-
Add Bookmark | Recommend this book | Back to the book page | My bookshelf | Mobile Reading
Free Web Novel,Novel online - All in oicq.net -> Historic -> Chao s Water Margin Text Chapter 466: Stealing Money Ticket Numbers
Previous page Return to Catalog Next page
- Unknowingly, the carriage drove into the palace.
Chao Yong went to the harem to pay his respects to the Queen He, and then came with the royal title of his personal soldiers.
Along the way, there was no need for soldiers in front to clear the way. When the people in the city saw the prince's honor guard, they respectfully made way for him. Although the roads on both sides of the royal road were not very wide, the people still crowded on both sides willingly.
Fortunately, the Royal Ticket Office is on the edge of the imperial road, not far from the palace, and Chao Yong and his party did not obstruct traffic for too long.
The main entrance to the ticket office has been closed, but there are still two ticket office guards in black standing at the side door.
You can enter the yard of the ticket number through the side door. During the day, carts of copper coins go in and out through the side door, and there is also a lot of traffic. But after the Shenshi, no one dares to approach the side door.
The guards with cold faces will also drive away those who go the wrong way or try to peek. Nowadays, no one knows that the royal ticket number is organized by the prince, and no one dares to break into the royal ticket number. Although it seems that the guards at the Royal Ticket Office are not very tight.
Of course, people still respect the royal ticket number more than fear it. The Royal Bank's monthly interest rate is one penny, which is an unprecedented low interest rate. It is much lower than Wang Anshi's Qingmiao Loan back then. Moreover, the bank has always been operated as a merchant and will not force people who do not need it to take out loans.
Daliang's young crop loans do not require interest, so the court cannot make a profit, which reduces the motivation of local officials to force rich people to borrow money. Even if some local officials force people to borrow money, the people will not suffer any loss. At most, they can just eat the grain distributed by the government and return the new grain when the harvest comes.
It is not only businessmen who borrow money, but also some people who are in urgent need of money. In the past, a sudden illness could bankrupt a middle-class family, not only because of the high cost of medical treatment, but also because the only thing in the world was loan sharks, who borrowed money to make ends meet. In the end, you may be asked to sell your house, land, or even your son or daughter to pay off the debt. With the royal ticket number, they can use their house deeds and land deeds to borrow some money for emergencies, and the low interest rates allow them to repay it slowly without overwhelming them.
Even if they don¡¯t need to use money, Royal Ticket Number can also make their spare money earn some interest. Although for most people, they don¡¯t have much spare money in their hands and they don¡¯t earn much interest, they still save their money one by one. And these small sums of money also have a greater effect on them.
After Chao Yong wiped out Xixia. Not only ordinary people are used to depositing money in the Royal Bank, but also large households are also depositing money in the Royal Bank. On the one hand, it is because there is no doubt that Daliang will dominate the world. On the other hand, it is also related to Chao Gai's announcement of amnesty after the news of the annihilation of Xixia. Big households no longer have to worry about being liquidated at any time.
In fact, Chao Gai just found a reason. After all, whether it is doing justice for heaven or killing corrupt officials, it is impossible to continue forever.
After the establishment of Daliang, even the big families who have been doing good for generations have to live on tenterhooks. In this era, morality has not yet been corrupted. Many big families have benefited the countryside for generations, building roads and bridges, and giving porridge and medicine when there is a famine. But a large household means a large number of people, and no one can guarantee that there will be no scum among them. Therefore, even people with good reputations are always on tenterhooks as they don't know when they will be sued by others to the Yamen.
After Chao Gai reorganized the officialdom, officials continued to reflect this situation. Of course, they didn't mean to loosen the rope around their necks. After all, the big investors were on tenterhooks. They were also tossing and turning.
After Chao Gai and Wu Yong discussed it, they also felt that officials and wealthy households were living in terror, which had seriously affected society, so they announced an amnesty for the whole country while Chao Yong was still on his way back. All past sins are forgiven, but the law will still be strictly enforced in the future.
"Amnesty for the whole world is promulgated." All the officials and wealthy households in the world were relieved, but they did not relax their vigilance either. Instead, he continued to strictly require his family members not to do evil things and to do more good deeds. After several months of large-scale inspections, more than half of the officials and wealthy households in various places had their homes confiscated and beheaded. They also saw Daliang's zero tolerance for the crimes of powerful people. They finally cleaned up their past sins, and no one was willing to put it around their necks. Noose.
Chao Yong came to the third floor from the back yard and saw Ren Jinnu already greeting him at the door.
"Welcome to the Crown Prince."
