Time flies and the New Year's Eve has always been difficult. People who owe rent or are in debt must pay off their debts at this time. Shops and businesses also send people to collect debts. Once the New Year turns, these debts may become old debts, which will be very harmful to the poor. For merchants, celebrating the New Year is like passing the customs. In fact, no one knows that the imperial court is also afraid of celebrating the New Year! The national treasury is empty and stretched, and money is needed everywhere during the New Year. How can we not be afraid? When the cabinet was on duty, Zhai Luan, the chief minister of the cabinet, paced back and forth in the room with his hands behind his back and a frown on his face. The several folders scattered on the table were all asking for money, but where did the money come from? This year's autumn grain has been harvested, and Japan's gold and silver mines were rented out for a deposit of two million yuan, but they were all used when they were resold. He wanted to borrow about one million from Qian Wu, but considering that Qian Wu's expenses this year were extremely huge, how could he ask? Xia Bangmo, who was feeling depressed and was also the Minister of the Ministry of Household Affairs, came in. When he saw Zhai Luan's expression, he knew that he was worried about money. He immediately said with a smile: "Master Chief Assistant, are you worried about money?" "Shun Yu has a way?" Zhai Luan stopped and asked happily. "Dongxing Bank." Xia Bangmo said with a smile: "Dongxing Bank lends at low interest rates, with a monthly interest of two cents, no interest deductions, and no compounding of interest." Borrowing from Dongxing Bank? Zhai Luan couldn't help but be stunned. No wonder he didn't expect that the imperial court had never borrowed money from a bank. If he wanted to borrow money, the bank would not lend it, right? Who is not worried that borrowing money from the imperial court is like a meat bun and beating a dog with no return? However, Dongxing Bank is an exception. However, the two-cent interest rate really made Zhai Luan feel a little heartbroken. Then he was overjoyed and asked Qianwu to come forward, maybe he could get rid of the interest rate. He immediately said with a smile: "Shun Yu reminded me well, I will go see the emperor now. ¡± Wait for the eunuch to report. Zhai Luan quickly walked into the Qianqing Palace. When he entered the Xinuang Pavilion, he saw Wu Zishunzheng bowing to report, " King Xing has led 10,000 troops to set off for West Africa. The next batch is going to Kaiyuan." It won't be possible until years later." He hurriedly stepped forward and knelt down to pay his respects. Qianwu pointed at Taozi and motioned for him to sit down. Then he continued: "Is there any news about Li Jian?" "Back to the emperor, Li Jian is marching towards the east capital of Shenglong." Wu Zishun considered it and said, "There may not be news until after the new year." Qianwu nodded slightly and said : "The Chinese New Year is coming soon. Please pay attention to the situation in the capital during this period." "Wei Chen obeys the order." Wu Zishun quickly bowed and said: "Wei Chen resigned." After Wu Zishun stepped back, Zhai Luancai bowed and said: "New Year's Eve "I wonder if Dongxing Bank will lend money to the court?" "Why should you ask me about this?" Qian Wu said with a smile: "Although I am the major shareholder, I don't manage the specific affairs." Seeing Qian Armed's confusion, Zhai Luan got straight to the point. He said: "Your Majesty, the two cents of interest is somewhat unbearable for the court. Can you borrow money without interest?" Qianwu glanced at him and said: "If the court borrows money without interest, how can it confidently tax Dongxing Bank in the future?" Hearing this, Zhai Luan was immediately speechless. Seeing that he couldn't keep it on his face, Qianwu continued: "How much can this interest earn? Dongxing Bank's annual business tax is at least hundreds of thousands, or even It's millions, but you can't lose too much. Furthermore, if you want to promote the development of business, the court must take the lead in complying with business rules, rather than destroying them! Can officials borrow money without interest? The beam is crooked!" "Wei Chen is scared." Zhai Luan quickly stood up and knelt down and said, "Wei Chen is confused" "Get up," Qian Wu said softly, "You are acting out of a public conscience. , This company is not easy to deal with. In fact, I am also borrowing money from Dongxing Bank. The interest rate is also 2 cents." After Zhai Luan stood up, he sighed softly and said, "The interest rate is indeed a bit high, which is not conducive to promoting the economy. development, but before the Ming Dynasty, interest rates were