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Free Web Novel,Novel online - All in oicq.net -> Historic -> Chao s Water Margin Text Chapter 480 The army goes south
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- Ren Jinnu smiled and said: "They deposited all the money, let's go see how much money they made."
Chao Yong looked at the waiters below carrying heavy money bags and suddenly said: "It's time for us to start new business."
Ren Jinnu heard that Chao Yong had new business, and asked with bright eyes: "What business?"
Chao Yong said: "Our previous deposit slips were all signed by a registered banknote. This can prevent the depositor from losing the slip and having it taken by others. We can get another type of anonymous bank note, one-note, five-note, or ten-note." , fifty coins, or one hundred coins, you can cash it at the ticket number with the banknote. In this way, the banknote from the ticket number can be circulated instead of Jiaozi. "
Ren Jinnu immediately said: "If you can cash it out at will, I'm afraid businessmen will go to other places to withdraw money, saving the cost of transporting money, while we have to increase the cost of transporting money."
Chao Yong smiled and said: "Then the bank check should indicate the state where the invoice is issued. The state can cash it in equal amounts. If you cross state capitals, you will have to pay some handling fees. Please study the handling fees."
Ren Jinnu thought for a while and said, "How do we make money in this business? Can we lend out the money they paid for banknotes and earn interest on it just like the money they deposited?"
Chao Yong nodded and said: "It's okay, but you have to keep 30% of the money to buy banknotes to avoid merchants cashing out large sums. Merchants who plan to cash out large sums in other places must make an appointment in advance to give us time to mobilize cash, otherwise we will Cash can be delayed.¡±
Ren Jinnu said: "The prince's purpose is to make the people accept the banknotes, so that no one will cash the banknotes."
Chao Yong nodded and said: "Smart, as long as there is no problem with the credibility of my royal ticket number, and everyone gradually accepts the silver notes, they will not exchange them back and forth. Then everyone will not have to carry so many copper coins around. ¡±
When he first set up the bank account, Chao Yong wanted to issue banknotes that could be directly circulated. It's just a preliminary setting of the ticket number, so you can directly get the banknote. It is also difficult to be accepted by others, and may be suspected of affecting the overall operation of the bank, so it simply only operates deposit and loan businesses.
Now that his reputation is at its peak, the credibility of the Royal Bank has also increased, and the issuance of banknotes has become a matter of course.
The imperial court has begun to study the casting of new coins, preparing to replace the copper and iron coins of the Song Dynasty with substantial copper coins, silver coins, and gold coins.
The silver and gold coins were proposed by Chao Yong. Chao Yong proposed to directly mint copper coins of various denominations, but Chao Gai rejected it.
People in this era are very contradictory, and they can accept Jiaozi. But he couldn't accept "ten coins". "Ten coins" is just one copper coin for ten, while Jiaozi is a piece of paper. They are willing to accept paper, but are not willing to accept large amounts of copper coins.
When Cai Jing was in power, he minted "ten coins", causing public resentment. Finally, it was changed to "Dang Sanqian".
For people of this era, minting these large denominations of money meant that the court defrauded the people of their money. And it will allow people to mint copper coins privately, and the final result will be rising prices. It can be said that people who bought ten yuan for ten yuan still paid for ten yuan. This can be said to be a direct protest by the people against ten yuan.
If the copper coins are of sufficient weight, the price of copper utensils of the same weight is generally higher than the price of copper coins. Some people even make profits by casting copper coins into copper utensils.
Only copper coins of sufficient weight can make people willing to replace Song Dynasty copper coins. And there will be no privately minted copper coins disrupting the market.
What Daliang is going to cast is copper coins with a face value of only one tael; silver coins, each weighing one tael, can be exchanged for a thousand taels; gold coins, each weighing one tael. Exchange ten silver coins. The usual money in Daliang was one thousand, not the seven hundred in the Song Dynasty.