"boom"
Chao Yong entered the office with Ren Jinnu in his arms, kicked the door shut, picked up Ren Jinnu with his fingers, and said with a smile, "Are you waiting for me?"
Ren Jinnu looked at Chao Yong with dazzling eyes, and said coquettishly: "The slave family heard that the emperor and the prince were going to reward the three armies today, so they thought that the prince might come to look for me. So I kept watching the palace from the window. As soon as the prince left the palace, I I saw it. Look, I have prepared tea for the prince."
Chao Yong also caught a glimpse of the tea on the table. His big hands got into the slit of the beam robe, caressed Ren Jinnu's buttocks, and said with a smile, "You don't want to follow me back to the palace, why are you preparing the tea?"
"En"
Ren Jinnu moaned coquettishly, drew circles on Chao Yong's chest with his fingers, and said: "The slave family is going to report to the prince on the current status of the ticket number."
Chao Yong saw Ren Jinnu's behavior, picked up Ren Jinnu, and said with a smile: "It seems that you are holding back your nerves. I'll feed you first and then listen to the ticket numbers."
"ah"
Ren Jinnu let out a sweet cry, and was placed on the desk by Chao Yong, then pressed down hard on him.
A cheerful sonata sounded in the room. I don¡¯t know how long it took before the music ended, but the people hadn¡¯t dispersed yet.
Chao Yong hugged Ren Jinnu and sat on the chair. While playing with Ren Jinnu's upturned arms, he said, "Now you can report on the current situation of the ticket number."
Ren Jinnu snuggled into Chao Yong's arms with a satisfied look on her face. She was filled with hundreds of satisfactions at this time. Thirteen people in the palace were pregnant, but she was not one of them. During the absence of the prince, she could only focus on the expansion of the bank account, and achieved great results. Although it was mainly based on the royal prestige, her coordination was indispensable for the orderly development of the business. Therefore, as soon as the prince came back, she wanted to take credit, but yesterday the flowers were blooming, and it was hard for her to talk about the ticket number, otherwise she would inevitably become the enemy of all the concubines. After all, she was the only concubine in the palace who could go out to share the prince's worries.
But today, she expected the prince and the emperor to reward the three armies and would definitely return to the palace before evening, and the palace was next to the ticket office, so she had been waiting for the prince to arrive, even though the ticket office below had closed down, and the supervisor had already compiled today's accounts After sorting it out, she still didn't return to the palace.
The prince did not let her wait in vain. Ren Jinnu didn't want to be the general manager of the royal ticket account all the time, and she also knew that the prince would not always let her manage the ticket account. After all, she is the prince's concubine, so it is impossible for her to leave the palace every day, and she cannot appear in public, which always limits the development of some businesses. As long as the prince has someone suitable for him, that's the day she returns to the palace.
Ren Jinnu also knew that although her appearance was very beautiful, it would not stand out in a palace filled with flowers. After returning to the palace, the prince may not be able to favor her as much as he does now. Therefore, she has always thought about giving birth to a child for the prince, as the mother is more valuable than the child. This is never wrong in the royal family. As long as she can give birth to a prince, under her words and deeds, he will definitely become a pillar, and her status will be consolidated.
Without the royal ticket number, she would not have been favored by the prince the day after he returned. Therefore, Ren Jinnu is also very concerned about the work of the Royal Ticket Account, unless she has better support.
Hearing the prince ask about the ticket number, Ren Jinnu ignored his weakness, opened the drawer, took out an account, and said with a smile: "This is the newly opened semicolons during this period. Now there are thirty in total." There are three semicolons. Ten in Jingdong, ten in Hebei, ten in western Jing, and three in Shaanxi. I only started the layout after I got the news that you wiped out Xixia, so I was slower, but there are still some in Shaanxi. Seven branches are in preparation. They will be open within half a month. Next are Gansu Road, Qinghai Road and Ningxia Road. Qinghai Road and Ningxia Road are all on the border. After all, the business on the border should be better. A lot. It¡¯s just a matter of safety that I don¡¯t understand.¡±
Chao Yong was very satisfied when he heard that Ren Jinnu was making such rapid progress. He nodded and said: "Safety is not a problem. If anyone dares to invade my Daliang City, I will make them pay back ten times."
Listening to the prince's domineering answer, Ren Jinnu felt that his lower body was a little wet again, and said in a charming voice: "The slave family is going all out to prepare the semicolon of Gansu Road, Qinghai Road, and Ningxia Road. Some time ago, the Liao Kingdom also asked us to go The invoice number was issued, but I didn¡¯t dare to agree to it without the prince¡¯s instructions. Besides, we still have many state capitals in the country that don¡¯t have semicolons.¡±
Chao Yong asked curiously: "Who is coming from the Liao Kingdom?"
