ps: This paragraph needs to be briefly explained. After all, it involves the protagonist¡¯s future ¡°money path¡±. Some book friends may find it boring to read. In fact, it is hard to check information by wheel, and it is even harder to code! We can overcome this plot in the next chapter, so let¡¯s endure it together! "What?" Zheng Binying's face changed suddenly, she stood up excitedly and objected strongly: "Young master, you can't do this. It is the hard work left by the eldest lady, and those loyal employees who have devoted their lives to Hyundai Heavy Industries. She Tell me that I must Ugh!" Before he finished speaking, Zheng Binying suddenly clutched his chest in pain, and his whole body was already shaky and seemed about to fall. "Grandpa Ying!" The sudden emergency caused the two people present to panic. Nie Zirun was the first to support Zheng Binying, caressing his chest to ease his breathing, and helped him sit back on the sofa. Chen Lingling quickly poured a glass of warm water and brought it over , and then opened all the windows in the living room. More than ten minutes later, Zheng Binying's condition gradually improved, but her face was still pale, and her bright eyes in the past had become dim. At this moment, the always strong and wise leader of Hyundai Motor finally showed his old age, revealing his A strong look of exhaustion. "Grandpa Ying, let me take you to the hospital!" Nie Zirun served the old man carefully, not daring to relax for a moment. If something happened to the old man due to his own reasons, Qian Ruping alone would do it regardless of her own guilt. He angrily peeled off a layer of his skin. Zheng Binying shook her head slightly, and took out a bottle of medicine from her pocket with slightly trembling hands. Nie Zirun quickly took it and helped him get the medicine to feed him. After taking the medicine, the old man calmed down alone for a while, and then he breathed a long sigh of relief. A touch of bitterness appeared on his old face, and he murmured to himself: "Miss, Binying is ashamed, I'm sorry for you!" Nie Zirun squatted silently Without saying a word, he realized many things. It was not until this moment that he understood why Qian Ruping trusted and relied on Zheng Binying so much and repeatedly told him not to interfere in the company's affairs for the time being. He finally realized the old man's loyalty to their family for decades. This time I was really reckless! On the other side, Chen Lingling also had a realization. The scene in front of her clearly told her that this old man was not as simple as she thought. There might be some things in it that she did not understand. Perhaps it was these things that severely restricted his hands and feet, making him unable to do anything! "It's an old problem!" Zheng Binying quickly put away his weak and confused side. The habits he had developed over the years always forced him to maintain a clear mind and power at all times. He waved his hands and said: "It's okay. Young Master, Miss Chen, please sit down!" The two of them sat down as instructed. Just looking at the old man who was still sluggish but still insisting on working hard, his heart couldn't help but feel sour, and they continued in unison. Maintained silence. "Miss Chen. Did you teach the young master to say this?" Zheng Binying took the lead to break the dull atmosphere, with a solemn expression and even a slightly questioning tone. Chen Lingling didn't show any concern on her face and said calmly: "President Zheng, I didn't teach him this. I just briefly analyzed the company's current situation and direction on the way. In fact, I was also surprised that he had This idea!" There was a hint of encouragement in her words. He glanced at Nie Zirun who lowered his head and said nothing, then looked at Zheng Binying whose expression became a little strange, and sincerely suggested: "President Zheng, why don't we listen to what he thinks? Sometimes, laymen can actually Seeing something that an expert cannot see clearly!" Zheng Binying nodded noncommittally, then looked at Nie Zirun with a somewhat questioning tone: "Young Master, what do you think?" "I " "Don't worry about my health!" Seeing that Nie Zirun was still observing her face, Zheng Binying smiled encouragingly and said, "You can just say it!" Nie Zirun coughed lightly and saw that the old man's face turned pale, so he stopped Hesitating again, he straightened his thoughts for a moment, and said after careful consideration: "Actually, what I think is very simple. The situation of both Hyundai Motor and Hyundai Heavy Industries is not too optimistic. In comparison, Hyundai Motor is more energetic and promising. In the end, Hyundai Motor is more energetic and promising. The key is that we have absolute control over Hyundai Motor, so I want to abandon the troops and concentrate all resources to consolidate the core!" After a pause, he seemed to think that this was not vivid enough, and he added: "It's like both sides. In a war, both sides have strategic and tactical goals. In a decisive battle, the winner is to attack strategic goals. In addition, Hyundai Heavy Industries is involved in the national military industry after all, and the background components are too complicated. I think There will be less involvement in the futureOkay! " Nie Zirun used his best field to make an analogy and explained his point of view concisely and concisely. The two business and financial elites in the audience couldn't help but nod, and inadvertently showed a look of recognition. " I have to admit, Nie Zirun He has a natural keen intuition and can fully foresee crises, which is inseparable from his many years of military battlefield