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Volume 1: Two Souls of the Same Body Chapter 316: Adding fuel to the flames

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    It is a human instinct to seek advantages and avoid disadvantages. Although many people in the teahouse understood that as long as they did not go to the Bao'an Ticket Shop, the Bao'an Ticket Shop might not collapse. After all, the Bao'an Ticket Shop has been around for more than 200 years.  The foundation is very solid in the northern prefectures, and although the forces behind it are not very top-notch, together they are a considerable background.  Although the northern prefectures are not as wealthy as Jiangnan or as prosperous as the Gyeongsang Province, the mountainous terrain makes the northern prefectures rich in copper, iron, gold, silver and other mineral deposits. However, the huge Gyeonggi and Longjiang Plains have a population of hundreds of millions.  The amount of iron consumed every day is an astronomical amount. Therefore, the caravans traveling to the north are not inferior to the fleets traveling to the south of the Yangtze River. The frequent travels naturally provide the ticket bank with a way to survive.  And more than half of the shareholders in the security ticket bank are influential nobles, civil servants, and even local wealthy families in the northern provinces. If they are offended rashly, there will inevitably be some trouble in the future, but compared with this trouble, the current situation is  Trouble is imminent.  Whether it is a caravan or a shop, any business must have flowing funds. Otherwise, no matter how big the business is, once the funds are cut off, it will be like a hanging rope, which can strangle people alive. When the time comes,  There are many who want to add insult to injury, and there are not many competitors.  So even if they knew in their hearts and persisted, the Baoanbao Bank might be able to survive. They added insult to injury. The branches of the Baoan Bank in Dijing and the main branch were definitely a dead end. They knew that even if the Baoan Bank did not lend usury,  , can't cope with this kind of run. After all, the bank's money is scattered in various places, and the gold tickets issued by the ticket bank are not just the ones deposited, but the number of gold tickets issued, which may be higher.  As long as the credibility of the bank is there, these are not problems, but once the gold ticket cannot be paid, the credibility of the bank is hit and the bank is almost destroyed, even if there are a large number of other ticket numbers.  The gold and silver inventory, if only some local semicolons encounter this situation, and some change, the worst is to lose a piece of territory, but this is the Imperial Capital, once it loses its credibility, it will be the demise of the bank.  There was little hesitation among the people present when it came to choosing between the personal connections of the bank and their own survival. Moreover, the other party promised that even if the bank collapsed, the money would be paid by the Ninth Bank. This kind of insurance was beyond their reach.  , and this also broke the defenses of everyone present in one fell swoop.  Especially when someone stood up and left in a hurry, no one here could sit still and stood up and left one after another. In the end, the heads of several business associations also looked at each other with a wry smile.  "Hey, this is the end of a century-old ticket shop. From now on, doing business in the north will be more difficult!" "Shopkeeper Yao said it too early. If it were Jiangnan, I wouldn't dare to say anything, but in the future  In the north, hehe, in terms of background and backing, no one can compare with the Mutianhou Mansion and the Zhenguogong Mansion. As for the shareholders of Baoanbao Bank, they are just mantises using their arms as vehicles. They take themselves too seriously. When the Ninth Bank  After receiving the ticket number from the security ticket bank, maybe, presidents and shopkeepers, the business will get bigger and bigger!" After hearing this, several people were shocked and looked at each other for a moment, but the bitter smiles on their faces faded.  Xu Feng clasped his fists and said, "Thank you, Mr. Xu, for your advice, otherwise we would have mistaken the sesame seeds for watermelons!" "Go quickly, I want the security ticket shop to close within three days!" Can the security ticket shop still last three days?  , the answer is a definite no, not to mention three days, even one day may not be able to sustain it. When the person arranged by Xu Feng, Zhao Dongsheng, pulled out 200,000 gold coins from the security ticket shop and left, Hu Tiande took a breath and said  I didn¡¯t even drink the tea when another person came into the security ticket office.  However, it was not Xu Feng who took action, nor those who were instigated by Xu Feng. Instead, he was drinking wine at the nearby Fengyuechang, and overheard what happened in front of the security ticket shop. He originally thought it was a joke, but it happened.  , these people are not ordinary dudes, but some children of aristocratic families from Aoki Academy.  