Add Bookmark | Recommend this book | Back to the book page | My bookshelf | Mobile Reading

Free Web Novel,Novel online - All in oicq.net -> Romance -> Arrived in South Korea

Text Chapter 48: The genius cheated over a meal

Previous page        Return to Catalog        Next page

    Perhaps because he didn't get a good rest, the man's face looked a little pale.  It's like staying up all night and then not sleeping all day.  The clothes on my body were also dusty, as if they hadn't been changed in a long time.  In short, it¡¯s a bit of a fashion version of Brother Sharp.  but.  The man's eyes were extremely sharp, and there was an unquestionable confidence in his words and deeds.  Like dusty gold, its dazzling luster is only temporarily concealed.  It's like waiting for someone to wipe away the dust and let it shine again.  .  .

    "Besides, I'm not just freeloadersthere are things of equal value exchange here"

    The man waved a dozen papers in his hand and said loudly to the manager opposite.

    "You know what? What is this? This is money."

    "A lot of moneymoney, do you understand?"

    The voice is getting louder and louder.  It has successfully attracted everyone in the restaurant.  The manager looked very unhappy, his face was red but there was sweat on his forehead.  First, he is very angry at the idiot man in front of him, and because of the current impact once the general manager knows about it.  Then I'm afraid I really won't be able to keep my job.  Just when he didn't know what to do.  There was a sound from the screen by the window.

    "I wonder if this gentleman would be honored to ask you to come over there and have a talk."

    An old man in slightly formal attire walked towards us.  He walked slowly and calmly to the two of them.

    "Hello, could you please come over there and sit for a while? There is someone there who wants to hear about my husband's plan to make a fortune."

    "Oh?" The man glanced towards the window.  In the haze, a figure held a cup in his hand and gestured this way.

    "No problem, it's just that my body is very empty now, so"

    "It doesn't matter, then please" The old man walked respectfully in front of the man to the right and led the man to his seat.  .  .

    Han Jiahang faced the man's slightly cold but aggressive gaze with a smile.  The handshake was strong, not painful but very oppressive. The man was very confident and strong.

    "Hello, sir, my name is Han Jiahang." Standard Chinese with a bit of old Beijing accent.

    There was a bright flash of light in the man's eyes, but he returned to normal in an instant.  Men have strong self-control and are very rational.  .  .

    "Are you Chinese?" The voice was low but steady and powerful. Although there was doubt, the speaking speed was ordinary.

    ¡°No, I¡¯m Korean.¡±

    "Oh?" The surprise in his eyes increased a lot.  "Really? Then Mr. Han is really powerful."

    "Chinese is difficult for foreigners to learn. Especially Mr. Han, who not only speaks standard but also has an authentic Beijing accent. To be honest, if Mr. Han didn't speak it, I'm afraid I would have mistaken him.  We are compatriotshehehe"

    The man laughed at himself, and the curious look in his eyes became much more intense.  Then, he straightened his clothes, looked at Han Jiahang and said.

    "Formal introduction, my name is Hua Zijian. I am Chinese American."

    "Hahaha, you're welcome. Let's sit down first and talk while eating. I'm very hungry." Han Jiahang joked, "Can Mr. Hua stop being hungry when he sees me curious? I'm really honored.  Yeah"

    "Ah Hahaha" Hua Zijian was stunned for a moment and then laughed.

    The three people at the table didn¡¯t show too much politeness when the food they ordered came. They all took their chopsticks and settled their food and clothing first.  Although there is still a gap between it and pure Chinese food, Han Jiahang is still very happy after having not eaten Chinese food for a long time.  .  .  After half the time, my stomach finally stopped protesting.  Han Jiahang started the topic.

    "Mr. Hua, I wonder where you are employed."

    "Oh. Don't mention it. I'm unemployed now, and the company closed down due to business problems. So, I'm like this" Hua Zijian said pretending to be embarrassed.