career. When this feeling comes, he will consciously make analysis and judgment and avoid risks. The introduction to the feeling came from the brief analysis and prediction in Chen Lingling's car. The shock in Zheng Binying's heart at this moment could not be explained in words. Her gray eyebrows trembled involuntarily. Although the young man in front of her was not in business and finance. He is a professional elite, but this is not important. What is important is that he already possesses the basic qualities of a good leader. He is decisive and has no hesitation when it comes to making a choice. This courage alone is enough. He will control a huge business empire in the future. Looking around the world, how many of those at the top of the financial pyramid graduated from famous universities? At that level, making timely and correct decisions is the key. Others can do the rest, and some are professional elites for them to drive! "Ms. Chen, I also want to know your thoughts! "Although Zheng Binying was shaken in her heart, she remained calm on the surface. Instead of saying anything, she "targeted" Chen Lingling and said steadily but forcefully: "Be honest! "This is not meant to be a test, but unlike Nie Zirun, what he wants to know is whether this young girl has the ability to become Nie Zirun's number one assistant in leading the company in the future. "Please wait! " Chen Lingling obviously understood what Zheng Binying meant. She quickly took out her notebook and made preparations skillfully. She would treat every case she took over rigorously and professionally. This is how it all started. The projector equipment is all ready-made in the club. Yes, very thoughtful! "President Zheng, these are the materials I have prepared in the past month. Here, I would like to report some bad news. In the United States, various signs of the subprime mortgage crisis have emerged. I predict that at the latest Early next year. A huge financial crisis will break out around the world! " Wearing a pair of rimless glasses, Chen Lingling quickly got into work. Her calm and reserved business elite temperament exuded from the inside out, and her language was clear. Priorities were clearly defined. Even for people like Nie Zirun who did not know much about financial knowledge. , I also heard it very interesting. "House prices in the United States are continuing to fall, and those loans cannot be repaid. So, many people will go bankrupt again? "Nie Zirun suddenly interrupted. This was the first time he was interested in finance. "It's not just that! "Chen Lingling deliberately explained the subprime mortgage crisis. Taking care of Nie Zirun, she patiently analyzed: "This is a break in the entire capital chain, because the bank is using the principle of leverage to provide housing loans, and it gives loans to users with bad credit. The risk is transferred to insurance companies, which in turn collaborate with many investment institutions. Such as investment banks, hedge funds, etc. Through multi-channel transactions such as mortgage bonds, funds and interest rates will snowball in every step! " Seeing that Nie Zirun was a little confused, she used another analogy: "To put it simply, the greedy bank capital used 3 billion funds to do what 10 billion funds can do, and the insurance company split the bonds with 10 billion funds. After changing hands, the result becomes 30 billion, and so on. In fact, as long as there is a problem in any one of the links, the risk loss will increase exponentially! " "So those people with bad credit records couldn't repay their loans, so the banks repossessed the properties. However, the house prices plummeted due to the crisis and they couldn't sell them at all. Therefore, the banks actually suffered huge losses, which led to a situation. Is this a series of vicious reactions? " Nie Zirun understood everything and quickly tried to summarize according to his own understanding. Chen Lingling admired Nie Zirun's ability to understand. She nodded with a smile and said: "Yes, it involves not only banks and lenders, but also many others. Investment financial institutions, because of their participation, created a false prosperity bubble in real estate. Now that the bubble has burst, I don¡¯t need to say the result! " "Does this have any direct relationship with us? "Nie Zirun asked back, and he had nothing to be polite to Chen Lingling. Chen Lingling paced back and forth and said slowly: "There is no direct relationship, but it is enough to affect the entire Hyundai Group! "As she spoke, she clicked the screen a few times, and several data summary charts immediately appeared in front of their eyes. "It can be said that 2006 is the highest peak of the development of Hyundai Motor Group so far, regardless of?Sales volume, sales and profits have all reached the highest peak in history! " Chen Lingling calmly analyzed: "But if you look at the data for the first nine months of 2007, compared with the same period in 2006, there has been a significant shrinkage. Hyundai Motor's sales and sales have decreased by 20%, and Kia Motors has shrunk even more. Reaching more than 30%, far exceeding the normal floating range. What is really worrying is the large and disproportionate reduction in profits. In total, the profit has shrunk by about 45%! " "In other words, I can confirm that the profit of the entire Hyundai Motor Group this year is less than half of that in 2006! "Chen Lingling's tone became particularly serious, and she hit the nail on the head: "The data doesn't lie. There is such a big difference in just half a year. It's time to find the reasons within yourself and think about how to face the upcoming financial crisis! "