generally high and could only be lowered step by step. The annual interest rate must be at least 10% to be conducive to economic development. This matter cannot be rushed, and it must be done step by step. Monthly interest rate drops below one cent? That¡¯s a really low interest rate! Zhai Luan quickly bowed and said: "Your Majesty, Sheng Ming." Sheng Ming is indeed a Sheng Ming. The establishment of Dongxing Bank is of great significance, but Zhai Luan and other court officials are far from understanding it now. Qian Wu waved his hand indifferently and said : "The imperial court will have a better life next year. You don't have to worry. The Hojo family has surrendered. Several gold mines, large and small, can be sold or rented out at the beginning of the new year. Go down." "Wei Chen resigns." Although Zhai Luan said, Although he hit a nail, he felt happy in his heart. The Hojo family surrendered. This is not bad news! After surviving this year, the life of the imperial court has indeed been much easier. The war in the northwest has subsided, the two major naval fleets have been merged into the Dongxing fleet, and the border troops have been greatly reduced. The amount of silver saved is not a small amount. With the overseas enfeoffment, not only the feudal lords' royalties were gradually reduced, but also the border troops were diverted overseas along with the vassal kings. A large number of royal fields, farm fields, and huge amounts of overseas civilian fields were taxed, which would also increase.?There is a lot of income, including income from maritime trade, commercial taxes from Dongxing Bank, and income from mining in Japan. Compared with these increased incomes, the abolition of head tax, horse administration, Jianmeng School and other expenditures are nothing at all. With one increase and one decrease, the annual income of the imperial court will increase by at least five million taels! In a blink of an eye, it was the Little New Year. After the Little New Year, the atmosphere of the New Year became more and more intense. Although the internal treasury was clean, because it was the first year after he ascended the throne, Qian Wu did not want to be too deserted, so he deliberately squeezed out 300,000 silver dollars. During the New Year, all the concubines, concubines, maids, and eunuchs in the palace were given an extra month to celebrate the New Year. Everyone in the palace was filled with joy. However, Xu Qingman from Jingren Palace couldn't be happy. Normally she was fine. During the holidays, she missed her son who stayed in Ryukyu especially, but she didn't even have anyone to talk to. Sometimes she really regretted supporting Qian. When Wu was fighting for the throne, he also missed the free days in Hanwu. The personal palace maid trotted in, knelt down and said, "Your Majesty, the Emperor is here." After the Yamen was sealed, Qian Wu came almost every day. Xu Qingman got used to it, and quickly stood up to greet him. When she left the door, she Noticing the snowflakes falling outside, she saw Qianwu walking slowly in casual clothes. She quickly knelt down to greet him, then stood up and glanced at the eunuchs behind Qianwu. Which of the eunuchs who could serve in front of Qian Wu was not someone who could move at a moment's notice? When he saw her reproachful eyes, he quickly bowed and said: "The emperor said that he wanted to enjoy the snow, but the slaves did not dare to sweep away the emperor's pleasure" " Qian Wu said with a smile: "I have been bored in the room all day, so I went to the beach to relax." Xu Qingman looked up at the snow that was getting bigger and bigger in the sky, and said with a smile: "The emperor is so elegant. How can I, my concubine, defeat the emperor's interest?" Upon hearing this, several palace maids hurriedly prepared thick cloaks for her. The sea in Qianwu's mouth refers to the Taiye Pool in Xiyuan. In the cold winter, the entire Taiye Pool was frozen, so the two of them took a sedan chair out of the Xuanwu Gate and turned westward. Not far away, it was snowing all over the sky. Naturally, the two of them would not take a walk, but went to Qionghua Island. Qian Wu had already made a charcoal fire in Guangting Hall. After entering the hall, Xu Qingman discovered that the side of the hall facing the lake was actually replaced with glass. Although she was in the room, the scenery outside was unobstructed. She couldn't help but said in surprise: "Dongxing Port can produce such A large piece of glass?" "A new product." Qian Wu said with a smile, and the eunuch he met brought tea and snacks. He waved his hand and said: "Go down, Tang Jinbao will wait outside." Looking at the heavy snow in the sky, Xu Qingman said softly after a long while: "Can't Lin'er be allowed into the palace?" "The