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Volume 4: Time flies, Chapter 574: The second step of attracting people

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    When they arrived at the hotel, You Juan was waiting downstairs. In front of her father-in-law, this beautiful young woman still didn't change her aggressive nature. If Wen Liang hadn't smiled and raised her hand to block it, she would have grabbed her arm and leaned against her.  Come on.

    "How about it, you're not angry, are you?"

    You Juan was straightforward and enthusiastic, and expressed her concern in a way that even a shameless person like Wen Liang couldn't handle. She looked to Qu Donghai for help.  Qu Donghai coughed, but before he spoke, You Juan said softly: "Dad, tonight is all because of me. That Liu Jiang deliberately came to cause trouble. If Mr. Wen hadn't helped, my wife would have been bullied to death!"

    Qu Donghai obviously had nothing to do with his daughter-in-law. Hearing this, he could only laugh and said: "Then I will give Mr. Wen a few glasses of wine later to express my gratitude!"

    "Well, that's for sure! Mr. Wen, please come here, I'll have the kitchen carefully prepare a large table of food and wine"

    The four of them changed to a private room with better privacy. During the dinner, they drank wine and chatted among themselves, but the guests and hosts enjoyed themselves.  After drinking for three rounds and his face was full and his ears were warm, Wen Liang asked in a low voice: "Mr. Qu, have you recovered the money?"

    Qu Donghai nodded and said: "You promised that the loan could be borrowed for up to three months. To be on the safe side, I finalized the contract within two months. Five days ago, the principal and interest were all paid into the account!"

    Qu Rong was confused when he heard this, but he also knew that this was a private business between Wen Liang and his father. He was not qualified to ask, but You Juan was not as sensible as him. While pouring Wen Liang wine, he asked curiously: "What money?"  , and there is interest, are you a loan shark?"

    Since Wen Liang mentioned it in front of them, he naturally had no intention of hiding it and said with a smile: "Sister-in-law, what you said is too ugly. Even if a private enterprise has connections in the bank, it will take months of lip service to get a loan. In an emergency,  , or if there is a problem with capital turnover, a hero will be stumped by a penny and even want to hang himself. Therefore, short-term lending to companies with abundant funds is two different things from loan sharking. "

    You Juan works at the China Investment Promotion Bureau and deals with various companies. She stopped holding the wine bottle in her hand and frowned: "Isn't this illegal?"

    This topic involves a very interesting paradox.  In 1996, the central bank promulgated the "General Principles of Loans". Article 61 clearly stipulates that enterprises shall not handle loans or disguised loan financing business in violation of national regulations. Generally, short-term lending contracts between enterprises are invalid based on this.  However, domestic laws have always had many loopholes. This is also because there is no experience in implementing a market economy.  Commercial law is complicated and needs to be gradually improved in practice. Therefore, when the "Contract Law" was promulgated and the Supreme People's Court interpreted several issues regarding the application of the "Contract Law", this interesting paradox emerged:

    The "Contract Law" and its judicial interpretations clearly state that the court cannot determine that the contract is invalid unless it violates state restrictions on operations, franchises, and prohibitions on operations under laws and administrative regulations.  The "General Principles of Loans" are administrative regulations, not administrative regulations. Therefore, only one of the "Contract Law" and the "General Principles of Loans" can be selected as the applicable commercial rules.

    So, which one is legal to choose?

    This depends on several provisions of the Supreme Court on judicial interpretation. Article 12 states: Judicial interpretation promulgates new laws.  Or it will no longer have legal effect after the original law is modified or abolished, or a new judicial interpretation is formulated.

    In other words, whoever was born earlier is unlucky. The "Contract Law" was implemented in 1999, and the "General Principles of Loans" was implemented in 1996, so in a sense, after 1999, corporate lending is not illegal.  In later generations, the Provincial High Court also made such a ruling, but it was a scam.  Some places still insist on declaring such behavior illegal, which is quite intoxicating to think about.

    But it is now 1997, and there are still two years before the "Contract Law" that creates the paradox is promulgated, so You Juan is right.  This is illegal!

    However, there is a saying that you should not blame the public. In 1997, the private economy had developed into full swing. Private lending had already become a common practice and even formed a unique code of conduct. This is similar to the behavior of later generations who purely used loan sharking to raise funds and make profits.  The fundamental difference lies in the healthy mutual assistance and mutual benefit between enterprises.  It has played a positive role in promoting the development of private economy.

    Qu Donghai said displeased: "I'm just doing a favor for my friend. What's against the law? You, a woman, don't understand business matters!"

    You Juan raised her eyebrows and said: "Dad, I really understand a little bit. If you just borrow money without charging interest, that's called helping. If you charge interest, it's a loan. Do you think you charge interest?"

    Qu Donghai snorted and said: "A whole 100 million, can't it be used by others in vain?"

    "Ah?" You Juan's charming, long and narrow eyes instantly became round, and her tone of voice became higher unconsciously, and she said, "One hundred million?"

    It¡¯s not that she¡¯s ignorantThe Qu family is not a poor family, but when they suddenly heard about 100 million in cash, they still couldn't bear the violent beating of their hearts.

    "What are you shouting for?" Qu Rong scolded You Juan and looked at Wen Liang with even more admiration. He would have known that his stalls were huge, including Qinghe, Xinxing, Chuangtu, Phoenix Bird, Materia Medica Ruolan, etc.  , are all star companies that make money and make their hands cramp, but I really didn¡¯t expect that they could spare 100 million in cash and lend it to others.