    "Oh? I don't know Mr. Hua"

    Before Han Jiahang could continue speaking, Hua Zijian raised his head and put it away, "I'm older than you, so calling me Mr. Hua makes me really uncomfortable. If you don't mind, you can just call me brother."

    During the meal just now, Han Jiahang also discovered that this host is also a good person. He pretends to be a successful person in front of strangers and handles everything business.  Once it's cooked (this guy feels like he's already matured).  Then there is no need to worry.  Such people, once they get to know each other, are the kind of friends who care deeply about them.

    "Of course. You don't know, I'm so embarrassed. I'm 17 years old this year. Just call me Jiahang, hahaha"

    "OK"

    "That brother Jian"?What do you mainly do?  "

    "I originally opened an investment company with a few friends. It was good at first. The company also made profits. Later, the company was acquired by others. We became complete wage earners. I didn't expect that the leaders of the company were all idiots.  . Damn actually let the company touch real estate."

    Hua Zijian slapped the table angrily, his voice booming like thunder.  With him as the center, it spread to all directions.  Han Jiahang and Fu Bo, who were in the minefield, could only listen with smiles and endure the rain of saliva from each other.

    "In fact, it goes without saying that the gap between rich and poor in the United States should be known. The rich are definitely richer. The polarization is serious. Moreover, unemployment and re-employment are very common here, so it also leads to the instability of the income of these people. And  In the United States, these people whose credit rating does not meet the standards are called subprime credit borrowers, also called subprime borrowers.¡±

    Hearing this, Han Jiahang couldn't help but straighten up.  This is no small matter.  To know.  If we were to choose the financial event with the highest exposure in 2007, it would definitely be "subprime mortgages".  The subprime mortgage loans that became popular during the U.S. housing market boom can be said to have completely sounded the horn of the world economic crisis.  It has become a nightmare for global financial markets.

    In the summer of 2007, the U.S. subprime mortgage market crisis broke out in full force. Home foreclosure cases reached an unprecedented scale. The housing market plummeted and severely hit the U.S. and global financial markets.  In the intensifying subprime mortgage crisis, many hedge funds fell, and many well-known European and American investment banks were shot down one after another. The stocks of financial institutions plummeted, and the capital chain was on the verge of breaking. Capital bubbles followed and gradually spread into a systemic crisis.  The financial crisis is also the most serious crisis in the US financial market in 20 years.

    Economic globalization allows the world to share the fruits of economic growth, while also revealing the risks brought about by financial globalization through the subprime mortgage crisis.  The "butterfly effect" of the subprime mortgage crisis continued to emerge, and soon its shadow began to spread, affecting the global financial market.

    The most direct impact caused by the subprime mortgage crisis is the collapse and bankruptcy of banks.  At the corporate level, investment banks have set off a wave of CEO dismissals.  The city gate caught fire, affecting the fish in the pond.  Originally, the subprime mortgage crisis basically occurred in the United States, but in the end it caused major developed countries to face the risk of declining economic growth.  In the face of the possible spread of the crisis, the government's "market intervention" measures have come into full force.  European and American central banks have adopted measures such as cutting interest rates and injecting capital into the market to appease investor confidence. Responding to the subprime mortgage crisis and stabilizing the financial market have temporarily become the focus of various countries' monetary policies.

    It can be said that this little butterfly not only caused a tornado.  It also brought about a world financial tsunami.  Because of the subprime mortgage crisis and later the national credit crisis.  The impact is not only widespread but also particularly profound.

    However, despite knowing this, Han Jiahang is not particularly clear about what subprime loans are.  And maybe you can understand it today.

    ¡°And these subprime borrowers want to buy a house, but they don¡¯t have the money, what should they do?¡±

    "It doesn't matter, can you get a loan? The bank will give you a loan."

    "Can't afford the down payment? We offer zero down payment!'

    "Worried about the high interest rate? We offer you a preferential interest rate of 3% for the first two years."

