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The Rising Sun Chapter 490 Dongxing Bank

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    Nanjing, Charity Federation.  In the main hall of the backyard, more than a dozen gentry businessmen gathered together and talked a lot. These people were either wealthy businessmen or heads of wealthy families. Their common identity was that they were the major shareholders of 'Huitong Bank', President Zhou Zhiweifei.  Ge Chuan Shu summoned everyone urgently, which made them all feel uneasy. However, after all, the 'Huitong Bank' is a property under the name of the Charity Association. Although everyone was a little anxious, they were not too worried. Moreover, everyone knew that the Charity Association and the  The relationship between Dongxing Port and Qianwu Yuji cannot be detrimental to the Charity Society.  After everyone chatted aimlessly for a while, they saw President Zhou Zhiwei walking in quickly. Everyone quickly stood up to greet them. Zhou Zhiwei glanced at everyone, sat down directly at the head table, and said straight to the point: "I have urgently summoned you all.  , We have something important to discuss" After a slight pause, he continued: "At present, in the bank industry of Ming Dynasty, our 'Huitong Bank' is the most popular and the largest, but I can  Let me tell you clearly, we can only be ranked second, and there is another bank that is far larger than ours." Hearing this, the whole crowd couldn't help but be surprised!  Someone immediately questioned: "President Zhou, how could we not have heard about the existence of such a large bank in Ming Dynasty?" "That's because they are keeping a low profile." Zhou Zhiwei showed a wry smile and said: "Our 'Huitong Bank' is known as Huitong World.  , in fact, it only covers the capitals and prosperous capitals of the thirteen provinces of the two capitals of the Ming Dynasty. It is just in name only. It truly connects the world, and its branches cover all the prefectures and counties of the Ming Dynasty" "Zhou Hui.  Are you talking about Dongxing Port?" A skinny old man with a goatee asked in a deep voice in Anhui Mandarin. This man was a Huizhou salt merchant. His surname was Cheng, and his given name was Zijian. He came from a family of Huizhou merchants.  "Exactly." Zhou Zhiwei nodded and said: "The bank banks in Dongxing Port are spread across all prefectures and counties in the Ming Dynasty, and the total number is more than a thousand. The capital of the bank is more than 100 million taels, but there is no unified name. The provinces and we'  Huitong Bank, the big and small banks that have Huitong business, are actually owned by Dongxing Port." Hearing this, everyone here gasped, and they all said that Dongxing Port is as rich as the country.  But he never expected Dongxing Port to be so wealthy. No wonder Qianwu dared to launch the Jingnan Campaign. It turned out to be backed by such strong financial resources. Naturally, no one would have thought that the bank bank under Dongxing Port's name was also a joint-stock system.  After being amazed, everyone immediately reacted and looked at Zhou Zhiwei. Before anyone could ask, Zhou Zhiwei nodded and said: "You have guessed well. Dongxing Port is now going to integrate all the banks, and we hope that we will  "Huitong Yinhao" can become a shareholder. "After hearing this, the hall was completely silent. No one dared to express his position easily. Everyone knows about the relationship between Dongxing Port and today's Qianwu.  A partnership is equivalent to a partnership with the imperial court.  Although merchants in the Ming Dynasty all hoped to have a government background, no one wanted to do business as a joint venture with the imperial court.  One word, afraid!  I'm afraid that I'll be eaten up by Dongxing Port and not even the dregs will be left!  After a long while, someone with a Shanxi accent asked timidly: "How many shares of Huitong will Dongxing Port give us?" "10%." Zhou Zhiwei said solemnly.  10%?  Everyone was immediately annoyed and angry. The total assets of "Huitong Bank" was 40 million, and the total assets of Dongxing Port were only more than 100 million, so they were given 10% of the shares.  This eating elephant is too ugly, isn¡¯t it?  Immediately someone said: "This is too much! Let's withdraw our shares!" "Yes! Withdraw our shares!" Someone immediately echoed, only two or three mature and prudent people did not say anything, withdraw our shares?  Will you be able to live peacefully by withdrawing your shares?  I'm afraid even greater disasters will follow!  Seeing that everyone was agitated, Zhou Zhiwei stretched out his hand and pressed it a few times, and said calmly: "Everyone, please be patient for a moment." After it calmed down, he continued: "Lin Zhetai, the big shopkeeper of Dongxing Port, is outside, everyone.  After you withdraw your shares, you can immediately trade in cash. However, I would like to remind you that the reason why Dongxing Port wants to be integrated is to monopolize the banking and billing industry in Ming Dynasty. I might as well say clearly that except for our Huitong, other banks  All the banks are closed down." Hearing this, everyone couldn't help but look at each other. They all felt that they were in a dilemma. If they didn't withdraw their shares, they would obviously suffer a loss. If they withdraw their shares, they would be reluctant to monopolize the entire Ming Dynasty's bank account industry. This  The profits are extremely astonishing, and as shareholders of Huitong Bank, we are fully aware of this.  Just when everyone was hesitant, Lin Zhetai, who was nearly fifty years old and looked quite elegant, walked in slowly. Zhou Zhiwei stood up and said with a smile: "Shopkeeper Lin, please take a seat." Lin Zhetai bowed his head with a smile and said: "President Zhou Hui Zhesha  "I'm so old." He was polite, but he walked straight to the chief, stood up, glanced at everyone, and said in a leisurely manner: "You are all the leaders in the Ming Dynasty's business world. There is a saying that you don't need to hit the drum with a heavy hammer.  