For example, there is Zhang Xun from the Beishui Zhang family who has a good personal relationship with Yang Ye, and even helped when Yang Ye established the Ninth Governor's Guard Battalion. Zhang Xun is still posted at the Ninth Governor's Fort, but they are a group of college  The disciples, however, have much more freedom. When they have nothing to do, they can go to the Supervisory Guard Camp to report and patrol the streets. If something happens, they don¡¯t even have to go. However, compared to Yang Ye who was in office at the time, the current Ninth Supervisory Guard Camp does not have the previous one.  Cohesion.  The Ninth Supervisory Guard Camp where Zhang Xun went was relatively diligent, and he knew what happened recently. Although Zhang Xun didn't know the secret arrangements of the Ninth Bank, he saw Xu Feng's thief-like appearance several times.  He was planning something, but he didn't pursue it. After all, it was better not to know too much about this kind of thing.  In the past two days, the run on the Ninth Bank has finally passed safely. The number of people withdrawing money has begun to decrease, and the number of deposits has begun to increase. It seems that the effect of the big profit is very good, and some businessmen who were encouraged have also started to  StoppedThere was no follow-up, and the crisis was passed safely, so they just breathed a sigh of relief and came to Fengyue Field to relax.  When I first heard that there was a commotion at the security check bank, few people present thought that the Ninth Bank was secretly instigating it. After all, they did not have access to this level of secrets, and although the Ninth Bank and the Governor's Yamen were in the same spirit.  Branch, but after all, one is a garrison and the other is a commercial bank. They are two systems with different attributes.  Zhang Xun only has a personal relationship with Yang Ye. In addition, he can be regarded as a confidant who stayed in the Ninth Guards Camp after Yang Ye left, helping to win over the college soldiers here. He usually dealt with Yang Ruoyu and Xu Ruoyu.  The wind is also very familiar, so naturally you can see some differences.  "I'm afraid it's not just a coincidence!" Zhang Xun pondered for a moment, then said with a slight frown.  "Mr. Zhang, the security ticket shop is unlucky. We should be happy. Why are you frowning?"  We are fully prepared, and we must be defeated by their conspiracy. Damn it, it makes people angry just thinking about it. Master, I wish I could just come and smash his family, so that I can vent my anger!" "Haha, smash the ticket number!  , Count me in!" "Okay, the ticket numbers are so easy to screw up, no one has a backer, let alone us, our family may not dare to offend easily, but this time several major ticket banks have joined forces to deal with us.  , Are we just going to admit it? We really can¡¯t let go of this bad temper!¡± ¡°What can we do if we don¡¯t admit it? Behind the nine major ticketing companies, there are nobles, local wealthy families, and even the royal family¡¯s children, and the forces behind them are intricate.  In addition, it has been in business for hundreds of years, but it is deeply rooted. It is not that easy to deal with. If we can gain a firm foothold this time, it is a great victory!" "Although the nine major ticket banks are deeply rooted and their influence is intertwined, the bank itself is not.  There are many weaknesses. Every bank has over-issuance of gold and silver tickets. In addition, it is common for bank banks to use the funds in their vaults to make loan sharks, and even the forces behind them use the money from the bank.  Normally, no one dares to touch this matter. Naturally, the world is peaceful, but what if someone stabs him? " Zhang Xun was moved. Yes, this hornet's nest is difficult to poke. After it is poked, countless people will become enemies.  It's no joke to kill someone's wealth, like killing one's parents, but what about stabbing someone?  The nine major voting banks are deeply rooted, their power is intertwined, and they have hundreds of years of history. These may seem like advantages, but in fact, they are also weaknesses. Because they are so powerful and deeply rooted, they will inevitably bully the market, be arrogant, and act recklessly. And with hundreds of years of history, it can be said that  It is a time-honored brand, and its reputation is built over many years. However, its age also means that it has many internal contradictions and old habits, making it appear sluggish.  Once this cover is lifted, the fatal weaknesses of the nine major ticket banks will be exposed. The bank is not a loan shark, but relies on its reputation to make a difference. Once someone cannot redeem the money with a gold ticket, the gold ticket cannot be worth a penny.  It's not worth it. It's made of gold foil anyway, but compared to the value represented by the gold ticket, it's a drop in the bucket. Once the gold ticket loses its credibility, it's not much different from paper.  What will happen if the ticket bank also faces a run?  Zhang Xun shuddered when he thought of this. Destruction, unstoppable destruction. Unless there is a huge injection of funds to turn the tide and rebuild the collapsed credibility in people's hearts, otherwise the scene at the Ninth Bank will appear.  But this time, the destruction was stronger.  What to do? Zhang Xun just pondered for a moment and then continued: "Maybe this hornet's nest has been opened!" "What do you mean?" "The scene in front of the security ticket bank is probably not a coincidence. There are certainly many problems in the ticket bank.  , but it is rarely the case that money cannot be exchanged. Why, because everyone is trying to maintain the stability of the bank. Even if they withdraw money, they will say hello in advance. The bank is not without money, but all the money has been released.  A loan shark just doesn't have that much living money in hand, but when this person came to exchange the money, the bank couldn't get the money, and then he ran to the gate and shouted loudly, wasn't he afraid of offending the power behind the bank? "  "That makes sense, but if it's not a coincidence, then could it be the Ninth Bank's counterattack?" "I'm not sure, but counterattacks at this time are the best. Ninth Bank's counterattack  The run has not receded yet. At this time, it has affected the bank. It is also easy to understand. After all, banks and bank are actually the same thing. One is new and the other is old. But today's incident is an introduction. Once  If the news about the bank's inability to redeem money is spread, the run will move from the Ninth Bank to the bank! "It seems that we can't help! I only have one hundred gold coins to spend this month!"  "It doesn't even make a sound when it's thrown out!" "Why doesn't it make a sound? If the Ninth Bank takes action,The security bank will definitely not be able to sustain it. When the time comes, the gold and silver notes issued by the security bank will be like white paper and can no longer be exchanged for money. If the security bank collapses, it will definitely affect other banks.  At that time, whoever holds the bank's gold or silver tickets will lose everything!  " "Each of our families has property, and we don't have much cash at home. Instead, gold and silver bills are easy to carry, and many of them are stored at home. What we can do is to go back to each house quickly and find things to talk about at home.  Someone revealed the news that the Ninth Bank was going to take action!  " "A run?  " "Does the bank have that much money to redeem?"  " "Of course not, but those who go first can definitely redeem the money. After all, the bank has to maintain its credibility. Gold tickets can be exchanged and withdrawals at the counter are the rules of the bank. If there is a delay, your credit will be damaged, so the bank who goes first has the money to get it.  , you can¡¯t tell for those who go later!  " "Damn, I'm leaving first!  "A student jumped up quickly, said something, and ran out of the room. "It's so unloyal to run so fast. We will get together later. If we are late, all the money at home will be turned into waste paper. Damn it.  !  That little girl from the Yang family was too unloyal and didn¡¯t respond in advance!  " "Master Zhang, aren't you leaving?  " "My home is in Beishui. I don't have much property here. I only have a few gold tickets with me, so I'm going to redeem them. Eighteen hundred gold coins should be easy to redeem, but before I leave, I have to write a letter.  The ticket sales in Dijing are in chaos, and the place may not be able to recover for the time being. I hope we can catch up!  "    "Snapped!  Why did I just think that if something happened in the Imperial Capital, there would be no eggs left in the nest, and I would have to write home as soon as possible!  " Rumors in the market spread quickly, but in the circles of nobles and wealthy families, news spread even faster. Zhang Xun didn't know how much impact his judgment would have. The seven or eight teenagers who hurried home were directly  So he went to his client. Naturally, he would not say that they made the judgment on their own, but said with certainty that the Ninth Bank was going to take action against the bank and would they exchange the gold and silver notes at home for money.  If these teenagers said anything else, they would not attract much attention, but the problem is that these teenagers are all working in the Ninth Supervisory Guard Camp, and who doesn¡¯t know the Ninth Bank?  Wearing a pair of trousers with the Supervisor Yamen, not to mention they are classmates with Yang Ye, and the Ninth Bank was founded by Yang Ye. The Ninth Bank faced a run before, causing a run wave, so they didn't feel any pain. After all, they were in the bank.  The Ninth Bank deposited a very small amount of money. This was because his son was on duty as a supervisor. But now the situation has changed and the bank is facing a run. This is not a personal pain, but a close friend.  Who doesn¡¯t have a lot of gold tickets at home? After all, gold tickets are easy to carry and easy to store. But now these gold tickets are going to be turned into white paper. This is a bolt from the blue. If the ticket bank is strong, they still can¡¯t.  There will be panic, but the problem is that the bank is lending money at high interest rates and issuing too many gold bills. The matter of silver bills is not a secret in the circles of aristocrats and wealthy families. Without this run, it would be nothing, but this run would definitely be fatal.  It's not impossible, but quite possible, that the ticket will turn into blank paper. Who would take this risk with their own money? They almost didn't go to verify it. There was a lot of excitement in each compound, calling people and holding the golden ticket.  , to exchange money, not only in the Imperial City, but also in other places. In short, only by converting the tickets into gold coins can you feel at ease. (To be continued. 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