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- "Dr. Su, Tian Dongliang is here." Yang Ming opened the door and said specifically: "He is the manager of the Foreign Exchange Department of Bank of China."
"Are you here to persuade me to save money?" Su Cheng didn't even look up when he spoke. He had too many documents to sign.
Yang Ming nodded with a smile and said: "Qi Xiao is going to empty the foreign exchange account of the Bank of China to avoid inconvenience when using it. The total is about 220 million. The application submitted yesterday has been received from the Foreign Exchange Department today. The manager is here and seems to be in a real hurry."
Qi Xiao, who is in contact with the futures business, spends most of his time communicating with major banks, thereby investing large sums of money in the London futures market.
No matter how much money you have, in order to play a role in the futures market, you must go through banks and other financial institutions, and use your own funds purely to get involved in the futures market. It died out about 100 years ago.
The main banks that provide financial support and financing leverage to the Pan-Asian Fund are all European banks, including Fortis Bank of the Netherlands, UBS, Lloyds Bank of the United Kingdom and Santander Bank of Spain. They will provide a total of more than 300 billion U.S. dollars, perhaps as much as $600 billion in financial leverage. Because the Bank of China cannot provide financing services, the foreign exchange it holds in Dahua Industrial will also be withdrawn.
However, for the Bank of China, which regards foreign exchange as its life, having more than 200 million US dollars withdrawn at once is really life-threatening. Especially the foreign exchange department where Tian Dongliang works is under great pressure. The superiors do not care whether the money is withdrawn. Does it make sense? As long as they see the foreign exchange volume decline, all kinds of supervision and responsibilities will come one after another, not to mention that the business of the foreign exchange department may really be affected.
If a state-owned enterprise does this, Tian Dongliang will definitely exert huge influence through local branches, at least by using installment withdrawals to reduce his own pressure. Today's state-owned enterprises basically rely on loans to survive, especially policy-based low-interest loans, which are not only needed by state-owned enterprises. Ministries and commissions and local governments are also indispensable. No state-owned enterprise can be so independent that it does not need the support of bank loans. Even those enterprises that are in good operating conditions cannot be prepared for higher-level departments and lower-level departments that are not in good condition.
If it were other private companies, such a thing would not happen. The compulsory settlement of foreign exchange stipulated by the state would kill the bud as soon as possible. If you want to withdraw money, you can only withdraw RMB. For the bank headquarters, you can withdraw as much as you like, but it is not enough to go to the printing factory.
It just so happens that Dahua Industrial had its own foreign exchange account in the early years, and there was no problem of forced settlement of foreign exchange, nor was there any fetters between superiors and subordinates.
As for the companies in Dahua¡¯s supply chain. Not to mention whether they can be used to threaten Dahua Industrial, its own operating conditions do not rely on bank loans to survive. Many companies have huge incomes, and even large depositors or high-quality loans that local branches try to win over. Tian Dongliang was not allowed to exert pressure at will.
However, the Bank of China does not want Sioux City to withdraw more than 200 million US dollars in foreign exchange. This way. All the pressure was concentrated on Tian Dongliang.
In fact, Tian Dongliang was more anxious than he thought. He only saw the application form yesterday afternoon. After two phone calls, he understood that the situation was urgent. He took only one assistant and took a red-eye flight to London. , Not going to rest despite being so busy.
Follow Yang Ming into the suite. Sitting in front of Su Cheng, Tian Dongliang's sleepiness caused by jet lag was gone. He lowered his eyebrows and said cautiously: "Dr. Su, we don't dare to object to you using your own money, but we do have some concerns. The futures market is unpredictable. Anyone who knows this well will make mistakes sometimes. You have just started to get involved. Is it a bit too risky to take out all your funds? "
Tian Dongliang sounded as if he was thinking about Su Cheng. But he spoke very quickly, showing his anxiety after all.
Su Cheng¡¯s eyes left the documents on the desktop and first looked at Tian Dongliang.
This is a young bank cadre, at most 35 years old, maybe only 30 years old. He is pale and thin, with thick knuckles on his knees.
After being silent for almost two or three minutes, Su Cheng said amid Tian Dongliang's anxiety: "Since Manager Tian knows about Dahua Industrial's preparations in the futures market, he should also understand that raising funds is essential. We are There are more than 200 million U.S. dollars in the Bank of China account, and it is impossible for it to remain there."
"I understand, I understand. Of course, what I mean is not to prevent Dahua Industrial from using the funds, but wouldn't it be better to use a little and get a little? In addition, I heard that the funds are to be transferred to a European bank account. In fact, it would be great if Director Su could withdraw the funds in batches." Tian Dongliang put his hands on his knees, tensed his arms, and sat upright. He also didn't expect Su Cheng to really keep all the funds, so withdrawing in installments was the best result. Although the peak isHarsh, but in my heart, I guess I can understand this result. When big banks face equally large state-owned enterprises and ministries, they usually can only take this approach.
Su Cheng¡¯s face showed no agreement or disapproval, and asked: ¡°You said it was taken out in batches, how long did it take?¡±
When Tian Dongliang heard that there was an opportunity, he hurriedly said: "It is said that futures trading often lasts for about half a year. If Dahua Industrial does not particularly need it, it can be withdrawn in five or six months Of course, three months is also good. Give it It takes us less time to prepare, and it will be easier for everyone to explain.¡±
Yang Ming glanced at Su Cheng and shouted: "Stop joking, will this money still be useful after three months?"
