Zhongqi Investment Bank's involvement in Thailand's financial industry is just an initial move. Their next target is the Thai Life Insurance Company. Then, they will move to South Korea, Indonesia, and Malaysia. With the financial crisis throughout Southeast Asia, Zhongqi Bank is taking It is expanding at an alarming rate by taking advantage of the crisis of bankruptcy and layoffs of other institutions, and launching new advertisements in various Asian countries. In an atmosphere of panic, Zhongqi Bank is using various methods to prove its financial management capabilities. and strong capital strength.
From May 1997, the financial crisis began to break out. In just half a year, Zhongqi Bank opened 14 new branches and more than 70 sub-branches throughout Southeast Asia, and launched its own Zhongqi Wantong Credit Card.
In a world of downturn and pessimism in the stock market, China Flag Investment Bank's subsidiary China Flag International Securities continues to expand. Using the two branch systems of China Flag Investment Bank and China Flag Investment Bank, China Flag Investment Bank also promotes its business to Southeast Asia. , and continue to expand its local business scope by merging local banks and securities companies, absorbing customers from the original merged companies, and absorbing new customers.
The more times this happens, the more vigorous expansion is necessary. The expansion itself is enough to prove that you are stronger than other institutions.
Yang Shaozong is actually not sure how much share he can expand in markets such as Indonesia, Malaysia, and South Korea, so he focuses more on Thailand.
From the beginning of the new year, everyone continued to analyze the current situation of the capital market and finally made new judgments. They took the short-selling Japanese yen exchange rate as the main target of the next round, and started short-selling in March 1998. Yuan and Nikkei, because the Japanese yen and Nikkei still have room to fall significantly.
Southeast Asia is the main investment and sales target of the Japanese economy. When Southeast Asia falls into an economic crisis, although it will have an impact on Japan in the initial stage, about a year later, this impact will really become a reality. , the Japanese economy will face very great pressure, including heavy investment losses in Southeast Asia, which will further trouble Japan as a whole.
It is still possible that the Japanese index will continue to plummet by 25 at the current level.
In March 1998, Japan and South Korea successively lifted bans on their own securities industries. Hong Kong China Flag Investment Bank's mergers with Japan's Sanyo Securities Company and South Korea's Luoguang Securities were all approved. By injecting US$700 million in capital, Hong Kong China Flag's China Securities Co., Ltd. Flagship Bank acquired equity in Korea Commercial Bank.
Domestically, the parent bank of China Flag Investment Bank joined hands with China International Trust and Investment Corporation and China United Financial Group to acquire China Reinsurance Company, and then merged the insurance businesses of the three subsidiaries and China Reinsurance Company into the new China Flag International Insurance (Group) Company, which owns Comprehensive insurance business coverage including personal insurance, property and casualty insurance, transportation insurance, auto insurance, medical insurance, accident insurance, reinsurance, etc., as China Trust Bank, China United Bank, China Bank of Communications, China Commercial Bank, China Banner Bank, China Banner The unified related insurance business of Wanguo Securities Company has also expanded to the entire Southeast Asian market through Hong Kong Zhongqi.
With this series of operational foundations, Zhongqi Investment Bank eventually transformed into a special financial group similar to Bank of America, with the ability to provide customers with securities, personal finance, financing, insurance, reinsurance, corporate financing, listing, consulting services, planning and a series of business scopes.
It is both for individuals and enterprises.
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The crisis in Southeast Asia seems to have made the country more closely aware of the huge risks of relying on the real estate and financial industries for economic development, and Singapore's ability to withstand risks is enough to prove that state capitalism is indeed the most suitable direction for China at present. .
In March 1998, after new renegotiation, the central government officially launched the new "Regulations of the Central Committee and the State Council on China's Real Estate Industry Reform". Although it did not directly follow the banner state model, it still absorbed Yang Shaozong's opinions and included low-income people. As an important component of affordable housing, including insured housing and public rental housing, local governments must maintain a 3:7 ratio between affordable housing and commercial housing. The land for affordable housing does not need to be auctioned, and can be built directly through government bidding. .
This regulation does not strictly define the proportion of low-income housing and public rental housing. Therefore, this is a very loose rule. Who is doing well and who is not doing well can only depend on the local conditions. Competitive trends.
In the words of Premier Rong, low house prices do not mean there is a problem with your governance, but if your house prices are high and people cannot afford them, then there must be a problem.
One of Yang Shaozong's biggest promotions to China's real estate reform is that he uses affordable housing as the government's main means to regulate housing prices. Even if 30% of commercial housing is reserved as public rental housing, as long as the rent of public rental housing is reduced, second-hand housing and investment in second housing The storage pressureOver time, it has grown into China's largest enterprise conglomerate economy. In 1997 alone, it contributed more than 90 billion yuan in profits and taxes to the country. The overall after-tax profit was 145 billion yuan. Among them, China Banner Investment Bank Head Office, Qizhen The six giants, China Group, Qifang Group, Meiqi Group, Silk Bao Group and Fuqi Group, have an after-tax profit of more than 60 billion yuan.
If the Shenzhou Group completes its transformation into China's first-class listed group company within five years according to its current plan, the level of after-tax profits will further increase.
Shortly after the publication of this book, the State Investment Bank of China injected an additional capital of more than 10 billion, and through the merger of China United Financial Group and Industrial and Agricultural Bank of China, it began to continuously increase its stake in holding companies of the China Banner Group. .
Before Yang Shaozong returned to the capital to attend the first pre-recruitment meeting for oil operating concession licenses, he and Prime Minister Rong reached a new consensus in February 1998¡ªthe Huaihai Municipal State-owned Assets Supervision and Administration Commission would withdraw its shareholding from the parent bank of Zhongqi Investment Bank. , 8 shares were exchanged for shares in Fubon Chemical, Conch Cement and China Steel Group Corporation, which are held by China State Investment Holding Corporation.
The comprehensive withdrawal of central and local state-owned capital will be very beneficial to the operation of China Banner Investment Bank in the international capital market, while China State Investment Holding Corporation, China International Trust and Investment Corporation, and China State Financial Holding Corporation will through capital injection, mergers, The acquisition of market-trading shares and the transfer of legal person shares will continue to penetrate the subsidiaries of the Zhongqi and Shenzhou systems. This will be a win-win operation that is beneficial to both parties.
In the process of entering the Zhongqi system, state capital ensured the preservation and appreciation of national capital, while Zhongqi Investment Bank gradually transformed into a real international investment bank, cashing out capital, investing in competition in the international financial market, and investing in heavy industry and high-tech industries. Investment in the technology industry.
In cooperating with China State Financial Holdings, Yang Shaozong convinced the State-owned Assets Supervision and Administration Commission and Prime Minister Rong that there was no need to transfer shares at a low price to allow international banks and investment banks to participate in the joint-stock reform of China's financial sector. China Banner Investment Bank could undertake this work. , at least it can undertake most of the work, and it will definitely not be worse than international banks. Moreover, it is a very long-term and stable strategic cooperation, and it will never be easy to cash out.
If all goes well, in the next few years, the joint-stock reform work of Industrial Bank of China and Agricultural Savings Bank of China, among the four major banks in China, will be undertaken by China Banner Investment Bank.
In addition, the Postal Savings Bank of China can also consider demutualization reform, and there is also a high chance that China Banner Investment Bank will undertake the demutualization reform.
Chapter 184: The God of Chinese Management
Chapter 184: The God of Chinese Management, go to the website