    "Don't have money to repay the loan every month? We only charge interest for the first 24 months. The principal can be repaid in two years, but we can't repay it in two years? No, the house price is so fast now. It's several times a year.  Two years will definitely be no problem. Moreover, not only can you pay off the loan, but you can also make a fortune"

    Han Jiahang nodded, indeed.  You don¡¯t need to spend too much money, but you can get several times the benefits in a short time. As long as smart people will do it.

    "As a result, the bank lent a large amount of money to these people, but the bank could not run out of money for daily operations. Therefore, it took these contracts to invest in the fund to borrow money. And the investment funds regarded these documents as  Bond-like certificates were traded. Slowly, such a market was formed"

    "But, isn't this very risky? If the lender really fails to pay, then"

    "Well," Hua Zijian took a sip of tea and nodded and continued, "Yes. But it is indeed profitable. If that is the case, the bank will directly handle the borrower's house. In two years, house prices will definitely rise.  A lot. Then you won¡¯t have anything to worry about"

    "However, the key point is that there is a big bubble in the real estate industry in the United States now. Excessively high housing prices have caused many people to be unable to accept the houses for sale. Just like this, there is a little backlog. Banks have large deficits for their own credit.  "

    ¡°So, I think that once this dreamy bubble bursts, it will probably be a disaster for the entire Wall Street.It¡¯s difficult, and it¡¯s not an exaggeration to think of another ¡°911¡± attack.  It may even be the first time that the economy of the entire United States, and even the entire world, will be affected.  "

    "Moreover. On February 27 last month, the Dow Jones 30 industrial stock average price index in the New York stock market fell sharply by 546 points intraday. There are also some data performance. The day when the bubble bursts will not be too long."

    Hua Zijian frowned, holding his chin with his hand, his eyes shining, thinking and talking about his thoughts.

    Han Jiahang suddenly felt a chill all over his body, and all the hairs on his body started to count.  Oh my god, who is this?  I know this because of my rebirth, but the other party can do this just by relying on some abnormal phenomena.  This person must be fought over.  It's much easier with his help.

    "Um, brother Zijian, you don't know how to use the magic stick, do you?" Han Jiahang asked with excitement and fear in his heart.

    "Tch, what are you talking about? I don't believe in that stuff." Hua Zijian glared at the other person and continued.  "At such a good time, if you have the funds, it will definitely be a good opportunity"

    "Oh. What if I can provide myself to you, are you sure, Brother Zijian?" Han Jiahang adjusted his mind and finally asked his question.

    "You? Don't tell me to give you 500 US dollars." Hua Zijian looked at Han Jiahang's calm look and said jokingly, "If it's 500 US dollars, just treat it as a loan to me. I will pay you back then."  , at least enough for living expenses for a period of time.¡±

    "Brother, I'm not kidding you. What I said is true."

    Looking at the other party, Hua Zijian didn¡¯t want to take the joke, and Hua Zijian thought about the process of communicating with the other party.  His attitude has also calmed down a lot.

    "If it's true, how much money can you give me?"

    "How much do you need."

    "Of course the more, the better." Hua Zijian looked at Han Jiahang and said.  After thinking for a while, he said, "It needs at least 1.5 million US dollars."

    Hiss.  .  .

    Hearing what the other party said, Han Jiahang couldn't help but take a breath of air.  My mother.  This is almost double my own assets.  If I had so much money and was still in the United States, I would have given it to the old man long ago.

    "Well. I don't have that much now. I can't take it out at once."

    ¡°I only have $850,000. If you don¡¯t want that much all at once, I think it should be fine.¡±

    Hua Zijian thought for a long time.  Finally, he looked up at Han Jiahang and said.  "If it's true, then I think it's OK."

    After saying that, he stood up and suddenly stretched out his hand coquettishly and said, "Then the boss will take more care of you."

    Forehead.  .  .  .  .  .  .

    It's that simple?  I actually picked up a genius in one meal.  .  I'm not dreaming.  .  .
Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report