However, in today¡¯s world of luxury, many people like to use gold and silver utensils, and gold and silver coins may be cast into utensils. Reduce the gold and silver coins in circulation. However, domestic gold and silver production is not sufficient for large-scale casting to ensure the circulation of large amounts of currency. Therefore, Chao Yong was ready to continue promoting banknotes.
Even if a large amount of gold and silver is obtained from abroad in the future. Ensure that there are enough gold and silver coins, and the silver notes still have use value. At that time, silver notes could be used exclusively for large-scale payments. Although one gold coin could be exchanged for ten guan, in places with developed commerce, transactions involving thousands or tens of thousands of guan were not uncommon. Silver notes were still more valuable than hundreds of gold coins. There are many advantages.
The two of them went down to the second floor and saw Wang Jing sitting in the main room.
Wang Jing saw Chao Yong and Ren Jinnu and hurriedly stood up to greet them.
After seeing the ceremony, Chao Yong smiled and said, "How is the income of the mirror business?"
Wang Jing said respectfully: "It's more than 35,000 yuan. I calculated it when I picked up the goods. I didn't expect that they were all sold out in just half a day."
Ren Jinnu was speechless and said: "More than 35,000 yuan? It's more than the ticket office's income in a day."
Wang Jing also knew that Ren Jinnu was the prince¡¯s concubine, so he respectfully said, ¡°It¡¯s justA name invented by his wife attracted all the people in the city. Many people came here with their money bags, but they could only go back with their money bags. If the Glass Bureau could provide more silver mirrors, there would be no need to worry about not being able to sell them. "
Although Chao Yong also assigned the Glass Bureau to the Household Department, the main task of the Glass Bureau now is to provide lenses to the Ministry of War. The masters who can make lenses are making lenses, and only the craftsmen who cannot make lenses can make silver mirrors. This is also The production of silver mirrors was limited.
Chao Yong also heard what Wang Jing meant, shook his head and said: "The progress of making lenses cannot be slowed down. All soldiers and horses in the country must be equipped with telescopes. From now on, every ten-man team must be equipped with a telescope. Making silver mirrors is much easier. , many craftsmen can make it after learning, and you can coordinate with the Glass Bureau to add more craftsmen.¡±
The craftsmen who make colored glaze have all been assigned to the Glass Bureau, but the private sector rarely makes colored glaze. If you want to expand the production scale, you can only assign other craftsmen. The remaining craftsmen in the kiln are responsible for firing bricks, ceramics and other materials. It will undoubtedly take them a while to learn how to make glass, so Wang Jingcai wants to assign some master craftsmen who make lenses who can directly produce them and have better craftsmanship. Larger silver mirrors can be made.
Wang Jing said hurriedly: "I am ashamed of myself. I was so distracted by money that I almost missed important military and national affairs."
Chao Yong smiled and said: "I was jealous when I heard that I made more than 30,000 yuan in half a day. I'm afraid that the Mirror Guild will be the biggest customer of the bank in the future."
Ren Jinnu also smiled sweetly and said: "Thank you, Mr. Wang, for your support of the ticket account."
Although Wang Jing is the shopkeeper of Jingxing, he still has an official status.
Wang Jing hurriedly said: "I don't dare to take it, I don't dare to take it. Deposit to the bill number, and when you pay the account, you just need to hand the deposit slip to the Accounts Department, otherwise you will have to find someone to take care of these many copper coins. When the Accounts Department wants cash, I will come to pick it up." yes."
Ren Jinnu looked at Chao Yong and said, "Can we let Jingxing and the Ministry of Accounts try out our new business first?"
Wang Jing sees a chance to perform. He said hurriedly: "Whenever the villain is useful, just give him instructions."
