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Text Chapter 679: Inducing Shanxi Merchants

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    Seeing Fan Yubin's frightened Shen Zhenwu tried to calm down and said, "The real rise of Shanxi merchants in history started with the implementation of the 'open-China method' in the salt trade during the Hongwu period of the Ming Dynasty, right?"

    Most wealthy Shanxi merchants know the history of their family's fortune. Fan Yubin, as a member of the Fan family, is no exception. He hurriedly bowed and said: "The rapid rise of the emperor's holy Shanxi merchants is actually due to the 'opening method' of settling in the border areas."  And the subsequent "Zhese Method" Shanxi merchants simply could not reach the current scale. :Read the novel "The so-called "Kaizhong Method" was the "Calling Merchants to Transport Food" formulated by the Ming Dynasty in order to solve the problem of insufficient food and salary for the troops stationed in the north.  The "salt" policy encourages merchants to transport grain to the border. After receiving the grain, the grain government distributes the salt to the merchants. The salt merchants can use the salt to lead to the designated salt field to collect food, and then sell the food in the prescribed salt sales area to obtain profits.

    Subsequently, the government changed the payment of salt to merchants to direct payment of silver to transport military rations. It was not only difficult and extremely risky, but the rewards were also considerable. At that time, many Shanxi merchants followed the border troops wherever they went.  It was precisely because of the geographical advantages and the toughness and hard work of Shanxi merchants that they were able to rise rapidly in the middle and late Ming Dynasty.

    Zhenwu nodded slightly and said: "The northwest is not stable. Sooner or later, the imperial court will have to use Shanxi merchants to trust the northwest. The important task of transporting military supplies will have to fall on Shanxi merchants who are familiar with the roads beyond the Great Wall and can endure hardships."

    Hearing Zhenwu made it clear that he wanted to use him in the northwest, Fan Yubin couldn't help but was greatly impressed. He hurriedly bowed and said: "It is a great honor for Shanxi merchants to serve the imperial court."

    "This time the northwest is used again to not only completely stabilize the west, but also to vigorously expand the business area of ??Shanxi merchants." Zhenwu said slowly: "In this way, the commercial role of Shanxi merchants will be more obvious. In addition to overseas trade objects,  In addition to Russia, there will also be the Bukhara Khanate, the Mughal Empire, the Kazakh Khanate, and even as far away as Persia and the Ottoman Empire. In view of the fact that the court must guide Shanxi merchants well and must restrain them to prevent merchants from doing harm for petty profits.  The interests of the Qing Dynasty."

    ??Restraint? What kind of restraint method? Fan Yubin couldn't help but look up at Zhenwu. Zhenwu smiled slightly and said: "I will not interfere. You should know the business model of 'Four Dahengs' very well, right?"

    Could it be that Shanxi merchants were ordered to invest in the "Four Dahengs"? Fan Yubin couldn't help but wonder who in the world didn't know that the "Four Dahengs" were the property of the royal family. Who would dare to invest in Shanxi merchants? That would be throwing money into the water. He bowed hurriedly.  Shen said: "The wealthy businessmen of Shanxi have never been concerned about the officials and the people."

    As soon as he opened Zhenwu, he knew that he was worried that Shanxi merchants were not as good as Hui merchants.  Although he has a close relationship with officialdom, he never gets involved in officialdom.  They do not participate in officialdom disputes. They very wisely separate their own interests from those of the court. This is typical in business. They are only willing to obtain a business project from the court and do not directly intervene in the political circle.

    "I'm not asking you to buy shares in the 'Four Great Constants'." Zhenwu interrupted him and said: "I very much appreciate the Shanxi merchants' principles for doing business and hope that Shanxi merchants will become more pure businessmen. I hope that all businessmen in the world will uphold the Shanxi business philosophy."  Shang's style.

    I hope that all Shanxi merchants will unite to establish a large-scale bank similar to the "Four Constants".  Opening a semicolon to nearby countries or even to Europe and the United States will not only help strengthen the cohesion of Shanxi merchants but also help you develop trade. Isn't it better than burying money in a silver cellar?"

    Hearing this, Fan Yubin even breathed quickly. How could they not know about the business model of the "Four Dahengs"? It's not like they had never thought about opening another bank in Qing Dynasty that could compete with the "Four Dahengs" and use the wealth of Shanxi merchants.  It can completely suppress the "Four Great Constants", but everyone knows that the owner behind the "Four Great Constants" is the current emperor. Who has the courage to dare to stir up trouble in Tai Sui?

    He really didn't expect that now Zhenwu would personally ask Shanxi merchants to join forces to establish a bank comparable to the 'Four Dahengs'. Wouldn't this be self-destruction? Is there something unspeakable behind this?  Human purpose?

    After a slight pause, he bowed and said: "The emperor's 'Four Dahengs' now dominate the banks of the Qing Dynasty. The common people are worried that the large banks jointly established by Shanxi merchants will affect the profits of the 'Four Dahengs'."