name is unfair. If you don't agree with your words, why should you let Lin'er enter the palace?" Qian Wu said, gently holding her in his arms and saying softly: "No need to worry, Lin'er's growth environment in Xiaoliuqiu is better than that in the palace " How can it be better if both parents are not around? Xu Qingman knew that his words were just words of relief. After a long while, he sighed softly: "Suddenly I saw Yangliuqing on the street, regretting teaching my husband and son-in-law to find a title." Qian Wu smiled when he heard this. Said: "People always choose between gains and losses. If you have gains, you must lose, and if you have losses, you must gain. This is true for us, and so is Lin'er." As he spoke, he slowly walked to the floor-to-ceiling window. Looking up at the heavy snow falling outside, he said in a deep voice after a long while: "We can let Ming dominate the world, so our regrets are nothing." Xu Qingman murmured softly: "Is it so important to dominate the world?" "Very important! Qian Wu said with determination: "Whether the Ming Dynasty can dominate the world at this time will be related to the fate of the country hundreds of years later!" Qian Wu is telling the truth. No one knows the direction of this world better than him. If China does not want to suffer the humiliation of future generations, it must take advantage of the fact that European civilization has just sprouted, use the huge population base of the Ming Dynasty to rapidly develop its population and economy, and join forces with the Ottoman Empire to destroy Europe when firearms are enough to maintain an absolute advantage. Under his guidance, Ming Dynasty could create a more glorious Chinese civilization! Hearing that it was related to the national destiny for hundreds of years in the future, Xu Qingman couldn't help but wonder: "The Mongolian Golden Horde was so powerful back then, wasn't it only sixty years old?" "How can the Mongolian Khan be compared with me?" Qian Wu sighed slightly, walked back slowly, sat down slowly by the brazier, and said: "The Ming Dynasty is different from the Mongolian Yuan Dynasty. The Mongols used a few to control the many. There was no sustainable development, and the governance method was simple and crude. Therefore, the glory can only be short-lived. This is not the case in the Ming Dynasty. First of all, there is no situation in the Ming Dynasty in which a small amount controls a large number. The population of the Ming Dynasty can be found to be 63.4 million. The actual population should reach 80 million, including vassals. Yes, there should be hundreds of millions. Now there is no war in the Ming Dynasty. With the promotion of high-yield crops in the Americas, the abolition of the poll tax, the control of smallpox, the establishment of granaries in Southeast Asia, and the development of Nanyang, the population of the Ming Dynasty will geometrically double. Twenty Within the year, it will at least double or even?Able to reach 300 million people. When the Ming Dynasty strives for hegemony overseas, it does not use less to control the many, but emigrates overseas and integrates foreign races. This is fundamentally different from Mongolia in the past, and it is also the basis for the Ming Dynasty to dominate the world! Furthermore, firearms can be continuously improved and replaced. As long as the Ming Dynasty can maintain the advantage of firearms within a hundred years, it will be enough to establish hegemony around the world. As for governance, whether it is the Ming Dynasty or Xiaoliuqiu model, they have strong assimilation capabilities. This is not comparable to Meng Yuan. Another point is the economy. The economy of the Ming Dynasty is not comparable to that of the Meng Yuan. The Ming Dynasty is not the center of the world geographically, but I can say without exaggeration that the Ming Dynasty is the economic center of the world and the military center of the world. The glory of the Ming Dynasty It can never be as short-lived as Meng Yuan! The glory of the Ming Dynasty will also reach far away from Yuan and Meng, and its territory will span six continents, becoming the world's largest empire on which the sun never sets. With its strong military and economic strength, the Ming Dynasty will not give any country or region a chance to rise! " The bell of Guangji Temple rang, melodious and deep, echoing in the heavy snow. Qian Wu stood on the tower of the Meridian Gate, looking at the capital under the twilight. After tonight, the Jiajing Dynasty will completely become history, and the Ming Dynasty The new Qianwu Dynasty will usher in! The Ming Dynasty will also open a new chapter - the Qianwu Dynasty! (To be continued) PS: The book is complete - Thank you to friends who have always supported this book!