"Yel¨¹ Dashi, I heard that he was born in the royal family of the Liao Kingdom and was the number one scholar in the Liao Kingdom. As an envoy of the Liao Kingdom, he came to me in Daliang to ask for peace, but the emperor did not agree. He came here to see me and said that we could go to the Liao Kingdom. The Liao Kingdom provides us with houses and security for issuing tickets. He can also recommend Liao nobles and businessmen to our ticket numbers. The operation of the ticket number is so simple, they can do it themselves, but they come to take advantage of us. He didn¡¯t ask me to promote peace, but I still didn¡¯t dare to agree to it.¡±
Chao Yong did not expect that the Liao envoy was actually an old acquaintance of his. It can be said that he and Yelu Dashi had an alliance. The Liao Kingdom sold Liangshan war horses, and Liangshan was responsible for containing the Song Dynasty. However, after Liangshan destroyed the Song Dynasty, Yelu Dashi betrayed the alliance whether voluntarily or forced, and led his troops to invade Hebei southward. As a result, he was attacked head-on by Chao Yong, and Yelu Dashi was captured alive. If it hadn't been for the ransom paid by the Liao Kingdom, Yelu Dashi might have been dead.
No matter what, after a fight, the friendship between the two was gone.
"If he can't do it himself, thenEven the emperor of Liao could not do it. "
Ren Jinnu was puzzled and said: "Why, the principle of the ticket number is very simple. It collects everyone's money at a low interest rate, and then releases it at a high interest rate."
Chao Yong shook his head and said: "The reason is very simple, but the powerful people all over the world are lending money at high interest rates. Opening a bank is to rob all the rich people's money. The emperor of the Liao Kingdom is no match for the powerful people of the Liao Kingdom. If I didn't have military power in my hands, Daliang would have lost his money." It had just been established, and the imperial ticket could not be maintained. Wang Anshi was so strong at that time, but when the Qingmiao loan came out, he offended the world's powerful people, and his reform did not last long. "
Ren Jinnu nodded and said: "The prince is wise, Daliang is newly built. Most of the powerful people in the court are from rough backgrounds, and the ticket numbers will not affect their interests. If Daliang has been passed down for several generations, these powerful people are intertwined, and if they want to issue ticket numbers, I am afraid they will also Will jump out and object."
Chao Yong touched Ren Jinnu's silk-smooth skin, nodded and said: "Smart, change of dynasties, and everything is waiting for improvement. It is a good time to carry out drastic reforms. Otherwise, once the new rich in the dynasty pass down the family for several generations, they will also become resistance to the reform. . So I can open this ticket, but the emperor of Liao cannot open it. If I open it, no one will rebel, but if he opens it, all his generals will rebel."
Although Chao Yong said it was easy, Ren Jinnu also knew that things were not that simple. Although the people who changed dynasties every time were heroes of the day, these founding emperors did not dare to make drastic reforms, but wanted to let the two dynasties transition as gently as possible.
Only an unprecedented hero like the prince dares to overturn all the old rules. Ignore the powerful people in the world and establish the dynasty you want.
"Thousands of people have gone to me, but what a spirit this is."
Thinking of this, Ren Jinnu was completely wet. He lay on the desk, raised his perky buttocks, and said in a charming voice: "Prince, fuck me."
"Little nymphomaniac."
Chao Yong didn¡¯t know what was wrong with Ren Jinnu, but Ren Jinnu turned his head and showed a flirtatious expression. Not polite, he stood up, aimed at that small area, and slammed into it.
"ah¡¡"
Chao Yong gave Ren Jinnu a hard lesson for a while, but eventually, Ren Jinnu couldn¡¯t stand still. He could only be pinned down on the desk by Chao Yong and whipped to his heart's content.
"The prince is so domineering, the slave family is going to die."
After being a slave to Jin for a long time, when Chao Yong vented his anger, her voice became a little hoarse.
Ren Jinnu saw the tea next to him and asked, "Prince, do you want some tea?"
Chao Yong shook his head and said, "No need."
When Ren Jinnu heard that Chao Yong didn't want it, he stopped being polite. He picked up the tea cup and started drinking.
The tea in the cup has long since cooled down, but Ren Jinnu felt that the cold tea could not suppress her fiery passion, if not for her general weakness. She is willing to love the prince until eternity.