"It's okay to divide the two months into three times." Tian Dongliang followed suit and helped to imagine: "The first withdrawal is 30 million US dollars, the next time we will withdraw 60 million US dollars, and the next time we will withdraw 120 million US dollars, this is just right."
Yang Ming¡¯s face was dark and he said: ¡°The total is 210 million, what should I do with the remaining 20 million US dollars?¡±
¡°Oh, it¡¯s not a bad idea to put the change in your account. You can withdraw it if you want next time.¡± Tian Dongliang said it very naturally and smiled very naturally.
Su Cheng couldn¡¯t help but smile when he heard this, and thought to himself: It¡¯s not easy for banks now. Face is not as important as deposits.
Seeing Su Cheng¡¯s smile, Tian Dongliang was even more inspired and kept giggling. Speaking of which, although banks have great power, they have corresponding responsibilities. Especially bank employees around the 1990s all had the experience of pulling in deposits and savings, and even earlier. There are also the tasks of soliciting loans, and the savings banks at the bottom inevitably have various strange sales tasks. Selling to relatives and friends is probably earlier than the implementation of MLM groups, and the shamelessness has been developed long ago.
Yang Ming also saw Su Cheng's smile, and was afraid that he would agree, so he quickly said: "Manager Tian, ??it's time for us to spend money. We can't wait for two months, so we can leave some change in the account, but it can't exceed One million US dollars, more than 20 million US dollars cannot be used for nothing.¡±
"So nervous." Tian Dongliang smiled awkwardly and changed the topic: "How about you leave more funds in the account. I can find a way to give you a loan?"
Yang Ming¡¯s eyes lit up: ¡°Loan US dollars?¡±
"Here RMB. I'll lend you a little more. How about 2 billion RMB?" According to the listed price, 220 million is already 1.8 billion. What's more, the RMB in the 1990s was still overvalued. Bank loans It¡¯s also relatively casual. It is very simple for an institution like Bank of China to approve RMB 2 billion. Dahua Industrial once had a loan of RMB 20 billion through China Shipbuilding Industry Corporation, and the interest spread was quite large.
In the futures market, RMB has no role. Dahua Industrial itself has a lot of RMB funds, so it was naturally rejected by Suzhou City.
Tian Dongliang said a few more words with a bitter taste in his mouth. Still not getting consent, he said dejectedly: "Since Director Su insists, the bank will transfer the money as scheduled."
Su Cheng was a little surprised by the happy response. He smiled and said, "I thought you had some big moves."
"Ultimate move?" Tian Dongliang thought for a moment before he understood the word, scratched his head and said, "Our request is too much. No matter what, we are the biggest depositors."
"You are quite easy to talk to." Su Cheng patted his shoulder with appreciation.
Tian Dongliang smiled toothily as if he was being praised. In an instant, Tian Dongliang's smile stiffened. I wanted to give myself a slap in the face, thinking: How cheap am I? I haven't accomplished anything yet, and I am still complacent just for the words of a young man.
When talking, Tian Dongliang regarded Su Cheng as the chairman, but when he came to his senses, he realized that the Su Cheng in front of him was a young man under 30 years old after all. Even in a banking system that is serious about promoting knowledge and youth, it is difficult for someone under the age of thirty to get a manager position, and it is very difficult for those two levels below. Before today, it was difficult for Tian Dongliang to imagine his current working situation.
Su Cheng is satisfied. As far as the current policies and services in the country are concerned, no one can make people more comfortable than Tian Dongliang.
He quickly made a decision and said: "Let's withdraw the money a few days later. Divide it into two times, half each time, and then withdraw it all at the end of the month. Will this make it easier for you?"
"Ah? Ah, that's great. Thank you, Mr. Su." Tian Dongliang was temporarily absent-minded and then happy. He had no hope and received a small feedback, but he was even happier than when he got the consent at the beginning.
Su Cheng put his hands in his trouser pockets, stood up with a very handsome posture, and asked: "You just arrived in London, how many days do you plan to stay?"
"How many more days can we stay" Tian Dongliang didn't understand what Su Cheng wanted to do.
"Now that you're here, how about staying a little longer?"
"This I should be able to keep it for a few more days."
"Your accommodation expenses during your stay in the UK will be reimbursed by Dahua Industrial.""It's okay to stay for two months." Tian Dongliang reacted as quickly as a mole being smashed.
"That's good. During this time, come with me to the exchange. You haven't been to the London Futures Exchange, have you?" Su Cheng walked away without waiting for his answer.
Tian Dongliang had no choice but to follow behind, thinking to himself: Although the withdrawal was only delayed for more than half a month, the bosses should be satisfied. It is better than nothing, right? Ordinarily, Su Cheng took care of everything, but he should use some skills when explaining.
In a daze, he took a car to the London Futures Exchange. In a daze, he followed Su Cheng into the hall behind the large column. Then, in a daze, he listened to Su Cheng introducing him to others: "This is Tian Dongliang, the manager of the Foreign Exchange Department of the Central Bank of China. He is also our Dahua Industrial contact person at the main bank"
¡(To be continued. If you like this work, you are welcome to come to Qidian to vote for recommendations and monthly votes. Your support is my biggest motivation. Mobile phone users please go to m. to read.)
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