Chao Yong thought for a while and said: "Yes, and the bank and Mirror Bank can carry out deeper cooperation. For example, Mirror Bank only accepts banknotes from banknotes, which can help the bank promote banknotes and reduce the cost of Mirror Bank. workload.¡±
Ren Jinnu just wanted to ask Mirror Bank to buy banknotes. He had never thought that banknotes could be promoted in this way, and his eyes lit up. She said softly: "Prince Gaoming, in this way, people who want to buy silver mirrors must first exchange their money for silver mirrors. Now almost everyone wants to buy silver mirrors, which means everyone has to buy silver mirrors." . If all government-run transactions only accept cash checks, banknotes will become an indispensable currency for everyone."
Wang Jing also heard some clues and asked: "The banknote is the same as the Jiaozi of the Song Dynasty?"
Chao Yong nodded and said: "Well, banknotes will eventually develop into banknotes. However, in the early days, banknotes were just anonymous deposit slips. As long as you hold the banknote, you can come to the ticket number to redeem the full amount of coins."
Wang Jing praised: "The prince is smart. Being able to cash out the full amount guarantees the stability of the banknote. Once the banknote comes on the market, it will definitely be popular with large households and businessmen. In the past, they were accustomed to using Jiaozi to pay large amounts of goods. After the fall of the Song Dynasty, Jiaozi became a piece of paper, and merchants could only trade with carts of copper and iron coins. They did not need any coercion, as long as they could cash the bills. Of course, the fact that the mirror store only accepts cash can indeed reduce our workload. Today, we received more than 30,000 yuan, and the clerk in the store didn't have time to count the coins one by one, so they could only weigh and verify them. But there must be some among them. Error. If you had a banknote, this problem would not arise."
Chao Yong smiled and said: "In that case, the banker will seize the time to make banknotes and make more anti-counterfeiting marks. I will also ask the court to legislate later, and those who forge banknotes will be punished."
Ren Jinnu nodded and said: "I will ask Jin Dajian and Xiao Rang to come over and discuss making banknotes."
Chao Yong also admired Ren Jinnu's temperament very much, nodded and said: "Okay, let's just say I'll treat them to a drink. I haven't seen them for a long time."
The jade-arm craftsman Jin Dajian and the holy-hand scholar Xiao Rang are both officials in the court now, but Jin Dajian is in the Ministry of Industry and Xiao Rang is in the Hanlin Academy, drafting edicts for Chao Gai.
The deposit certificate for the ticket number was designed by the two of them together with the craftsmen from the Ministry of Industry.
Under Chao Yong¡¯s supervision, the craftsmen made the banknote prototype in just two days. After Chao Yong read it correctly, he began to print the banknotes.
Chao Yong did not ask the Di newspaper to publicize the banknotes. He just posted a notice at Mirror Bank, and everyone in the city knew about the existence of the banknotes.
In the past few days, it can be said that the mirror shop has been in the limelight for a while, and there are thousands of people queuing outside the mirror shop. The silver mirrors shipped from the Glass Bureau every day will be sold out at the first opportunity. Some large households who are not short of money have to buy silver mirrors as early as possible.Then bribe the people at the front of the queue and ask them to buy silver mirrors on their behalf.
On these two days, less than half an hour after the store opened, all the newly arrived silver mirrors were sold out.
As soon as the notice came out that Jingxian only accepted cashier tickets, people in line were asked to go to the ticket number to queue up. Fortunately, the Royal Ticket Office has opened several branches in Tokyo, which has diverted a lot of people in the queue.
When the merchants in the city heard that there were bank notes that could be cashed at will, they immediately exchanged many bank notes, which greatly increased the bank's deposits.
As the Ministry of Revenue began to auction fields and real estate in various places, the demand for loans was also very strong, and the money from the sale of banknotes was quickly loaned out, bringing the Royal Bank's income to a higher level.
In a few days, August passed.
On the first day of September, Chao Yong led 100,000 horse and infantry troops and 10,000 navy troops to go out for battle.
Shi Gong, Hu Yanzhuo, Luan Tingyu, Hua Rong, and Qin Ming led 50,000 veterans, Sun Li, Zhang Qing, Huang Xin, Han Tao, and Peng Qi led 50,000 new soldiers, and Chao Yong's first four generals, Li Kui, Sun An, and Shi Bao, , Fang Jie, military advisor Xu Guanzhong.