After drinking a cup of tea, Ren Jinnu felt his voice was better and said lazily: "Where did you say just now?"
Chao Yong smiled and said: "I told you that Yelu Dashi from the Liao Kingdom came to look for you."
Ren Jinnu nodded and said, "Well, he didn't just come to see me. I heard that he visited all the dignitaries in the city, but no one dared to accept his gift."
Chao Yong smiled and said, "You know all this?"
Ren Jinnu said hurriedly: "It's not that the slave family wants to spy on political affairs. The tabloids have published these things, and the people in the city are also talking about it."
Chao Yong thought for a moment and then smiled and said: "It's rare that the Central Plains can make the Liao Kingdom surrender. The people will naturally be happy. The tabloids publish these things, which is also a big selling point. If you agree to go to the Liao Kingdom to open a semicolon, I am afraid that the powerful people in the city will immediately Hui accepted the gift from Yelu Dashi and began to support the peace negotiation between the two countries in the court. "
Ren Jinnu thought for a moment, then understood, and nodded: "Yel¨¹ Dashi wanted to use the prince's power to reach a peace agreement, but unfortunately I didn't dare to make the decision, and no officials in the city dared to step forward, so he could only go back in embarrassment. "
Chao Yong smiled and said: "You did a good job this time. Let's not talk about him. The Liao Kingdom is already declining. Even if I don't send troops to attack Daliang, the Liao Kingdom will not be able to sustain it for a few more years. Let's talk about our ticket number, San Thirteen branches, do they have a general ledger now?¡±
Ren Jinnu opened the last page of the account and said: "Our delivery system is still being established, and now there is a lag of ten days in delivering accounts with semi-colonies from farther away. As of today, I have received all the accounts, and all ticket numbers have deposited two Eighteen million guan, of which 26 million guan was loaned, the household department deposited 10 million guan, and the rest was saved by the people. Even after excluding various expenses, we can earn nearly 200,000 guan a month. , that¡¯s more than two million yuan a year, and we only opened a semi-colon on three routes.¡±
Although there is still a big gap with the figures in Chao Yong's mind, Chao Yong is still very surprised. After all, he is thinking about the figures after spreading out to all states in the country.
¡°Why did you lend out so much?¡±
Ren Jinnu smiled and said: "The imperial court is currently selling properties confiscated by various states and some large pieces of land, attracting many large households and businessmen to lend money to purchase."
Most of the officials and big households in various places killed by Daliang were dignitaries of the Song Dynasty, and their properties and land were undoubtedly the best in the area.
The continuous land in the Song Dynasty was extremely scarce. The Song Dynasty did not suppress land annexation, resulting in frequent changes in land owners. It is said that there are 800 owners of land in a thousand years. Land owners change quickly, and large tracts of land are often divided and sold to many people. It is not easy for a large family to buy all the land. The land that can be connected into one piece, except for the circles drawn on the map where the land is expanded, is the real home of the rich and powerful. No matter how many owners there are on a piece of land, they can buy it all without being blackmailed. Of course, the things in the hands of these two people are not something that ordinary large households can covet. Now that Daliang has taken out these lands, those large households are naturally very tempted, and they will not hesitate to borrow money to buy these things that they could not buy in the past.
The imperial court fully opened the Salesian Hospital, the Nursing Home, the Anjiyuan, and the Luze Garden. Coupled with the natural disasters and military disasters this year, the imperial court's expenditures were very large. Moreover, the imperial court did not have the manpower to manage the large number of confiscated properties. Therefore, after Chao Gai discussed with everyone, he decided to sell most of the properties and a small number of fields. This would not only enrich the national treasury, but also reduce the burden of government management.
Chao Yong nodded and said: "I see, but these incomes cannot last long. We have to speed up the establishment of semicolons in order to stabilize the income of ticket accounts."
Ren Jinnu said: "Now that the crown prince is at the height of his power, it is very easy to open semicolons. It's just that we don't have enough manpower. Half of the maids trained in the palace have been used. If we want to open semicolons in all the state capitals, just the palace's maids There are obviously not enough people.¡±
Chao Yong smiled and said: "If there are not enough people in the palace, just recruit people from outside. Later, you can recruit a group of literate people, train them for a period of time, and they will be ready for use."
Ren Jinnu was born in a merchant family, so she naturally knew that many shopkeepers were hired. She had already had this idea, but she didn't dare to do it without the prince's approval. Now that he heard the prince's promise, he said happily: "That's easy to handle. The slave family will definitely let all the state capitals in the world have my royal ticket number as soon as possible." - Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report
- Previous pageCatalogNext page