I will just say a few points. First, the banks under the name of Dongxing Port are not unique to Dongxing Port, but are a group of maritime merchants.?, Second, if you are willing to withdraw your shares, you can do cash transactions at any time. Third, I will give you 10% of the shares of Huitong Bank. I am praying hard, otherwise I will only get half!  Fourth, Xiaoliuqiu has always implemented strict protection of private property, and today the Holy Father has repeatedly emphasized the protection of private property. You don¡¯t need to worry about anything later.  " "I will withdraw my shares!  "One person immediately raised his hand and said. "Okay.  Lin Zhetai looked at Zhou Zhiwei with a smile and said: "I would like to trouble Chairman Zhou to be the middleman to help sign a transfer agreement and calculate the amount of money that should be withdrawn"  " "I will withdraw my shares too!  " "I will retreat too.  "    "good!  Lin Zhetai said in a deep voice: "Is there any more?"  " After hesitating for a moment, four more people withdrew one after another. Seven people totaled 22% of the shares. After hearing the report, Lin Zhetai glanced at everyone again and said, "Is there anyone else willing to withdraw?  " "Wait, everyone.  "A middle-aged man stood up and said in Zhejiang Mandarin: "'Huitong Bank' has a long-lasting reputation. We will not withdraw our shares, and we will not agree to merge with Dongxing Port. I don't believe it can continue"  Zhou Zhiwei glanced at him and said softly: "Although the Charity Association has always been outside the temple, it has to rely on the court"  " Hearing these words, everyone was immediately frustrated. Zhou Zhiwei's words were a clear statement that the Charity Association was in favor of revitalizing Hong Kong with shareholders. After a moment of silence, Cheng Zijian said with a smile: "Those who want to withdraw should withdraw, and those who stay should withdraw.  No one will retreat. What is the Emperor¡¯s plan? Can Shopkeeper Lin tell me?  It might as well give us some reassurance.  " Lin Zhetai ignored it. Only after a few transfer documents were delivered and he and Zhou Zhiwei signed and pledged, did he say with a smile: "Dongxing Bank has no emperor, only shareholders, and I am just the shopkeeper. I have made it very clear, everyone.  Did anyone quit?  After today, if you want to withdraw, you can only convert it according to the new shareholders of Dongxing Bank.  " Although several people had hesitant expressions on their faces, they did not speak in the end. Seeing the situation, Lin Zhetai smiled and said: "Since no one is withdrawing, you will sign the documents to merge into Dongxing Bank.  "With a wave of his hand, several stewards who had been waiting outside quickly brought up the prepared documents. After everyone signed their signatures, Lin Zhetai stood up and said with a smile: "Everyone will be Lin's employer from now on.  Lin was being polite.  "After saying that, they all bowed their hands and said: "Congratulations to all of you, for leaving an eternal inheritance for your respective families and future generations.  " Eternal foundation! This tone is too loud! Everyone couldn't help but be doubtful. Cheng Zijian smiled and said: "Shopkeeper Lin, have we turned into imperial merchants now?  " "Imperial merchant?  Lin Zhetai shook his head and said: "Dongxing Bank has nothing to do with the imperial court. It is just an industry under the name of Dongxing Port. There is no dynasty that will last forever, but Dongxing Port can stand firm."  "Three months later, Dongxing Bank was established. Not only was the 'Huitong Bank' merged into Dongxing Bank, banks in all prefectures and counties had signs of Dongxing Bank branches, and they also launched banknotes with denominations of one, two, and  Ming Dynasty gold yuan coupons with denominations of five, ten, fifty and one hundred can be directly exchanged for equal amounts of silver dollars and gold at the bank. The gold and silver exchange ratio was also launched at the same time. What shocked everyone was that the gold and silver exchange ratio directly changed from one to one.  Eight increased to one to twelve. Dongxing Bank's generous move immediately caused quite a stir in the Ming Dynasty. Rich merchants with gold in their hands rushed to the bank to exchange gold for silver dollars, and tried to exchange for gold yuan coupons. After all, this thing carried a lot of money.  It is convenient, and there is no exchange fee, which is more cost-effective than banknotes.  Price ratio, where is the imperial court?  Furthermore, such a large number of banks spread across all prefectures and counties across the country were completely enough to influence or even control the Ming Dynasty's economy, and the court could not sit idly by.  " Hearing these words, several cabinet ministers were silent. Dongxing Port and Dongxing Bank, from their names, we know that Dongxing Bank is the property of Dongxing Port, and except for Dongxing Port, no one can annex the Charity Association's Huitong  The bank name, the establishment of Dongxing Bank, the issuance of banknotes, and the increase in the gold and silver exchange ratio must have been approved by Qian Wu. Even if it was Qian Wu's idea, even if it was an advice, it would not have any effect.  , Xu Zancai slowly said: "The scale of Dongxing Bank, its wide distribution, and the size of its principal bank are all unheard of. It cannot be accomplished overnight. This must have been planned a few years before the emperor launched the Jingnan campaign. Only now  It just surfaced, the emperor must have deep intentions for this move  " "It makes sense.  Zhai Luan lowered his head and said, "Your Majesty is very thoughtful and far-sighted. This move must have profound meaning. We can't figure it out"  Before he finished speaking, he heard a series of words coming from the door: "My slave, please come and see the emperor."  "The voice, Qianwu is coming? Everyone hurriedlyHe turned around and went out.  (To be continued)
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