Yum General Han Tao and Tianmu General Peng Qi were the training envoys of Yizhou Regiment before they followed Hu Yanzhuo to attack Liangshan. After arriving at Liangshan, Chao Gai intended for them to be on an equal footing with Hu Yanzhuo and lead the troops alone, but they volunteered to become Hu Yanzhuo. Lieutenant General Chao Gai didn't want people to misunderstand that he was worried about Hu Yanzhuo and the other three, so he made Han Tao and Peng Qi the deputy generals of Hu Yanzhuo.
When Daliang was founded, Han Tao and Peng Qi followed Hu Yanzhuo to attack Gyeonggi Road. He had many meritorious deeds, so he was promoted to general this time and commanded the new army.
Huang Xin, who was in charge of Sanshan, had always been the deputy general of Qin and Ming Dynasties. He had made great achievements in capturing Jingdong and Hedong. In addition, he was senior enough to be promoted to general.
(The captain of ten thousand is the general, the captain of thousands is the captain, and the centurion is the captain.)
????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? out of the generals are Jingmu Yanhaosi who has been Guan Sheng's deputy general, Chou Jun Ma Xuanzan, Wu Yujian Zhang Qing, and Black Whirlwind Li Kui.
Although Li Kui is also a general. But he was only a general, and did not get the actual position of captain of ten thousand men. Li Kui didn't want to lead troops, and of course he couldn't lead 10,000 people.
The desperate Saburo Shi Xiu, the vanguard Suo Chao, the red-haired ghost Liu Tang, Jiuwen Long Shi Jin, the holy water general Shan Tinggui, the divine fire general Wei Dingguo and others were under Lin Chong's command, because Lin Chong's tribe never got a chance to fight, so they There is no meritorious service. Unable to get promoted.
Because Lin Chong had so many elite soldiers and generals under his command, Chao Yong was assured that Lin Chong would lead his troops to annihilate Wang Qing alone.
Chao Yong was not bluffing, pretending that one hundred thousand soldiers and horses were called two hundred thousand, three hundred thousand, or even five hundred thousand, but actually 110,000 soldiers and horses.
Also sworn to go on the expedition were Lin Chong's 10,000 troops and Zhu Wu's military advisor. Shaanxi had already mobilized 50,000 troops. Will meet Lin Chong in Xijing.
Although the two armies of Daliang did not send many troops, they had the potential to shock the world.
¡°These days, through newspapers and word of mouth, the news that the prince built the spaceship has spread all over the world.
Facing the Liang army that can fly into the sky. Resistance undoubtedly requires a lot of courage, not to mention that Daliang had just wiped out Xixia.
As soon as the two armies moved, many state capitals who had surrendered to the Southern Song Dynasty and Wang Qing surrendered.
There were some state capitals on the east and west roads of Huainan north of the Yangtze River that surrendered to the Southern Song Dynasty, but they heard that the army was moving south. Many officials either abandoned the city and left, or opened the city and surrendered. There was no battle, and the 110,000 troops led by Chao Yong arrived at the edge of the Yangtze River.
The main enemies of the Song Dynasty were the Liao Kingdom and Xixia, and the army was mainly infantry. The navy only had two tiger-wing naval forces under the Dianqian Division and the Infantry Division. Under the command of Gao Qiu, the Tiger Wing Navy has long become an acrobatic performance team and has completely lost its combat effectiveness. Therefore, when Cai You attacked Liangshan, he mobilized the Yangtze River Navy led by Liu Menglong.
The Yangtze River Navy led by Liu Menglong can be said to be the largest navy in the Song Dynasty. Apart from this navy, there are only one or two sporadic commanders of the navy in various places. It is more appropriate to say that it is hundreds of soldiers and horses who can maneuver boats.
