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Text Chapter 3052 The vital payment platform

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    Speaking of which, Xiao Qi had no choice.  "If these brothers-in-law were placed in China, they would find opportunities to escape, or contact their parents and ask them to put pressure on Song Jiejie to "rescue" them.  In this case, what is the significance of educational reform?  They are not like Gu Weidong. They are old hooligans who no one cares about. They have been left in the mountains for several years without any problems.  So only by sending them abroad, with language barriers, and having their passports taken away as soon as they leave the country, they really have to be honest.  Start exercising.  If they want to cause trouble, they can just find a few people from the Inagawa Society and Sumiyoshi Society to scare them, or find a few people to pretend to be police officers and ignore their calls for help a few times, so that these brothers-in-law should give up.  People are forced out.  It is an iron truth that a person can be tempered only in a difficult environment.  Xiao Qi believed that as long as they stayed in that kind of environment and worked hard for a few years, they would not be able to say they were successful when they came back, but at least they would not be like now, taking everything they enjoy for granted and not making any efforts on their own.  Heart.  There¡¯s no rush in this matter.  Chinese people have the tradition of celebrating the Spring Festival at home, so now let Song Jiejie go have sex with her brothers and their girlfriends at home. After the Chinese New Year, it should be a matter of course.  After all, in a small city, it is difficult to resist the temptation of going abroad. Especially the sons of the Song family who had lived a hard life in the past must be full of yearning for foreign countries.  Counting it down, it has been more than a month. Even festivals like New Year's Day have been spent outside. Xiao Qi is naturally a little homesick.  He really wants his wife and children to stay together so that he doesn¡¯t have to run around.  However, all kinds of bizarre and absurd tragedies that have happened in the palace over the past thousands of years have reminded Xiao Qi not to do this. Otherwise, everyone in the family will definitely regard relatives as enemies in the future. The decline of the Xiao family will only take a few decades.  things.  So now he has only reluctantly facilitated a small-scale group gathering among the wives, and he dare not say that he can bring the sisters together as a family.  He took care of Song Jiejie and taught her how to deal with her family. Xiao Qi also said hello to South Korea and Japan.  He didn¡¯t just say hello to his wives, but directly called Teruki Takagawa, the general manager of Samsung Electronics and Sony, and told them that he had this plan and asked them to help in the way he thought.  The two naturally agreed wholeheartedly. To them, this was a trivial matter. It was just training their brother-in-law. Japanese and Korean cultures also treat second-generation types harshly, so it was not a problem at all.  Unlike China's training of second-generation successors, successors in Japan and South Korea usually have to go through very rigorous training. If they really can't do it, then they would rather be left alone at home than be ruined.  The family¡¯s hundreds of years of hard work.  After arranging this, Xiao Qi was originally going to return to Rongcheng from Lin'an, but Ma Yun somehow knew that Xiao Qi had come to Lin'an and took the initiative to call and invite Xiao Qi to dinner.  With Ma Yun¡¯s character, even if he hits the wall, he won¡¯t look back.  Although 1111 was not a success, and the investment was even greater than the output, Ma Yun was not frustrated at all by failure. Instead, he increased his investment in Tmall Mall. During this period, the various investments were not at all satisfactory.  No reduction.  Xiao Qi was very reassured about him. At least when Alibaba Group was under his complete control, Ma Yun could not make trouble no matter what he wanted to do. Especially when the Fairy Company was extremely powerful, Ma Yun did not have any trouble.  The possibility of starting a new business in a corner.  Originally thought that Ma Yun invited Xiao Qi to dinner to explain his mistakes and future development.  Finally, while eating, Xiao Qi realized that this guy was not here for this at all, and what he said also surprised Xiao Qi.  Ma Yun was talking about Zifu Bao.  "The total number of Zifu Bao users has exceeded 135 million. As Tmall.com becomes famous, more people have registered accounts. I think within three years at most, Zifu Bao will have more than 135 million users."  With a scale of 300 million users, Ma Yun said, ¡°With the support of so many users, Zifubao, as the number one third-party payment platform in China, should not only focus on Taobao.com and Tmall.com.  , we should have more room for development." Xiao Qi thought, "What does Director Ma mean?" "Zifubao is the third-party payment platform of Alibaba Group, but it should not be limited to Alibaba Group.tasks.  "Ma Yun said, "Online payment is very common in the United States, but they use credit cards.  As our country's 3G network continues to cover every corner of the city, I think it is entirely possible for Zipay to replace credit cards and become a huge payment platform.  Can be used in all aspects of life.  " Xiao Qi smiled slightly: "For example, Zifu Bao can directly use it as payment for shopping in shopping malls and supermarkets by scanning the QR code; for example, Zifu Bao can directly deduct money by scanning the barcode of a meal bill without the need to advance;  For example, when taking a taxi, as long as the taxi driver sends a payment request to his mobile phone, the bound Zilibao can pay directly; for example, when repaying a loan, Zilibao can also directly deduct it from the account without having to pay every time.  