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And the money is undoubtedly a huge financial burden for them.
With bank loan support, it will be much easier for them.
Lin Xuan looked at Zhou Rong with a serious face, and continued: "You must review the loan to merchants!"
"First, a special asset appraisal review must be conducted on the lender."
"Only those who meet the qualification requirements can issue payment to the lender. Remember, this is the most important link."
"And it must be determined whether the lender has the ability to repay the loan."
"For example, do they have real estate or land, etc.?"
"After determining all their net worth, then evaluate how much their assets can be mortgaged.
"Finally, it is necessary to comprehensively evaluate how much money can be loaned to them based on their repayment ability."
"If they lose their ability to repay and cannot repay, they can also directly take their real estate as collateral."
""
There are still many specific operations about banks.
Lin Xuan basically said that it took a whole morning before he drove Zhou Rong away.
Damn, do you still want to have lunch? !
no way!
Butler Cui, see off the guests!¡ª¡ª
Later, Li Shimin came to the Lin Mansion in person several times, begging Lin Xuan to go to the court hall with a deadpan face.
The main thing is to discuss the specific matters of the bank.
After Zhou Rong spared no effort to ask for advice many times, Lin Xuan was finally irritated.
okay!
Don't even ask me.
Let me stop the meeting!
Therefore, Lin Xuan simply went to the court.
Facing all civil and military officials openly and honestly.
If you have any questions, just ask!
Changsun Wuji jumped out without saying a word, and came to strike preemptively!
He took the lead in asking: "Is the people's money guaranteed after they are deposited in the bank?"
"If the merchants lose money and don't pay back the money, and they don't have a house mortgage, how will the bank earn back the money lost after the three clans are wiped out?"
"Is it possible that our treasury should pay back?"
I have to say that Changsun Wuji is Changsun Wuji.
The prime minister is the prime minister!
This question is on point!
Unfortunately, Lin Xuan didn't even bother to answer this question.
Come out, Zhou Rong!
?Use the skill - Mouth Cannon!
Then, Zhou Rong stood up and explained.
To put it bluntly, it was a retelling of what Lin Xuan had said to him.
"For lenders, banks first need to conduct a special asset appraisal investigation."
"Age, family, income, real estate, field assets"
"Only those who meet the requirements after a comprehensive assessment will be granted loan qualifications."
"After assessing and investigating the lender's assets and assessing their repayment ability, their loan amount can be determined. The approved loan amount will not exceed 70% of the lender's assets."
After hearing this, Changsun Wuji was convinced.
Now that he has a specific plan, he doesn't have to worry about it.
Zhou Rong formulated a set of evaluation plans by himself.
Lin Xuan saw it, and there was no major problem.
Changsun Wuji is notoriously fond of picking on things.
But he has always been trusted and loved by Li Shimin.
Just because the question he raised was something that many ministers, including Li Shimin himself, wanted to ask.
However, Li Shimin was too embarrassed to ask the question himself.
This task was naturally entrusted to Changsun Wuji.
Changsun Wuji also knew it, so every time Lin Xuan was questioned, he was definitely the one who took the lead.
And what Li Shimin is responsible for is to reconcile and balance and give his own decision.
As time went by, Lin Xuan felt more and more that the water on the court was very deep.
According to Changsun Wuji, this is considered good.
Like before when Lin Xuan didn't come, the water on the court hall was even deeper!
Pay attention to every word and deed.
If you make a slight mistake, you may have to be cool.?!
Relevant policies and systems about banks have been finalized for the time being.
According to Li Shimin, full-scale construction will begin in one month.
Every county must have a bank!
At the same time, you have to do a good job in financial work.
Every sum of money must have detailed records.
Credentials should also be kept on file.
All specific related operations have strict regulations.
Every thing has specific and detailed requirements.
The preparatory work for the bank has already started, and everything will be done in time.
Once one thing is solved, a new one will usher in.
? On this day, Li Lizhi came to visit Emperor Tang University.
Lin Xuan happened to be there too.
Li Lizhi pestered Lin Xuan to show her around.
"Brother Xuan, I found out that Emperor Tang University is so big!"
Li Lizhi couldn't help feeling emotional.
Looking at the six or seven-story dormitory buildings in the distance, I was amazed.
"Brother Xuan, is this the cement red brick building you told me about?"
"It's so tall!"
"Will such buildings be built in other places in Datang in the future?"
Lin Xuan smiled, and said calmly: "Of course it is possible, but the output of cement is limited now, so it is given priority to merchants for road construction." (Remember the website website: www.hlnovel.com - Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report
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