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Chapter 286 Is there such an operation?

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    "It's very simple to print money." Li Shimin said as a matter of course.

    Lin Xuan helplessly supported his forehead.

    "Yes, just print money."

    "Then the money will become less and less valuable, causing inflation."

    "Failure to stimulate domestic demand will make money even less valuable."

    It was very laborious for Lin Xuan to explain in detail.

    What Lin Xuan has to do is to circulate the money.

    It cannot be kept in the hands of the common people.

    The consumption power of the common people is limited.

    What the common people pay attention to is to be prepared for danger in times of peace.

    It is impossible to force them to spend money all the time.

    So how do you spend the money?

    And this is why Lin Xuan came to Li Shimin today.

    "I probably understand it, but I don't really understand it" Li Shimin covered his head and put away his smile.

    Lin Xuan continued to ask after hearing the words: "Your Majesty, let me ask you another question."

    "Do you think merchants are building roads faster now?"

    "Not fast, very slow."

    Li Shimin gave his own evaluation.

    Lin Xuan looked at him with a smile and asked, "Why?"

    "The first is the supply of cement, and the second is the shortage of manpower." Li Shimin replied lightly.

    "No, to put it bluntly, it is a lack of money, and it will be easy to handle when you have money." Lin Xuan said with a positive face.

    Hearing this, Li Shimin suddenly laughed.

    No problem!

    Lin Xuan went on to talk eloquently: "It is indeed a lack of money. In many cases, merchants can only slow down their progress, or even stop work directly."

    "Your Majesty, think about it, if all the money in the hands of the people is lent to merchants."

    "Then merchants spent money on road construction, and the money fell into the hands of the common people."

    "We have roads, merchants can charge fees, and people have more money."

    "Is it better?"

    Li Shimin pondered for a moment, then shook his head immediately, and retorted: "No, no, why do people lend money to merchants?"

    "What if the merchant doesn't pay back the money?"

    Lin Xuan smiled immediately when he heard the words.

    Li Shimin is on point now!

    "Actually, it's easy to solve."

    "Your Majesty, let's open a bank!"

    Lin Xuan said boldly.

    "bank?!"

    Li Shimin was a little confused.

    What the hell?

    Lin Xuan explained: "Probably so."

    "A bank is similar to our bank."

    "People deposit money in the bank, and we give them interest."

    "For example, if you pay 10,000 renminbi, if you give the people an interest of 20 renminbi a month, that's 240 renminbi a year."

    "If merchants come to borrow money, assuming they pay it off within one year, their interest will be 400 yuan."

    "Datang earned 160 yuan once he came and went!"

    Hearing the word "making money", Li Shimin's eyes immediately turned red.

    What the hell?

    Still have this kind of operation?

    Lin Xuan said in a persuasive manner: "Your Majesty, think about it, the people are profitable, so they are naturally willing to save money."

    "When necessary, they can also take it out."

    "Businessmen happen to be short of money, so they can borrow money from the bank first."

    "Then you can pay in installments. With money in hand, merchants can speed up the process of road construction."

    "Then what if they don't pay it back?" Li Shimin questioned.

    "Hey, Your Majesty opened the bank, how dare they not pay it back?" Lin Xuan smiled calmly.

    What a joke!

    If they don't pay back the money, Li Shimin can ruin the families of these merchants with a single word!

    Why worry about a bank run by the royal family?

    Li Shimin suddenly realized when he heard the words, and kept nodding and said: "That's right!"

    "If they dare not pay back the money, I will destroy their three families!"

    "The bank mentioned by King Qinglong is indeed a good idea!"

    "I will ask someone to discuss this matter carefully and discuss specific matters."

    Lin Xuan smiled and got up immediately.

    In this way, he is done!

    Lin Xuan left happily.

    &nbsp"Li Shimin is also very happy to give orders."

    Old rules, Lin Xuan proposed an idea.

    Li Shimin approved it, and then handed it over to the ministers below for discussion.

    Anyway, Lin Xuan doesn't care, we'll talk about it after the specific regulations come out.

    Regarding the setting of the bank, Lin Xuan actually had it long ago.

    However, he waited until now to say it.

    First of all, it was because of the currency at the beginning, and it was only appropriate after the currency reform.

    Currency is the foundation of economic development.

    As far as the currency of the Tang Dynasty was concerned, it was really difficult to undertake the important task of economic development.

    After the currency reform, vigorously develop economic construction.

    Now that ordinary people have money in their hands, a lot of spare money can naturally be deposited in the bank.

    The bank pays interest, and then lends to merchants.

    Let the money continue to circulate.

    Lin Xuan has now made a preliminary decision.

    Next, the free education system will be reformed.

    It is no longer the sole responsibility of Datang to pay for it.

    For example, people have to pay for food by themselves.

    A symbolic starting point for tuition fees.

    You can still get a scholarship with good grades.

    The university system remains unchanged.

    The main changes are middle schools and private schools.

    Those cultivated by the university will become the mainstay of the Tang Dynasty, and all the flowers that should be spent must be spent.

    Then, the existing medical system will have to spend money in the future.

    The initial setting is that the patient pays half, and Datang bears half.

    In this way, the common people can afford it, and the currency can continue to circulate.  (Remember the site URL: www.hlnovel.com
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