    What is this concept?

    Qu Donghai worked hard for decades to establish the Golden Dragon Group and developed it to where it is today. Although he has a big family and a big business, he can't say that he can easily raise 100 million in cash. This is not real estate, securities or stocks, or corporate valuation.  It's cash made up of old man's bills.

    One hundred million!

    Under the gaze of You Juan who seemed to want to strip him naked, Wen Liang said a little shyly: "Actually, it's not my money"

    This money is certainly not Wen Liang's. If Lei Fang were here, he would definitely remember that he had snatched away 100 million hedge fund shares from Wen Liang's plate. In order to prevent him from going back on his word, he also  Angrily, he borrowed 100 million in cash from Gu Shitong and Fo Ye.  After the 100 million arrived in Wen Liang's account, he handed the money to Qu Donghai, and through the Jinlong Group, which had a wide range of businesses, he released the money in batches for lending.  According to the short-term interest rate standards of the underground lending markets in the surrounding provinces and cities in Jiangdong, the interest earned in two months is as high as more than 5 million yuan. This is a friendly price, which is enough to cover the lifetime income of many people.

    Wen Liang gave Qu Donghai ten new accounts and asked him to deposit the money into different accounts in different amounts tomorrow. Then he apologized to Qu Rong and You Juan: "Brother Qu, Xixi is at home alone. You  Why don't you and your sister-in-law go back early? I will stay in Guanshan for a few more days and we can get together again when we find time."

    Qu Rong knew that it was inconvenient for him to participate in what was going to happen next, so he took You Juan, who still didn't want to leave, to say goodbye.  After the door was closed again, Qu Donghai's expression became heavy and he said: "Mr. Wen, what happened tonight"

    He is an old Jianghu, and just by listening to You Juan's narration, he understood that Wen Liang deliberately made things worse. Although he didn't know his intentions and purposes, given their relationship, they must fully cooperate, otherwise Liu Jiang would just be a plus.  It's not worth it to go to Gao Tianfang to ask Jiang Lei for favors, so he borrowed Hua Qichao to support the scene.

    "Mr. Qu, we have cooperated for such a long time and have trusted each other. I will not hide it and ask you a question. If Jiang Lei retires next year and Chen Zongzhi takes over, will Jinlong's life be easier?"

    Qu Donghai was silent for a moment, sighed, and said: "I am too close to Secretary Jiang. Although I have not offended Mayor Chen, there will inevitably be a thorn in his heart. As for how long or short this thorn will be, how long will it take?"  I don¡¯t know how much it will cost to kill Jinlong!¡±

    These were words from the bottom of his heart. Wen Liang expressed his agreement with Qu Donghai's prediction of Jinlong's future and said: "Mr. Qu can ask me the same question. If Jiang goes to Chenliu, will my life be easy? I can give you a clear answer.  The answer is that it must be difficult!¡±

    Not to mention Materia Medica and Xinxing, which are located in Guanshan and are currently managed by others, even other industries as far away as Qingzhou and Lingyang may not be able to escape.  Because once he became the secretary of the Guanshan Municipal Party Committee, Chen Zongzhi¡¯s position in public reports ranked first as member of the Standing Committee of the Jiangdong Provincial Party Committee!

    This is a vote on the Standing Committee, and it is also a qualitative leap from mayor to secretary. Wen Liang can ignore Mayor Guanshan, but there is no way to ignore such a heavyweight as Secretary of the Municipal Party Committee.

    Qu Donghai understood what Wen Liang meant. When the conflicts between Wen Liang and Chen could not be reconciled, if he wanted to eliminate the thorn in Chen Zongzhi's heart, in addition to taking time and cost, he must also completely draw a clear line with Wen Liang. He might even be forced to become  Chen Zongzhi deals with Wen Liang's pawns and cannon fodder!

    If it were another person, when his interests conflicted with those of the group, he would have chosen the latter without hesitation. But Wen Liang was different. He represented not only himself, but also the relationships throughout Jiangdong Province behind him.  Internet, from Yu Peidong to Yin Qingquan, from He Xihua to Zuo Jing, from Xu Fuyan to the promising Wen Huaiming, plus the hundreds of millions of contracts in Lingyang Port, and more importantly, Wen Liang himself represents  Many incredible and endless possibilities.

    Qu Donghai has a long-term view and must consider not only the present of the group, but also the future of his descendants. Opportunities with Chen Zongzhi may not be recognized by the other party for up to five or six years, but cooperation with Wen Liang can last for decades.  future.

    When you reach Qu Donghai's age, you will understand that many times, youth is the sharpest weapon!

    "In this case, I will not join in the fun of Mayor Chen's temple. There is only one sentence, no matter what time, Jinlong Group will cooperate withMr. Wen stands together!  "

    Qu Donghai didn¡¯t think about it for too long. Sometimes he shouldn¡¯t make a decision too fast, because it¡¯s easy to make mistakes if he¡¯s too fast, but sometimes he shouldn¡¯t make a decision too slowly, because if he¡¯s too slow, he¡¯ll lose opportunities.

    Wen Liang was waiting for Qu Donghai's words, and smiled and said: "Mr. Qu was wrong a bit. Chen Zongzhi's temple, so far, is only theoretically very big" (To be continued.)
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