The navy in Daliang was composed of fishermen from the rivers of Liangshan and the Dajiang navy who surrendered under Liu Menglong. The warships were built in Liangshan and obtained from the Huyi navy. It can be said that they are well-equipped and strong.
After Liu Menglong's navy was defeated and returned to Liangshan, the Song Dynasty did not have time to rebuild the navy in Dajiang.
After Tong Guan established the Southern Song Dynasty in Huzhou, people began to rush to build warships and recruit naval forces, hoping to intercept Daliang soldiers and horses in Dajiang. At the same time, troops and horses were recruited in various prefectures in the south of the Yangtze River to prepare to resist the southward movement of Liang.
Hou Jian flew into the sky, and after Chao Gai announced that he would send troops to exterminate Wang Qing and Tong Guan on the first day of September, Jiangnan was greatly shaken.
Tong Guan supported Zhao Zicheng, a direct descendant of Song Taizu Zhao Kuangyin, to establish the Southern Song Dynasty. Within a few months, the state capitals south of the river surrendered. However, Tong Guan's soldiers were divided by Fang Baihua's design, and the Western Army returned.??Daliang, after Daliang wiped out Xixia, after this series of things spread, many state capitals were shaken.
The state capitals that the Southern Song Dynasty could really control were only a dozen or so state capitals on Jiangnan East Road, which were almost the same as Lu Shinang's power. Not to mention compared with Daliang, they were even weaker than Lu Shinang's power. few.
After Tong Guan's personal army collapsed, there were no more soldiers to fight on Jiangnan East Road. Under pressure from Daliang, the Southern Song Dynasty recruited 200,000 soldiers and horses from Jiangnan East Road. In the past, the big families in Jiangnan took the initiative because they were afraid that Daliang would kill them. Provide money and food to support the army. However, Daliang wiped out Xixia and granted amnesty to the whole country, including the people south of the river.
Those big households no longer have to worry about Daliang's post-Autumn settlement, so they are unwilling to spend money and food to raise soldiers for the Southern Song Dynasty. What's more, Daliang has already conquered the world. Even if they raise those new soldiers, they will definitely not be able to defeat Daliang's soldiers and horses, and they may even create more soldiers. New sins.
Whether it was the Southern Song Dynasty royal family, Zong Ze or Jiang You who came forward, these wealthy households all argued that the money and food at home were no longer enough. They were willing to pay money and food in proportion to the money and food like the common people, but they could no longer afford the large sums of money and food as before.
??The Southern Song Dynasty gathered many upright officials, and they vigorously prevented the imperial court from imitating Daliang and killing wealthy families. In the end, the Southern Song Dynasty imperial court could only increase taxes, and the heavy taxes made ordinary people miserable.
After the Daliang Amnesty, the harm to the people in various places in the south of the Yangtze River was almost eliminated, and many large households took the initiative to open warehouses and release grain to relieve the victims.
The era of great rule was just like this, but the Southern Song Dynasty was not happy. They know that the powerful people who harmed the people in the past have not suddenly become good, but they are afraid of adding new sins and letting Daliang rule the world and hold him accountable.
The people in the Southern Song Dynasty would rather these dignitaries continue to harm the people, which also shows that they will coexist and die with the Southern Song Dynasty. However, their sudden kindness shows that they are not optimistic that the Southern Song Dynasty can withstand Daliang. They felt that Daliang would dominate the world sooner or later, and they were afraid of settling accounts in the autumn. When Daliang's troops came to the city, they would naturally not resist with all their strength.
Not only the wealthy people think so, but also the common people under the rule of Jiangnan state governments.
Although the Southern Song Dynasty strictly prohibited the spread of Daliang's affairs, Daliang's great achievements continued to spread in the south of the Yangtze River under the infiltration of Daliang's meticulous work. Even many members of the Song Dynasty royal family who could not escape felt that they could not resist Daliang.
ps: (The emperor protected me and completed my ascension to immortality, and the awesome disciples of the immortal were hanging around in the city, ISBN 3025324 "The Emperor's General Mobilization") - Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report
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