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Text Chapter 475 Interest

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    "Then I'm sorry for bothering you, Old Chen!" Hu Xueyan said, "The monthly interest rate for the last two payments was 8% (these two payments refer to the two payments Hu Xueyan made to HSBC through Chen Guohua in April 1867 and January 1868).  The loan amount is 1.2 million taels and 1 million taels respectively). This time the matter is urgent. Even if it is a little higher, it doesn¡¯t matter! In short, it¡¯s better to get it done as soon as possible!¡± ¡°As long as nothing goes wrong with the guarantor, there will be no other problems.  "Big." Chen Guohua is still a little worried about the guarantee.  "If you do it, we will definitely succeed. Old Chen, I have something interesting to tell you. First, this matter must be done secretly, and no leaks can be leaked. Otherwise, if someone in Beijing writes a book,  There will be more bad things. If Mr. Zuo changes his mind, he will be in big trouble." When Hu Xueyan said this, Chen Guohua was very surprised. "Then," he said worriedly, "if Mr. Zuo said that,  'No', that's not a joke!" "Don't worry! It won't be a joke. I'm absolutely sure that he will do what I say." Hu Xueyan said confidently.  "Okay! Let's talk about the second thing." "The second thing, I want to name a foreign businessman. In fact, if someone is willing to lend money, you might as well lend some money and earn more interest. I have another letter here, it's from Dongting  Mr. Xi from the Shan Gang introduced me to Huifeng. We are old acquaintances, so I came to you first. If you can't do it here, I will have to use this letter. " "Mr. Hu, don't worry, as long as the sponsor is fine,  That¡¯s no problem.¡± Chen Guohua said.  "I'm just saying this to put your mind at ease. I won't do anything without full confidence." Hu Xueyan said, "As long as the loan is obtained, I will be paid heavily." "I will go and make arrangements right now." In order to maintain confidentiality.  , Chen Guohua made an appointment with Mirlin to meet Hu Xueyan in a foreign hotel. As soon as the two parties sat down, they got straight to the point.  After listening to Chen Guohua¡¯s explanation, Mirlin did not answer.  He faced Hu Xueyan and first issued a series of questions.  "I remember that many court officials in your country have always been firmly opposed to the suggestion of borrowing from foreign banks, regardless of whether the loan conditions are favorable or not. If you do this, aren't you afraid of facing fierce opposition from your officials?  "Putting down the rebellion and regaining Xinjiang are top priorities in China," Hu Xueyan said through Chen Guohua's translation.  He replied calmly: "If the military ministers in charge of the army can raise sufficient military expenses by themselves without the imperial court having to worry about it, the imperial court will of course provide full support." "As far as I know, China's military ministers each have their own sphere of influence.  The sphere of influence of Count Zuo Zongtang (now First Class Ke Jingbo) seems to be only the two provinces of Shaanxi and Gansu.  "The prestige of the imperial court extends to all provinces. As long as the imperial court agrees to this loan and the method of apportioning the repayment by each province, it will be carried out. Please don't worry." "Then. Why don't you ask your government for this loan?  "Come forward to borrow?" "Earl Zuo is representing the Qing Dynasty." Hu Xueyan said casually, "All negotiations must be on equal footing. If the Qing Dynasty comes forward, it should be negotiated with your Ministry of Household Affairs."  We shouldn't be the ones here to discuss it." Mirlin nodded deeply.  But then he asked: "His Excellency Count Zuo Zongtang represents the Chinese government, and you represent His Excellency Count Zuo Zongtang, that means you represent the Chinese government. Is that so?" After Mirlin finished speaking, he stared at Hu Xueyan's face.  , waiting for his answer.  Mi Erlin¡¯s words made Hu Xueyan choke.  Zuo Zongtang gave him explicit authorization for the first two loans, but this was the third one.  Although Zuo Zongtang had spoken now, he did not ask him to borrow so much. It was entirely his own initiative, and there was no authorization from the court at all.  If you spread rumors.  Hu Xueyan just stole his name.  The crime of humiliating the country is not a light one.  But if you dare not admit it, you will lose your support and the conversation will be impossible.  Hu Xueyan's mind was racing, and he replied calmly: "If the negotiation is successful, I will represent the court. If the negotiation is not successful, I can only represent myself." "Mr. Hu's words are very brilliant and mysterious, but they are also very complicated.  Really. Okay, I will treat you as a representative of the Chinese government. I can agree to this loan, but I must declare that you cannot negotiate with any other bank before our negotiations are concluded."  "Of course, I have no doubt about your credibility." Hu Xueyan was secretly happy when he heard that Mirlin agreed, and hurriedly said, "But we should set a time limit for negotiations. At the same time, I also have a request, that is, there will be no  "You must keep it secret until the outcome." "That is a restriction that both parties should accept. As for the time limit, it is difficult to set it because the details have to be negotiated."??Lengthy consultations are often required.  "    "good!  Let¡¯s get into the details now.  ¡± This is equivalent to confirming that Mirlin has made a commitment to borrow money, and even Chen Guohua is smiling. After some talk, the two parties basically reached an agreement. A draft agreement was made, a record was written, and there will be no regrets. The agreed methods and conditions are as follows  : First, the total number of loans is Guan Pingyin's 3 million taels, divided into two tranches. The first tranche is 1.2 million taels, and the loan will be borne by a consortium formed by HSBC. Second, the monthly interest will be 10%, and the payment will be deducted first.  Chen Guohua introduced Chinese businessmen to deposit money with HSBC, with a monthly interest rate of 4% in the open market and 6% in the dark market. Fourth, each customs office has a constant monthly income, and most of the taxation departments are foreigners. Therefore, the loan receipts should be printed by each customs office.  The invoice will be stamped by the governor of each province and redeemed at each customs office when due. Fifth, starting from July of this year, the capital will be withdrawn 200,000 taels per month and paid off in half a year. The third of these five measures is for foreign merchants.  The combined benefits of Hu Xueyan and Chen Guohua were 4% in the open market and 6% in the hidden market, which was the middleman's commission of 2%. This means that the foreign businessman borrowed the money from the Chinese and lent it to the Chinese officialdom.  For eight cents, the remaining four cents will be divided equally. As for the stamps must come from the customs, this is Milin's firm opinion, because although he believes in Hu Xueyan and Zuo Zongtang, he does not believe in the previous two transactions.  When borrowing money, a similar incident occurred. Later, Hu Xueyan reported it to Zuo Zongtang and all were resolved. However, the efficiency and credibility of Chinese officials that time left a bad impression on Mirlin. Mirlin was afraid that when the time came to print votes, it would be like  Waste paper requires a lot of negotiation, and the customs has a foreigner as the tax department. Once a promise is made, Hu Xueyan will not break his promise. This is a problem for Hu Xueyan, but Hu Xueyan also figured out a way, which is to have Zuo Zongtang report to the Ming court.  Every month, each provincial vassal is responsible for handing over the payable Western Expedition payment to the customs of the province. Each province has its own customs. For example, the Fujian and Guangdong customs each borrow 240,000 taels, and the Zhejiang customs borrows 420,000 taels, plus Jiangsu customs.  The customs itself should pay 180,000 taels, totaling 1.08 million taels, and the shortfall was only 120,000 taels. Hu Xueyan's plan was to suggest that Zuo Zongtang ask Hubei to pay 20,000 taels per month and have Jianghan Customs issue stamps of 120,000 taels.  , synthesized into an integer of 1.2 million. After the big deal was agreed upon, Hu Xueyan couldn't help but let out a long sigh of relief. In order to celebrate the completion of the business, Chen Guohua specially brought foreign wine and asked Mirlin to clink glasses. Although Hu Xueyan was not used to drinking foreign wine,  In order not to make Mirlin unhappy, he still drank. During the celebration, a foreigner from Mirlin's HSBC came in, handed Mirlin a cigarette case, and then exited.  After one glance, Mirlin raised his head and looked at Hu Xueyan. Hu Xueyan met his gaze with a smile, but he couldn't help but feel guilty. Could it be that the news that he wanted to borrow money for his own use had leaked out.  , let this foreigner know? "I just got some news, Mr. Hu.  "Mirling looked at Hu Xueyan and said slowly, "Your country's Minister of the Navy, Baron Lin Yizhe, has proposed to your country's court a proposal to borrow 8 million pounds from banks in Britain, France and Italy.  " Hearing Lin Yizhe's name in the words of Chen Guohua's translator Mir Lin, Hu Xueyan felt as uncomfortable as eating a fly. The foreign wine he had just drank also started churning in his stomach, making him feel uncomfortable for a while. And when he heard the 8 million pounds  The astronomical figure made his heart skip a beat. He couldn't imagine that Lin Yizhe dared to give such a large amount to the court! "Is your information accurate?  "Hu Xueyan asked calmly. "Of course it is accurate. Have you forgotten that Beijing and Shanghai have already communicated with each other by telegram?  "Mi Lin was very dissatisfied with Hu Xueyan's words, "We can all know immediately about any important things happening in Beijing.  " "I think the court may not agree.  Hu Xueyan thought for a while and said, "This number is too big. The interest account department alone will be unable to afford it. There will be many opponents. The court cannot agree to this loan."  " "On the contrary, Mr. Hu, the news I received is that your government has agreed.  "Mirling looked at the note in his hand again and shook his head, "Because there is no interest on this loan.  " "No interest?  How can it be?  "Hu Xueyan was so surprised that he almost jumped up from his chair. "There is no doubt that this is an interest-free loan, which will be jointly undertaken by a banking consortium composed of Rothschild banks from the UK, France and Italy.  "Meerlin said, "I only know this now. The specific situation needs further inquiry to know.  " "This" Hu Xueyan was shocked by Lin Yizhe's generosity for a while, but he quickly recovered."Normality," "If something is abnormal, it must be a monster. There must be a shady secret behind it." Hu Xueyan sneered.  "What did you say? Shady story?" Mirlin was stunned.  "You may not know, Mr. Mirlin, that the true face of this person named Lin Yizhe is not as written on the newsprint." Hu Xueyan was filled with jealousy and hatred in his heart and could not help but slander Lin Yizhe.  PS: Please collect it!  Please recommend!  Please subscribe!  Please click!  Asking for a monthly ticket!
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