreme extreme. For such a layman who has vision but no practice, the best way is to let him understand the benefits of doing so, otherwise he will definitely use various reasons to stop you, and then think that he is doing the right thing. Dai Caishen waited until Mo Fei finished speaking, then walked over and picked up the document and sat on Mo Fei's lap, opening it for him to read. While explaining: "I know that you have accurate enough judgments in many cases, but after all, it is just a judgment, and the actual operation is another matter. Take the financial businesses we are operating now as an example, every transaction The business must be completed through the bank, so that we will have a lot of traces left. If we have our own bank, the risk can be almost minimized as long as the bank involved in the operation business is not listed. The information is from Conifer Bank, a small bank that has been in operation for more than 60 years. Recently, they are facing financial difficulties. The largest bad debt is a loan of more than 100 million Hong Kong dollars, and there are also almost 200 million more bad loans. . This is fatal enough for a small bank. If my judgment is good, it won't take long, maybe not even half a year, for this bank to be taken over by the government due to funding and debt problems. According to the information of Hang Lung Bank, this bank is larger than Connian. It has branches in Yuen Long and Tai Po. However, it has a big problem because it was too close to Xie Liyuan Financial Bank in September 1982. When Xie Liyuan Financial Bank collapsed, it was also involved in a bank run. Although the incident was eventually quelled, it also left serious sequelae, causing the bank's reserves to remain below the minimum level permitted by law for a long time. , until September 1983, due to the impact of the depreciation of the Hong Kong dollar, capital liquidity problems finally occurred, because a large number of deposit certificates and bills could not be redeemed, and were taken over by the government. There are also these, the Overseas Trust Bank and the Hong Kong Industrial and Commercial Bank of China. Information. It is almost 70 years since ICBC was founded. In the early days, it was Sun Yat-sen's institution for collecting remittances from overseas Chinese. It later collapsed due to business problems caused by the death of its boss in the 1960s. After that, it soon became a subsidiary of Overseas Trust Bank. Since its establishment in the 1950s, Overseas Trust Bank has been developing its overseas trust business smoothly, but it has become unsustainable internally since the 1980s. There have also been problems among the members. There have been a lot of incidents like joint businessmen making false accounts to obtain loans. The business situation has become worse and worse. Last year, it was placed under government trusteeship. "Could it be that you know this? Da Cai Shen already knows about it. After that, she even got the details of the target bank. This is a posture of not giving up until the goal is achieved. Since she has this idea, she should support it. It won't use too much funds anyway. Gently patting Dai Caishen's crotch, he said: "Since you are so interested, let's have a go. I don't think I have to choose. Just choose this overseas trust bank. The stall doesn't count."?, and it has been managed by the government. There is also a branch underneath, which is much easier to operate than the other two. It is also good to be able to conduct some financial operations through this bank in the future. You can just take care of the money matters yourself. I fully support you. " Dai Caishen was depressed for a while. This man is good at making movies and recordings. He does have a way of making money. But when it comes to financial management, it's really not flattering at all. If it weren't for his miraculous ability to predict, I guess I have thrown all my money into the financial market and will never get it back. After trying to calm down my breath, I started to explain to Mo Fei again: "Things are not as simple as you think, if it is just to acquire a bank. , I really don¡¯t have that interest. Didn't you just say that you agree with my judgment on the future shock in the US financial sector, saying that it will even spread to the world? What I am going to do now is to prepare for that time. Think about it, if there is such a big financial crisis, it will not only be the financial industry that will be hit, but also industries related to the stock market and futures market will be affected to a greater or lesser extent. , and even affects the government level. Such a disaster is absolutely unprepared. If we not only did not suffer losses in such a big shock, but actually gained enough benefits, do you think the situation we will face will be very optimistic? Let alone individual behavior, even the behavior of a team will bring a lot of consequences Big trouble. Therefore, we need a more hidden, stable, and flexible way to make all of this look normal. What I want to do is to acquire all four banks and form a new banking group. Then it is divided into four major branches under the group, which operate different businesses such as retail (that is, deposits, withdrawals, and loans operated by ordinary commercial banks), investment, private trust, asset holding management, etc., so as to avoid possible future problems to the greatest extent. Problems will arise. And in the process of this operation, I will first ask you to borrow funds for acquisition, integration and business development in the form of loans, and then borrow funds from you in the form of corporate bonds that are sufficient to support the operation of the banking group. In this way, between us The superficial relationship between them will be clearer, which will be beneficial to our various operations in the future. ¡°The four banks selected by me all have various problems, and it is difficult to complete the integration and start making profits in the short term. So as long as we are willing to take this risk and devote enough funds to maintain the operation of the banks, the government is eager to throw these hot potatoes to us, and we can obtain four banks with full licenses at the lowest cost. After the four banks are acquired, we only need to divest and reorganize the relevant businesses and decentralize them to the four branches for independent operations. Because Overseas Trust Bank is a listed company, we can also list the investment business part of one of the four branches, while the asset management, retail business and private trust business can be kept confidential. At that time, we can really flourish Fists and kicks. Of course, if we can acquire two suitable banks before the time comes, we will have more room for operation. ¡± These words are so true that I can only admire them. Even though I have more than thirty years of experience in my mind that others cannot have, and it contains a huge amount of data, information and other things, but when I actually put it into practice, , but the gap between him and the professionals is enough to put him at a disadvantage. It¡¯s not just talk about specializing in the art industry. Dai Caishen is so professional, and he is also a great asset manager, plus he is a legal person who will soon be available. As a wife, she did this just to make money for him. Could there be any reason why she disagreed? She directly said: "Everything will be done according to your plan. If there is any problem, I will solve it for you." " Originally, I planned to go to Guimei's place today, but first there was the problem of tail, and now there is the matter of Dai Caishen's acquisition of the bank. Then I can't go to Guimei's place anymore, so I have to make a phone call to talk to Guimei. My sister told me to go the next day. Because to start the acquisition battle of Standard Chartered Bank, we have to operate the stock markets in Hong Kong and London. The time cannot be so normal. Dai Caishen and Dai Caishen also targeted the acquisition of banks and banks. After chatting about the future financial crisis for a while, after the operators outside had almost finished their work, it was already past one o'clock in the evening. When they came out of Dai Mozhen's financial company, they were still waiting, since they had already guessed it. What was going on? Mo Fei didn't pay too much attention, wishing to behave more normally so that Comrade Jiang could kill the political male classmate after removing his doubts. Now Mo Fei has more women than he can count on one hand, and he has a spring snack every night. Needless to say, after having a late-night snack with Dai Caishen, in order to leave enough information for the tail behind him, he had to go to the bar.After checking out the room, Dai Caishen thought he was playing some kind of trick. After a night of fling, I woke up early the next morning. As soon as Mo Fei sat down at the company, Miss He came to the door. This time she brought great good news. He Chaoqiong actually helped Mo Fei negotiate the Prada matter. With a sponsorship of one million U.S. dollars, plus the costumes that cover all the important characters in the film, the cost Phoenix Culture needs to invest in this film is not even 8 million Hong Kong dollars.