After months of hard work going to the bank and queuing up to save money, for example, when you go to the hospital to see a doctor, you can also use Zipay to pay, so you don't have to give change, it's accurate, and it saves time.  " Listening to Xiao Qi's words so clearly and in detail, Ma Yun looked like he was pointing the way, but he couldn't help but open his eyes wide. After a long time, Ma Yun asked Xiao Qi with complicated eyes: "Young Master Qi.  , have you also thought about this?  "    "Of course.  "Xiao Qi naturally said that the smarter he is, the better, "My two biggest goals for buying Alibaba Group are Taobao.com and Zifu.com, and Zifu is even more optimistic to me.  a little.  Even the binding with Fairy Bank is an important part of my development.  In Fairy Company¡¯s future mobile payment strategy, Zifubao, Xiaoyao Wallet, and WeChat Wallet are all similar platforms. We can compete with each other, promote each other, and together occupy the online mobile payment of China¡¯s 1.5 billion people!  " Ma Yun was convinced. He could not have imagined that Xiao Qi had thought of some of the ideas that he had been thinking about for two or three years, and that had become clear recently due to the increasingly developed mobile networks. And Xiao Qi was still there.  Before buying Alibaba Group, I was already optimistic about the future of Zifu Bao, which is linked to the development of Fairy Bank. This is not comparable to ordinary foresight. It is purely a genius who can see eight or ten years from now!  The points that Qi just said not only said everything he thought about, but also said more things that he didn't expect. It is still a very clear direction of development. If Xiao Qi's ideas are followed, then there will be no other choice.  In five years, it is really possible for Zifubao to control a large share of mobile payments, and its future achievements may even be as good as those of Taobao.com and Tmall. No wonder he lost unprepared, because of the control of Alibaba Group!  In this way, the power falls into the hands of others. Now that I think about it, even if I am prepared, I am afraid I can't stop Xiao Qi's acquisition and integration, right? Taking a deep breath, Ma Yun said again, "Then Mr. Qi, tell me what's next.  How do you plan to develop Zifubao?  " "It is best to split it up and operate it separately.  Xiao Qidao said, "If Zifubao wants to become the leader in the industry, it should downplay its close ties with Taobao.com and Tmall.com.  Only companies that operate independently will be willing to join in when we open up platform access to banks, merchants, etc. in the future.  With more business users, Zifubao can in turn attract more users to use it.  " "I agree with the split and independent operation, but now Tmall Mall is not stable yet, and the split of Zifu Bao will have to wait.  "Ma Yun did not completely listen to Xiao Qi's opinion. He expressed his own thoughts, "And I would like to ask, Mr. Qi, are you planning to only let Zifu Bao operate in the RE camp in the future?  " "Of course not, the Zifubao platform should be open. As long as online payment security measures are taken, any mobile application platform will do.  "Xiao Qi shook his head, "I'm not that domineering. If I block mobile payment, I'm just causing trouble for myself.  Not only is Zifubao allowed to be used on all platforms, but so will Xiaoyao Wallet and WeChat Wallet in the future.  "    "That's good.  " Ma Yun nodded. " Xiao Qi asked him to split Zifu Bao, explaining that Zifu Bao should not only rely on Taobao.com and Tmall Mall to operate. Ma Yun also thought that Zifu Bao should not only rely on  Relying on the Fairy Company to operate it, it should belong to all fields. Xiao Qi was not so stubborn. He breathed a sigh of relief and admired Xiao Qi's mind. If it were another person, he might not be like this.  It's easy to say. Loading Zipay only on the re platform and allowing mobile phone users from Fairy, Apple and Samsung to use it is the best way to meet the interests of Fairy Company and to strengthen the loyalty of re platform users.  "As for when and how to split it, you can decide by yourself at that time, and I will not interfere.  "Xiao Qi muttered. "Okay!  ¡± ?Yun smiled. He didn't want Xiao Qi to interfere in this matter. He hoped that he could make the final decision on all affairs of the Alibaba Group.  Xiao Qi originally wanted to remind him that no matter how Zifu Bao is split, it should all belong to the property of Fairy Girl Company.  But then I thought about it, now Alibaba Group is his own, and Zifu Bao is originally a subsidiary of Alibaba system. Ma Yun must have his own confirmation before splitting Zifu Bao. In this way, he can  Nothing can be done.  The reason why Ma Yun in his previous life was able to forcibly separate Zifu Bao and become the private property of several of their founders was that on the one hand, he was burdened with heavy debts for purchasing Zifu Bao, and on the other hand, he also obtained another big investment.  The shareholder SoftBank Group has the support. Otherwise, even with the support of China¡¯s banking laws, he would not be able to split up and swallow up Zifu Bao.  Now that Xiao Qi owns 86.7% of Alibaba Group shares, which is already an absolute controlling stake, it would be a joke if Ma Yun could still swallow up Zifu Bao.  "Besides, Xiao Qi's connections in the country are much stronger than Ma Yun's. Ma Yun also knows this, and I believe he will never do such a stupid thing that he knows will never succeed.  In fact, Xiao Qi was a little too worried because of the memory of his previous life.  How could a smart person like Ma Yun interfere with something as big as Zifubao when the overall situation was already decided?  Ma Yun¡¯s biggest ideal now is to do his job as a professional manager seriously and develop Alibaba Group to a point where Xiao Qi is amazed!  (Brothers, please subscribe more! Please read more authentic books!) (To be continued.)
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