In the eyes of many laymen, banks are a strange and deceitful species that always likes to rob the poor and give money to the rich and is willing to lend money to people who don't need loans.
When it comes to bank lending, especially overseas bank lending, what matters most is not the abundance or scarcity of fixed assets, but the company's prospects and sustained profitability.
For the aircraft leasing industry, as long as the demand for air passenger turnover is expected to continue to grow, the banking industry will open the door to the aircraft leasing industry.
Liang Yuan's expected operation routine is not surprising at all. It is nothing more than a complex international version of Mou Zhongzhong's replacement of aircraft. With the help of a law firm and an accounting firm, he used part of the start-up capital to open the leasing market, and then took the aircraft and leasing The cash flow generated by the contract is expected to be negotiated with the bank for a loan.
For example, if a CM200 regional airliner worth more than 20 million US dollars is operated by airlines in the era of regional aviation boom, the annual rent generated can be recovered in less than 7 years.
Take this lease contract and go to the bank to apply for a ten-year preferential loan for the aviation industry with an interest rate of less than 8%, and then expand it like a snowball. As long as the prosperity of the regional air transport market remains unchanged, this snowball chain can continue to be established. If you are brave enough, The fleet expansion kept pace with the market and managed to survive for more than ten years. When most of the leased aircraft had repaid bank loans, a world-class aircraft leasing company was officially born.
It doesn't matter if the air transport industry goes into recession halfway. After all, the cost of renting to airlines is much greater than the bank loan interest rate. If you don't make money, you can simply go bankrupt and liquidate the aircraft to the bank and walk away with the early profits. .
Of course, the most unlucky thing is that just after entering the market to expand its fleet, it catches up with the air transportation slump, such as 911 and other emergencies. If it cannot survive the crisis, it will have to lose money and go bankrupt before it can recover its capital.
Since Li Yuan was led by Li Yuanling into the aero-engine field, Liang Yuan has thoroughly studied the organizational structure and profit sources of the three global aviation power giants. Giants in the aircraft leasing industry such as GE Financial, The owner of the world's largest fleet, Liang Yuan has long been focused on it. For Liang Yuan, it is not a big problem that the aviation industry does not understand it.
Therefore, even if Tang Wan doesn¡¯t say anything, Liang Yuan will discuss the aircraft leasing issue at the Yuanjia Conference after this year.
"But since Logan mentioned it, it doesn't matter if we talk about it in advance. Rome was not built in a day, and this matter has to be discussed in the long term.
Tang Wan and Liang Yuan communicated for more than an hour, and found that their ideas were actually very similar. When Liang Yuan started to engage in aircraft leasing, in addition to knowing the general trend of regional aviation and copying GE's organizational structure, he also found a developing company. Ryanair, Europe's largest low-cost airline, has taken cover.
Tang Wan¡¯s original intention to engage in aircraft leasing was to solve the dispute between the four state-owned aviation companies.
British Airways, Air France and Lufthansa do not have the genes of low-cost airlines, and their business is mostly transoceanic and cross-state transportation. Naturally, they have doubts about the prospects of regional airliners.
Faced with this situation, Tang Wan planned to sign leasing cooperation agreements with three European airlines. After the CM series passenger aircraft are rolled off the production line, they will be purchased by a leasing company under United Airlines and then leased back to three European state-owned airlines. In this way, if the regional aviation market is booming, the three airliners will A major airline can just lease the aircraft directly and set up its own regional aviation subsidiary. In a recession, it is ten thousand times better to scrap the lease contract than to leave the aircraft empty.
Moreover, from the perspective of United Airlines, it is very easy to go to Europe to find a bank syndicate loan with a lease contract from the three major national airlines of Britain, France and Germany. Even if the regional aviation market boom predicted by Liang Yuan does not appear, cm passenger aircraft leasing If they don't go out, considering the Republic's demand for air transport capacity, these aircraft will not rot in the hands of United Airlines.
The problem with Tang Wan is that the foreign exchange that can be mobilized is limited. To implement the plan, he must obtain approximately US$400 million in start-up capital from Yuanjia.
With this start-up capital and snowballing loans, Tang Wan can build an aviation leasing company with a fleet of at least one hundred CM series regional passenger aircraft, which can solve the problems faced by at least five parties, including CM Aerospace.
If Liang Yuan had not successfully scraped thirty-six dollars from the South Korean consortium, Tang Wan would not have mentioned this matter to Liang Yuan. After all, even if Yuanjia's capital chain had been relieved to a certain extent, the tension was still quite tense.
However, after spending 3.6 billion US dollars, this amount of money is too huge. Even if Liang Yuan has any big plans, it will take a certain amount of time to simply spend this money. Therefore, Tang Wan feels that even if it is just two years, it will be a bridge. Once the regional aviation market prospered as predicted by Liang Yuan, the loan will be enough for United Airlines' aircraft leasing company to successfully lay eggs.
Liang Yuan and Tang Wan have the same goal, but their methods are slightly different, so there is no obstacle to communication between the two. Liang Yuan thought about itI have to tell Logan about the use of the US dollars from the South Korean consortium.
After all, the development of Haiji Heavy Four will not be possible sooner or later than Tang Wan. As the so-called industry has specialization, it is really difficult for Liang Yuan to set up a fighter main engine factory in China without Tang Wan to lead the way.
For the Republic's military-industrial enterprises, which have a prosperous foundation, without great gods like Ning Lei and Tang Wan to control them, a private enterprise with a little money is nothing. It also wants to lead the development of the Republic's next-generation fighter jets. You must have drunk too much. This is .