    Zhenwu was slightly stunned when he heard this. Fan Yubin didn't have the courage to say this. This was questioning his intention. He then said slightly: "Monopoly can produce violence, but it is not conducive to development. Without competition, it is impossible to develop and change industries continuously."  All industries are the same. Don¡¯t forget that I am God, not business. What I would like to see is healthy competition and development in all industries. Only in this way can the country be peaceful and the people be safe.

    In the Qing Dynasty, Liao's business was complicated. There was only one large-scale bank account called "Si Da Heng", which was not conducive to the development and reform of the bank account industry. We hope that healthy competition can be carried out to avoid the bad situation of big stores bullying customers. We must not only encourage  Shanxi merchants who set up bank accounts should also encourage Huizhou merchants to establish bank accounts so that they can promote each other.  "

    Hearing this, Fan Yubin dared to be too busy and bowed and said: "The stupid people of the common people sincerely pray for the Emperor's forgiveness."

    Zhenwu nodded slightly and continued: "Business is just like officialdom. It is difficult to become rich by relying on small cleverness and power. The so-called small wealth relies on big wealth, but it is true that one can become rich with one word."There are many wealthy businessmen who are virtuous and trustworthy, but have no morals, cheat, cheat, cheat and cheat. Even if they are small, they are like a short-lived flower in the pan.

    My military ration transportation and subsequent development of clocks, pure and transparent glass, and other products produced by some workshops, including fire, will only be supplied to the best merchants in Shanxi.  "

    Fan Yubin's heart suddenly pounded wildly. Zhenwu made it clear that he would vigorously support the large stocks of Jinshang Bank. This was a once-in-a-lifetime opportunity for the Fan family. He hurriedly stood up and knelt down and said: "The emperor has taught the people that they will do what they want."  In order to follow the instructions of our ancestors, the prime ministers from generation to generation strictly order future generations to respect and refuse to advance to the merchants. The grassroots people immediately start preparations for its establishment."

    Zhenwu nodded slightly and said: "The Qing Dynasty will not only vigorously develop maritime but also inland trade. This is an opportunity for Shanxi and Shanxi merchants. I hope Shanxi merchants will not disappoint me."

    Fan Yubin's face immediately swelled and he kowtowed: "The emperor is so generous and generous. It is because of all the tens of millions of people in Shanxi. Shanxi merchants who dare to trust Shanxi merchants will definitely live up to the emperor's expectations."

    "Publish these words of mine." Zhenwu said with a smile: "Kneel down first."

    After Fan Yubin resigned, Zhenwu also relaxed and encouraged Shanxi merchants and Huizhou merchants to establish large-scale bank notes. This was not only to bind Shanxi merchants and Huizhou merchants, but also to fully implement bank notes. The "Four Constants" alone were impossible.  The Shanxi merchants and Huizhou merchants were too rich to popularize banknotes nationwide. Without their support, it would be impossible to fully popularize banknotes.

    These "Four Dahengs" outlets have been basically completed. With the background of the royal family and the two major advantages recognized by the government, coupled with low-interest loans and interest-free loans for disaster relief, the "Four Dahengs" have already become a well-known golden move even in the Jin Dynasty.  No matter how strong the financial resources of merchants and Huizhou merchants are, they cannot shake the status of the "Four Dahengs" in the ticket industry.  Moreover, the profit lost by the "Four Constants" from the gold mines and slave trade in Africa is already insignificant to him and can be completely ignored.

    However, Fan Yubin returned to his hospital and carefully recalled the conversation with Zhenwu. Only then did he suddenly realize that Dazhenwu actually used Shanxi merchants to open bank accounts to achieve the purpose of restraining Shanxi merchants. He set up a large-scale bank account to Shanxi merchants.  The money they buried in the silver cellar will naturally be dug out and deposited in the main account or distributed in various places, and it will be completely placed under the supervision of the imperial court. Shanxi merchants must pursue their interests freely in foreign trade.  Thinking about this restriction is more effective than any other method.

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    Thinking clearly, Fan Yubin couldn't help but sigh to himself, so what if he knew this? A group of wealthy businessmen would still rush in and spend all their money to bury it in the ground. How could it compare to the glory of the "Four Constants" of invoicing?  They were extremely jealous, not to mention the fact that just exchanging their banknotes for profit was like sitting at home collecting money.

    When he thought that Fan Yubin was sending people out to spread the news, he immediately returned to his study and wrote to a group of wealthy businessmen in Shanxi Province to send people quickly to summon everyone to come to discuss this matter. He did not dare to delay at all because Zhenwu specifically wanted to encourage them.  Huizhou merchants cannot lag behind Huizhou merchants in establishing bank accounts, and Shanxi merchants must seize the time to prepare and establish bank accounts as soon as possible to seize the market before Huizhou merchants.

    Zhenwu's visit to Taiyuan was naturally a great success for the people of Taiyuan. There was no entertainment in these days, let alone the Ming emperor. I was the biggest Ming Dynasty.  Follow all the details of Zhenwu's entry into the city.

    When the children of the Fan family spread the news that the imperial court was vigorously developing inland trade and encouraging Shanxi merchants to open invoice accounts, the whole city of Taiyuan immediately became a sensation.

    (.)

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