If it weren't for Ning Lei and Tang Wan, Liang Yuan's way of getting involved in the research and development of the Republic's next-generation fighter jets would have been to find a place to establish a country overseas, and then take advantage of the temporary difficulties of the Republic's military industrial enterprises to place targeted cooperation orders. This is how he would have to pray. The Republic is not too shady, so don¡¯t shrink things too much that you create with your own funds.
¡°Looking at the stealth fighter cooperation journey between Sanguoguo and Lao Maozi is enough to verify that simply having money is useless in the field of advanced fighter research and development. If you want to deceive you, you will be deceived.
Tang Wan looked at Liang Yuan in silence, thinking that Liang Yuan suddenly thought of something embarrassing, and said cheerfully: "Xiao Yuan, don't be embarrassed, if Yuanjia can't arrange the funds, just pretend that Aunt Ning never said anything about it. Son."
"There is no problem with the funds at all, but Aunt Ning had better discuss it with Uncle Ning on how to use it~"
"Discussing funds with your Uncle Ning? Your Uncle Ning's pocket is cleaner than his face. It's hard to say whether he has four hundred yuan in his body. What's the use of discussing it with him? If my girl hadn't left the card for him, I'd probably not even be able to buy groceries. Sorry."
"Logan Wan casually complained a little. When the twins heard their mother complaining like this, they asked again and again what was going on.
¡° Tang Wan stopped treating Liang Yuan as an outsider and just treated the matter as a joke.
It¡¯s interesting to talk about this. The biggest benefit of Logan¡¯s leadership in United Airlines is the convenience of visiting relatives.
The two girls followed Liang Yuan everywhere, and Ning Lei was far away in Lingnan. Without the convenient benefit of flying on a plane, it would be hard to say that Tang Wan would be so interested in United Airlines.
Not long ago, Tang Wan went to visit Ning Lei on the weekend. The couple hadn't seen each other for a long time. They decided to cook by themselves to have a little romance as an old couple. Tang Wan left in a hurry and left her bag at the United Airlines base in Beijing. She didn't have anything on her. Bring money.
So Tang Wan asked Ning Lei for 100 yuan for food and planned to go to the market to buy some food. As a result, Ning Lei rummaged through his body and every nook and cranny of the dormitory and only found more than 7 yuan in cash.
When Tang Wan asked, she learned that the day before, Ning Lei heard that the soldier he once led was having trouble with his family and had financial difficulties, so Ning Lei remitted all the cash he had to his comrades.
In the end, the couple, who had no money in their pockets, relied on the large-denomination credit card the twins had applied for for Ning Lei to withdraw cash across banks to avoid the embarrassment of borrowing money to buy groceries.
Tang Wan has been nagging Ning Lei for half the night. In Tang Wan's words, I expect you to support our mother. I'm afraid she would have starved to death on the streets long ago. It's okay if she can't support the family. My girl has to help you every day. You said you still have it. What's the use?
The two girls laughed very happily after hearing about their father's embarrassing incident. Liang Yuan didn't like hearing that his father-in-law was gloating about his misfortune, so he had to talk about the matter carefully.
"Aunt Ning also knows that the source of Yuanjia's large amount of funds this time lies in the Liwan oil and gas field in the Nansha Sea. Measured by the current international oil price, the entire Liwan is not far off, if not less than 100 billion U.S. dollars."
"Including the current negotiations with the Toyo Consortium, although Yuanjia has sold a lot of project equity at one time, the subsequent cash flow after the project is completed is still a huge figure."
"The entire Liwan area is less than 300 kilometers away from the Twin Reefs in the frontier confrontation waters of the South China Sea. If we had not turned against the Pacific Ocean, the effect of Uncle Ning's battle would definitely bring about twenty years of peace. Unfortunately, billions Wan Wealth touches people's hearts. I feel grateful to have ten years of stability now."
"The interests of the South China Sea are definitely a booster for Yuanjia's future development and are indispensable. Once there is police in Nansha in ten years, even if Uncle Ning doesn't fly a plane to the sky, what can we do to protect the interests of Nansha waters? Or to put it more extreme To defend Yuanjia¡¯s own interests? Are you still relying on the aging F14?¡±
"The shift and recovery of national economic priorities cannot be completed in ten or eight years. It is not as convenient as Yuanjia to make enough food and clothing by relying on the superiors to invest in the research and development of a new generation of aircraft."
Looking at people's hearts and listening to their words, a social master like Tang Wan could not guess that Liang Yuan's discussion of the use of funds with Ning Lei was nothing more than trying to make a fool of that 30 billion person. Give it a thorough hammering.
Calculating US$3.6 billion, in terms of purchasing power, RMB 30 billion is definitely a lot more.
Thirty-six billion U.S. dollars is not thirty-six yuan.??RMB, I heard that Liang Yuan had arranged it so easily. Even though Tang Wan had been used to seeing big scenes with Yuan Jia in the past few years, he couldn't help but sigh in his heart. Liang Yuan's ability to make money is unparalleled in the world, and his ability to spend money is probably the same. second to none.
For a moment, Logan forgot about the fact that United Airlines still needed a bridge loan of US$400 million. He stared at Liang Yuan's calm expression again and again. From the corner of his eye, he noticed the two of them staring at Liang Yuan with adoring expressions on their faces. My daughter, Tang Wan felt even more worried. It would take an unknown number of years for a boy like this to pop up in the world, asking Tang Wan to find another high imitation version